Last update: Oct 2026

Cost of Living Comparison Between Cebu and Tulungagung

For one person, living is cheaper in Tulungagung: $614 a month against $934 in Cebu, rent and utilities included – about $3,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
29

Cost of Living Index in Tulungagung
Learn more

Tulungagung Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Tulungagung

🇮🇩 Indonesia

$614

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Tulungagung

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Tulungagung actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $614 in Tulungagung.

Cebu $934
Tulungagung $614

Estimated couple costs with rent: $1,423 in Cebu versus $987 in Tulungagung.

Cebu $1,423
Tulungagung $987

Monthly costs for a family of three with rent: $1,913 in Cebu versus $1,360 in Tulungagung.

Cebu $1,913
Tulungagung $1,360

Living in Cebu is roughly 52% more expensive than in Tulungagung, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 31% lower, Tulungagung 55% lower.

Meal at Budget Restaurant

$3.79 ₱243

$0.86 Rp 15.6K

340.70%

Three-Course Dinner for Two, Mid-Range

$23.33 ₱1,493

$9.34 Rp 169.5K

149.79%

Fast Food Meal (McDonalds, etc)

$3.94 ₱252

$2.13 Rp 38.7K

84.98%

Cappuccino

$2.54 ₱163

$1.06 Rp 19.2K

139.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 ₱100

$0.38 Rp 6,895

313.16%

Water (0.33 liter bottle)

$0.47 ₱29.87

$0.16 Rp 2,818

193.75%

Local Beer (0.5 liter draught)

$1.77 ₱113

$2.18 Rp 39.5K

-18.81%

Imported Beer (0.33 liter bottle)

$2.22 ₱142

$3.52 Rp 63.9K

-36.93%

Milk (1 liter)

$1.90 ₱121

$1.11 Rp 20.1K

71.17%

White Bread (500g)

$1.36 ₱87.3

$0.99 Rp 18.1K

37.37%

Rice (white) (1kg)

$0.94 ₱59.9

$0.83 Rp 15.0K

13.25%

Eggs

$1.99 ₱127

$1.42 Rp 25.7K

40.14%

Local Cheese (1kg)

$9.70 ₱621

$6.70 Rp 121.5K

44.78%

Chicken Fillets (1kg)

$4.32 ₱276

$3.29 Rp 59.7K

31.31%

Beef Round Steak (1kg)

$7.51 ₱481

$8.01 Rp 145.3K

-6.24%

Apples (1kg)

$3.31 ₱212

$1.90 Rp 34.5K

74.21%

Banana (1kg)

$1.37 ₱87.6

$1.37 Rp 24.9K

Oranges (1kg)

$2.34 ₱150

$1.65 Rp 29.9K

41.82%

Tomato (1kg)

$1.49 ₱95.5

$1.31 Rp 23.8K

13.74%

Potato (1kg)

$2.30 ₱147

$1.19 Rp 21.5K

93.28%

Onion (1kg)

$1.87 ₱120

$1.76 Rp 32.0K

6.25%

Lettuce (1 head)

$1.10 ₱70.4

$0.82 Rp 14.9K

34.15%

Water (1.5 liter bottle)

$0.63 ₱40.42

$0.43 Rp 7,801

46.51%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱183

$2.68 Rp 48.7K

6.72%

Wine (Bottle)

$6.08 ₱389

$21.01 Rp 381.3K

-71.06%

Local Beer (0.5 liter bottle)

$1.27 ₱81.6

$1.79 Rp 32.4K

-29.05%

Imported Beer (0.33 liter bottle)

$1.72 ₱110

$3.03 Rp 55.0K

-43.23%

One-way Ticket (Public Transport)

$0.22 ₱14.01

$0.23 Rp 4,150

-4.35%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱790

$12.92 Rp 234.4K

-4.49%

Taxi Start (Normal Tariff)

$0.74 ₱47.60

$0.55 Rp 10.0K

34.55%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.10

$0.35 Rp 6,286

-37.14%

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₱274

$2.42 Rp 43.9K

76.86%

Gasoline (1 liter)

