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Cost of Living Comparison Between Cebu and Toledo City Cost of Living Comparison Between Cebu and Toledo City

๐Ÿ˜ Solo nomad: Cebu is 48.7% more expensive than Toledo City without rent, and 24.2% more expensive with rent.
๐Ÿ˜ Family of 3: Cebu is 29% more expensive than Toledo City without rent, and 17.8% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Cebu
Toledo City
Difference
Meal at Budget Restaurant
$4.55 โ‚ฑ271
$2.73 โ‚ฑ162
66.67%
Three-Course Dinner for Two, Mid-Range
$24.29 โ‚ฑ1,444
$21.03 โ‚ฑ1,250
15.50%
Fast Food Meal (McDonalds, etc)
$4.49 โ‚ฑ267
$3.56 โ‚ฑ212
26.12%
Cappuccino
$2.51 โ‚ฑ149
$2.01 โ‚ฑ119
24.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 โ‚ฑ48.11
$0.54 โ‚ฑ32.04
50.00%
Water (0.33 liter bottle)
$0.45 โ‚ฑ26.98
$0.32 โ‚ฑ19.04
40.63%
Local Beer (0.5 liter draught)
$1.58 โ‚ฑ94.0
$0.93 โ‚ฑ55.1
69.89%
Imported Beer (0.33 liter bottle)
$2.14 โ‚ฑ127
$1.76 โ‚ฑ105
21.59%
๐Ÿ›’ Groceries & Markets
Cebu
Toledo City
Difference
Milk (1 liter)
$2.31 โ‚ฑ137
$1.78 โ‚ฑ106
29.78%
White Bread (500g)
$1.56 โ‚ฑ92.7
$1.23 โ‚ฑ72.9
26.83%
Rice (white) (1kg)
$1.17 โ‚ฑ69.7
$0.95 โ‚ฑ56.6
23.16%
Eggs
$2.29 โ‚ฑ136
$2.08 โ‚ฑ124
10.10%
Local Cheese (1kg)
$13.04 โ‚ฑ775
$5.84 โ‚ฑ347
123.29%
Chicken Fillets (1kg)
$5.28 โ‚ฑ314
$4.17 โ‚ฑ248
26.62%
Beef Round Steak (1kg)
$7.80 โ‚ฑ464
$6.99 โ‚ฑ416
11.59%
Apples (1kg)
$3.59 โ‚ฑ213
$2.34 โ‚ฑ139
53.42%
Banana (1kg)
$1.52 โ‚ฑ90.1
$1.14 โ‚ฑ67.8
33.33%
Oranges (1kg)
$3.28 โ‚ฑ195
$2.01 โ‚ฑ120
63.18%
Tomato (1kg)
$2.21 โ‚ฑ132
$1.62 โ‚ฑ96.2
36.42%
Potato (1kg)
$2.55 โ‚ฑ152
$2.50 โ‚ฑ148
2.00%
Onion (1kg)
$2.57 โ‚ฑ153
$1.19 โ‚ฑ70.8
115.97%
Lettuce (1 head)
$0.98 โ‚ฑ58.0
$1.70 โ‚ฑ101
-42.35%
Water (1.5 liter bottle)
$0.78 โ‚ฑ46.32
$0.86 โ‚ฑ51.0
-9.30%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 โ‚ฑ193
$1.20 โ‚ฑ71.5
170.83%
Wine (Bottle)
$6.86 โ‚ฑ407
$4.45 โ‚ฑ264
54.16%
Local Beer (0.5 liter bottle)
$1.17 โ‚ฑ69.3
$1.23 โ‚ฑ73.3
-4.88%
Imported Beer (0.33 liter bottle)
$2.28 โ‚ฑ135
$1.91 โ‚ฑ114
19.37%
๐ŸšŒ Getting Around
Cebu
Toledo City
Difference
One-way Ticket (Public Transport)
$0.26 โ‚ฑ15.42
$0.28 โ‚ฑ16.74
-7.14%
Public Transport Monthly Pass (Regular Price)
$14.80 โ‚ฑ879
-
-
Taxi Start (Normal Tariff)
$0.81 โ‚ฑ48.11
$0.74 โ‚ฑ43.77
9.46%
Taxi (Normal Tariff) (1km)
$0.25 โ‚ฑ14.96
$0.23 โ‚ฑ13.56
