Last update: Oct 2026

Cost of Living Comparison Between Cebu and Udomlya

For one person, living is cheaper in Cebu: $934 a month against $1,074 in Udomlya, rent and utilities included – about $1,700 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
52

Cost of Living Index in Udomlya
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Udomlya Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Udomlya

🇷🇺 Russia

$1,074

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Udomlya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Udomlya actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,074 in Udomlya.

Cebu $934
Udomlya $1,074

Estimated couple costs with rent: $1,423 in Cebu versus $1,675 in Udomlya.

Cebu $1,423
Udomlya $1,675

Monthly costs for a family of three with rent: $1,913 in Cebu versus $2,276 in Udomlya.

Cebu $1,913
Udomlya $2,276

Living in Cebu costs roughly 13% less than in Udomlya, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 31% lower, Udomlya 21% lower.

Meal at Budget Restaurant

$3.79 ₱242

$11.32 ₽913

-66.52%

Three-Course Dinner for Two, Mid-Range

$23.33 ₱1,491

$37.92 ₽3,058

-38.48%

Fast Food Meal (McDonalds, etc)

$3.94 ₱252

$6.35 ₽512

-37.95%

Cappuccino

$2.54 ₱163

$2.77 ₽223

-8.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 ₱100

$1.10 ₽89.1

42.73%

Water (0.33 liter bottle)

$0.47 ₱29.82

$0.58 ₽46.46

-18.97%

Local Beer (0.5 liter draught)

$1.77 ₱113

$1.78 ₽144

-0.56%

Imported Beer (0.33 liter bottle)

$2.22 ₱142

$2.96 ₽239

-25.00%

Milk (1 liter)

$1.90 ₱121

$1.13 ₽90.8

68.14%

White Bread (500g)

$1.36 ₱87.1

$0.73 ₽58.7

86.30%

Rice (white) (1kg)

$0.94 ₱59.8

$1.42 ₽115

-33.80%

Eggs

$1.99 ₱127

$1.63 ₽132

22.09%

Local Cheese (1kg)

$9.70 ₱620

$11.52 ₽929

-15.80%

Chicken Fillets (1kg)

$4.32 ₱276

$5.20 ₽419

-16.92%

Beef Round Steak (1kg)

$7.51 ₱480

$11.52 ₽929

-34.81%

Apples (1kg)

$3.31 ₱211

$1.70 ₽137

94.71%

Banana (1kg)

$1.37 ₱87.5

$1.86 ₽150

-26.34%

Oranges (1kg)

$2.34 ₱149

$1.82 ₽147

28.57%

Tomato (1kg)

$1.49 ₱95.4

$2.80 ₽226

-46.79%

Potato (1kg)

$2.30 ₱147

$0.78 ₽62.7

194.87%

Onion (1kg)

$1.87 ₱120

$0.58 ₽47.17

222.41%

Lettuce (1 head)

$1.10 ₱70.3

$1.29 ₽104

-14.73%

Water (1.5 liter bottle)

$0.63 ₱40.36

$0.71 ₽56.9

-11.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱183

$2.96 ₽239

-3.38%

Wine (Bottle)

$6.08 ₱389

$7.82 ₽631

-22.25%

Local Beer (0.5 liter bottle)

$1.27 ₱81.4

$1.07 ₽86.6

18.69%

Imported Beer (0.33 liter bottle)

$1.72 ₱110

$1.99 ₽160

-13.57%

One-way Ticket (Public Transport)

$0.22 ₱13.99

$0.52 ₽42.07

-57.69%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱788

$24.90 ₽2,008

-50.44%

Taxi Start (Normal Tariff)

$0.74 ₱47.53

$2.37 ₽191

-68.78%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.08

$0.34 ₽27.69

-35.29%

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₱273

$5.85 ₽471

-26.84%

Gasoline (1 liter)

$1.31 ₱83.7

$0.81 ₽65.2

61.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$51.7K ₽4.2M

-59.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$39.9K ₽3.2M

-52.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,565

$123 ₽9,925

-3.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 ₱1,007

$6.22 ₽501

153.38%

Internet (50+ Mbps, Unlimited Data)

$28.33 ₱1,810

$8.53 ₽688

232.12%

Gym Membership (Monthly)

$32.94 ₱2,105

$35.38 ₽2,854

-6.90%

Tennis Court (1 Hour on Weekend)

$6.49 ₱415

$23.78 ₽1,918

-72.71%

Cinema Ticket

$5.45 ₱348

$6.52 ₽526

-16.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

$347 ₽28.0K

-20.54%

International Primary School, 1 Child (Yearly)

$7,789 ₱497.7K

$6,376 ₽514.3K

22.16%

Jeans (Levis 501 Or Similar)

$48.18 ₱3,078

$82.3 ₽6,634

-41.42%

Summer Dress (H&M, Zara, etc)

$24.47 ₱1,564

$54.1 ₽4,362

-54.76%

Sport Shoes (Adidas, Nike)

$75.3 ₱4,810

$121 ₽9,721

-37.54%

Men's Leather Business Shoes

$58.0 ₱3,707

$105 ₽8,439

-44.55%

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.5K

$472 ₽38.0K

1.22%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.6K

$320 ₽25.8K

0.47%

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.5K

$905 ₽73.0K

6.37%

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱40.0K

$575 ₽46.3K

8.90%

Buy Apartment in City Center (m2)

$4,551 ₱290.8K

$2,216 ₽178.7K

105.36%

Buy Apartment Outside City Center (m2)

$3,028 ₱193.5K

$1,486 ₽119.9K

103.77%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

21.45

-66.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 26, 2026

Last update for Udomlya: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.5%

Udomlya

$320 29.8% 0.5% $1.5

Groceries & Markets

Cebu

$204 21.8%

Udomlya

$209 19.5% 2.6% $5.2

Monthly Utilities & Internet

Cebu

$163 17.4%

Udomlya

$138 12.8% 15.2% $25

Eating Out

Cebu

$94 10.1%

Udomlya

$164 15.3% 74.7% $70

Clothing & Footwear

Cebu

$93 9.9%

Udomlya

$163 15.2% 75.5% $70

Sport & Entertainment

Cebu

$44 4.7%

Udomlya

$48 4.5% 10.4% $4.6

Getting Around

Cebu

$15 1.6%

Udomlya

$31 2.9% 106% $16

Cost Breakdown

A one-bedroom apartment in the center runs $477 in Cebu and $472 in Udomlya. Housing cost is often the main lever when comparing two cities.

Dining out: $23 in Cebu vs $38 in Udomlya for a mid-range dinner for two. Groceries echo the gap at $204 vs $209 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇷🇺 Udomlya

🕒 Local time

01:33 1:33 AM

20:33 8:33 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

28,972

💱 Currency

Philippine Peso PHP ₱

Russian Ruble RUB ₽

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

Exchange rates and currency converter

RUB, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

Russian Ruble exchange rates as of October 28, 2026: 1 USD = 80.65 RUB (100 RUB = 1.24 USD). 1 EUR = 89.78 RUB (100 RUB = 1.11 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Udomlya 8,970 km ≈ 12 h nonstop flight

From you

Cebu
Udomlya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Udomlya: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and transport. The 15% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,401 in Cebu and $1,610 in Udomlya to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $477 in Cebu versus $472 in Udomlya. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cebu runs roughly 50% less than in Udomlya. Both cities have functional networks, but the price difference matters if you’re watching your budget.

All in, you’ll spend $934 per month in Cebu versus $1,074 in Udomlya – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.