$1.31 ₱83.8

$0.80 Rp 14.5K

63.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$24.8K Rp 449.6M

-16.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$30.6K Rp 555.5M

-37.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,577

$64.3 Rp 1.2M

84.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 ₱1,009

$4.30 Rp 78.0K

266.51%

Internet (50+ Mbps, Unlimited Data)

$28.33 ₱1,813

$20.02 Rp 363.3K

41.51%

Gym Membership (Monthly)

$32.94 ₱2,108

$16.31 Rp 295.9K

101.96%

Tennis Court (1 Hour on Weekend)

$6.49 ₱415

$7.26 Rp 131.8K

-10.61%

Cinema Ticket

$5.45 ₱349

$2.68 Rp 48.6K

103.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

$82.8 Rp 1.5M

233.10%

International Primary School, 1 Child (Yearly)

$7,789 ₱498.4K

$7,003 Rp 127.1M

11.22%

Jeans (Levis 501 Or Similar)

$48.18 ₱3,083

$45.53 Rp 826.1K

5.82%

Summer Dress (H&M, Zara, etc)

$24.47 ₱1,566

$29.53 Rp 535.8K

-17.14%

Sport Shoes (Adidas, Nike)

$75.3 ₱4,817

$77.4 Rp 1.4M

-2.79%

Men's Leather Business Shoes

$58.0 ₱3,713

$76.6 Rp 1.4M

-24.22%

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.5K

$218 Rp 4.0M

118.84%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.6K

$144 Rp 2.6M

122.90%

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.6K

$546 Rp 9.9M

76.35%

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱40.0K

$398 Rp 7.2M

57.16%

Buy Apartment in City Center (m2)

$4,551 ₱291.2K

$1,183 Rp 21.5M

284.62%

Buy Apartment Outside City Center (m2)

$3,028 ₱193.8K

$814 Rp 14.8M

271.82%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

$111 Rp 2.0M

200.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.46

-23.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 26, 2026

Last update for Tulungagung: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.5%

Tulungagung

$144 23.5% 55.1% $177

Groceries & Markets

Cebu

$204 21.8%

Tulungagung

$194 31.6% 4.8% $9.7

Monthly Utilities & Internet

Cebu

$163 17.4%

Tulungagung

$89 14.4% 45.5% $74

Eating Out

Cebu

$94 10.1%

Tulungagung

$46 7.5% 51% $48

Clothing & Footwear

Cebu

$93 9.9%

Tulungagung

$103 16.8% 11.2% $10

Sport & Entertainment

Cebu

$44 4.7%

Tulungagung

$22 3.5% 50.6% $22

Getting Around

Cebu

$15 1.6%

Tulungagung

$16 2.6% 7% $1

Cost Breakdown

A one-bedroom apartment in the center runs $477 in Cebu and $218 in Tulungagung. Housing cost is often the main lever when comparing two cities.

Cebu pays about 3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $23 in Cebu vs $9 in Tulungagung for a mid-range dinner for two. Groceries echo the gap at $204 vs $194 per month, with Tulungagung cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇩 Tulungagung

🕒 Local time

01:04 1:04 AM

00:04 12:04 AM

1 h behind Cebu

🌤 Weather

👥 Population

964,169

65,952

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 27, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.52 PHP (100 PHP = 1.4 EUR).

Indonesian Rupiah exchange rates as of October 27, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,281 IDR (100,000 IDR = 4.93 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Tulungagung 2,440 km ≈ 3 h 30 min nonstop flight

From you

Cebu
Tulungagung

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Tulungagung: Cost of Living - Frequently Asked Questions

Tulungagung is cheaper overall, especially in eating out, leisure, and utilities. The 52% gap adds up to real monthly savings that compound significantly over time.

Average pay in Cebu is about 3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $477 in Cebu versus $218 in Tulungagung. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $934 per month in Cebu versus $614 in Tulungagung – a 52% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 4% less than in Tulungagung. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Either city works on $1,200 a month, though Tulungagung gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Tulungagung are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Tulungagung wins on affordability, Cebu on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.