8.70%
Taxi 1hour Waiting (Normal Tariff)
$2.58 โ‚ฑ154
$2.67 โ‚ฑ159
-3.37%
Gasoline (1 liter)
$1.10 โ‚ฑ65.3
$1.14 โ‚ฑ68.0
-3.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K โ‚ฑ1.8M
$24.0K โ‚ฑ1.4M
26.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K โ‚ฑ1.6M
$19.4K โ‚ฑ1.2M
40.92%
๐Ÿงพ Monthly Utilities & Internet
Cebu
Toledo City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.9 โ‚ฑ5,756
$66.6 โ‚ฑ3,960
45.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.74 โ‚ฑ2,005
$30.67 โ‚ฑ1,823
10.01%
Internet (50+ Mbps, Unlimited Data)
$29.72 โ‚ฑ1,766
$30.17 โ‚ฑ1,793
-1.49%
๐ŸŽ‰ Sport & Entertainment
Cebu
Toledo City
Difference
Gym Membership (Monthly)
$33.41 โ‚ฑ1,986
$33.58 โ‚ฑ1,996
-0.51%
Tennis Court (1 Hour on Weekend)
$8.22 โ‚ฑ489
$4.47 โ‚ฑ266
83.89%
Cinema Ticket
$5.78 โ‚ฑ343
$1.78 โ‚ฑ106
224.72%
๐Ÿงธ Childcare & Education
Cebu
Toledo City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$236 โ‚ฑ14.0K
$88.5 โ‚ฑ5,261
166.79%
International Primary School, 1 Child (Yearly)
$3,881 โ‚ฑ230.6K
$4,391 โ‚ฑ261.0K
-11.62%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cebu
Toledo City
Difference
Jeans (Levis 501 Or Similar)
$52.9 โ‚ฑ3,141
$46.21 โ‚ฑ2,746
14.39%
Summer Dress (H&M, Zara, etc)
$23.20 โ‚ฑ1,379
$23.40 โ‚ฑ1,391
-0.85%
Sport Shoes (Adidas, Nike)
$76.7 โ‚ฑ4,560
$61.2 โ‚ฑ3,634
25.48%
Men's Leather Business Shoes
$56.3 โ‚ฑ3,348
$81.3 โ‚ฑ4,832
-30.71%
๐Ÿ  Accommodation & Living
Cebu
Toledo City
Difference
1-bedroom Apartment, City Center (Monthly)
$505 โ‚ฑ30.0K
$419 โ‚ฑ24.9K
20.45%
1-bedroom Apartment, Outside City Center (Monthly)
$217 โ‚ฑ12.9K
$178 โ‚ฑ10.6K
21.56%
3-bedroom Apartment, City Center (Monthly)
$807 โ‚ฑ47.9K
$589 โ‚ฑ35.0K
36.83%
3-bedroom Apartment, Outside City Center (Monthly)
$383 โ‚ฑ22.7K
$393 โ‚ฑ23.4K
-2.61%
Buy Apartment in City Center (m2)
$3,099 โ‚ฑ184.1K
$2,059 โ‚ฑ122.4K
50.49%
Buy Apartment Outside City Center (m2)
$1,967 โ‚ฑ116.9K
$870 โ‚ฑ51.7K
126.21%
๐Ÿ’ต Salaries & Financials
Cebu
Toledo City
Difference
Average Monthly Net Salary (After Tax)
$370 โ‚ฑ22.0K
$336 โ‚ฑ20.0K
9.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
6
33.33%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Cebu: January 12, 2026

Last update for Toledo City: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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