Last update: Nov 2026

Cost of Living Comparison Between Cebu and Urganch

For one person, living is cheaper in Urganch: $414 a month against $943 in Cebu, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

Urganch

🇺🇿 Uzbekistan

$414

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Urganch

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Urganch actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $414 in Urganch.

Cebu $943
Urganch $414

Estimated couple costs with rent: $1,437 in Cebu versus $701 in Urganch.

Cebu $1,437
Urganch $701

Monthly costs for a family of three with rent: $1,930 in Cebu versus $987 in Urganch.

Cebu $1,930
Urganch $987

Living in Cebu is roughly 128% more expensive than in Urganch, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Urganch 69% lower.

Meal at Budget Restaurant

$3.88 ₱244

$3.84 UZS 46.0K

1.04%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

$29.71 UZS 355.8K

-21.84%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$3.88 UZS 46.4K

0.52%

Cappuccino

$2.56 ₱161

$2.00 UZS 23.9K

28.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$0.88 UZS 10.5K

81.82%

Water (0.33 liter bottle)

$0.51 ₱32.02

$0.26 UZS 3,132

96.15%

Local Beer (0.5 liter draught)

$1.76 ₱111

$1.29 UZS 15.5K

36.43%

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$1.99 ₱125

$0.94 UZS 11.3K

111.70%

White Bread (500g)

$1.37 ₱86.3

$0.92 UZS 11.0K

48.91%

Rice (white) (1kg)

$0.95 ₱59.8

$1.44 UZS 17.3K

-34.03%

Eggs

$2.02 ₱127

$1.86 UZS 22.3K

8.60%

Local Cheese (1kg)

$9.63 ₱606

$4.56 UZS 54.6K

111.18%

Chicken Fillets (1kg)

$4.35 ₱274

$4.79 UZS 57.3K

-9.19%

Beef Round Steak (1kg)

$7.70 ₱485

$7.37 UZS 88.3K

4.48%

Apples (1kg)

$3.30 ₱207

$1.36 UZS 16.3K

142.65%

Banana (1kg)

$1.27 ₱79.7

$1.76 UZS 21.0K

-27.84%

Oranges (1kg)

$2.34 ₱147

$2.53 UZS 30.3K

-7.51%

Tomato (1kg)

$1.51 ₱95.3

$2.03 UZS 24.3K

-25.62%

Potato (1kg)

$2.23 ₱141

$0.77 UZS 9,262

189.61%

Onion (1kg)

$1.93 ₱122

$0.52 UZS 6,257

271.15%

Lettuce (1 head)

$1.18 ₱74.4

$0.78 UZS 9,361

51.28%

Water (1.5 liter bottle)

$0.65 ₱40.92

$0.43 UZS 5,186

51.16%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$1.88 UZS 22.5K

53.72%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.0

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.23 ₱14.42

$0.28 UZS 3,310

-17.86%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱770

Taxi Start (Normal Tariff)

$0.82 ₱51.5

$0.34 UZS 4,074

141.18%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

$0.40 UZS 4,788

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

Gasoline (1 liter)

$1.38 ₱86.7

$1.24 UZS 14.9K

11.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,814

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$3.38 UZS 40.4K

371.30%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,767

$10.18 UZS 122.0K

175.74%

Gym Membership (Monthly)

$33.41 ₱2,103

$13.98 UZS 167.4K

138.98%

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

Cinema Ticket

$5.85 ₱368

$4.15 UZS 49.7K

40.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

International Primary School, 1 Child (Yearly)

$8,060 ₱507.3K

Jeans (Levis 501 Or Similar)

$48.31 ₱3,041

$12.59 UZS 150.8K

283.72%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

$12.64 UZS 151.3K

94.30%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,855

Men's Leather Business Shoes

$56.5 ₱3,557

$41.28 UZS 494.3K

36.89%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

$161 UZS 1.9M

207.93%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.2K

$127 UZS 1.5M

153.10%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.3K

$266 UZS 3.2M

272.56%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.5K

$205 UZS 2.5M

205.75%

Buy Apartment in City Center (m2)

$4,459 ₱280.6K

$3,037 UZS 36.4M

46.79%

Buy Apartment Outside City Center (m2)

$3,030 ₱190.7K

$3,667 UZS 43.9M

-17.38%

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

$416 UZS 5.0M

-17.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Urganch: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Urganch

–

Groceries & Markets

Cebu

$206 21.8%

Urganch

–

Monthly Utilities & Internet

Cebu

$168 17.8%

Urganch

–

Eating Out

Cebu

$95 10.1%

Urganch

–

Clothing & Footwear

Cebu

$93 9.9%

Urganch

–

Sport & Entertainment

Cebu

$45 4.8%

Urganch

–

Getting Around

Cebu

$15 1.6%

Urganch

–

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $161 in Urganch. Housing cost is often the main lever when comparing two cities.

Urganch pays 21% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23 in Cebu vs $30 in Urganch. Groceries flip the comparison at $206 vs $141, with Urganch cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇺🇿 Urganch

🕒 Local time

01:48 1:48 AM

22:48 10:48 PM

3 h behind Cebu

🌤 Weather

👥 Population

964,169

146,709

💱 Currency

Philippine Peso PHP ₱

Uzbekistani Som UZS soʻm

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 UZS = 8.35 USD

100,000 UZS = 7.43 EUR

Exchange rates and currency converter

UZS, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.73 PHP (100 PHP = 1.41 EUR).

Uzbekistani Som exchange rates as of November 5, 2026: 1 USD = 11,975 UZS (100,000 UZS = 8.35 USD). 1 EUR = 13,457 UZS (100,000 UZS = 7.43 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Urganch 7,040 km ≈ 9 h nonstop flight

From you

Cebu
Urganch

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Urganch: Cost of Living - Frequently Asked Questions

Urganch is about 56% cheaper overall, especially in groceries, clothing, and utilities. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 18% lower in Cebu. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $495 in Cebu versus $161 in Urganch. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 46% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $23 versus $30 in Urganch. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Urganch are both considered safe, so it’s unlikely to be the deciding factor between them.