Cost of Living Comparison Between Cebu and Tarlac City Cost of Living Comparison Between Cebu and Tarlac City

😐 Solo nomad: Cebu is 56.5% more expensive than Tarlac City without rent, and 43.2% more expensive with rent.
😐 Family of 3: Cebu is 22.3% more expensive than Tarlac City without rent, and 39.3% more expensive with rent.
Currency
🍽 Eating Out
Cebu
Tarlac City
Difference
Meal at Budget Restaurant
$4.40 ₱256
$2.74 ₱159
60.58%
Three-Course Dinner for Two, Mid-Range
$24.09 ₱1,403
$15.23 ₱887
58.17%
Fast Food Meal (McDonalds, etc)
$4.51 ₱263
$3.51 ₱204
28.49%
Cappuccino
$2.60 ₱152
$1.59 ₱92.3
63.52%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.80 ₱46.65
$0.83 ₱48.06
-3.61%
Water (0.33 liter bottle)
$0.43 ₱24.98
$0.26 ₱15.03
65.38%
Local Beer (0.5 liter draught)
$1.58 ₱91.7
$0.93 ₱54.1
69.89%
Imported Beer (0.33 liter bottle)
$2.09 ₱122
$1.79 ₱104
16.76%
🛒 Groceries & Markets
Cebu
Tarlac City
Difference
Milk (1 liter)
$2.22 ₱130
$1.66 ₱96.4
33.73%
White Bread (500g)
$1.50 ₱87.5
$1.53 ₱89.2
-1.96%
Rice (white) (1kg)
$1.13 ₱65.7
$0.93 ₱54.4
21.51%
Eggs
$2.34 ₱136
$2.07 ₱120
13.04%
Local Cheese (1kg)
$12.75 ₱743
$9.00 ₱524
41.67%
Chicken Fillets (1kg)
$5.38 ₱313
$3.25 ₱189
65.54%
Beef Round Steak (1kg)
$7.87 ₱459
$5.92 ₱345
32.94%
Apples (1kg)
$3.61 ₱210
$2.85 ₱166
26.67%
Banana (1kg)
$1.46 ₱84.8
$1.55 ₱90.4
-5.81%
Oranges (1kg)
$3.29 ₱191
$2.07 ₱121
58.94%
Tomato (1kg)
$2.29 ₱133
$1.48 ₱86.4
54.73%
Potato (1kg)
$2.56 ₱149
$1.42 ₱82.8
80.28%
Onion (1kg)
$2.45 ₱142
$1.12 ₱65.3
118.75%
Lettuce (1 head)
$1.00 ₱58.0
$0.92 ₱53.6
8.70%
Water (1.5 liter bottle)
$0.85 ₱49.45
$0.90 ₱52.5
-5.56%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 ₱183
$2.82 ₱164
10.99%
Wine (Bottle)
$6.84 ₱398
$3.92 ₱228
74.49%
Local Beer (0.5 liter bottle)
$1.21 ₱70.2
$0.84 ₱48.66
44.05%
Imported Beer (0.33 liter bottle)
$2.33 ₱136
$1.52 ₱88.7
53.29%
🚌 Getting Around
Cebu
Tarlac City
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.12
$0.28 ₱16.39
-7.14%
Public Transport Monthly Pass (Regular Price)
$15.06 ₱877
$7.78 ₱453
93.57%
Taxi Start (Normal Tariff)
$0.81 ₱47.45
$0.84 ₱48.88
-3.57%
Taxi (Normal Tariff) (1km)
$0.23 ₱13.35
$0.22 ₱12.80
4.55%
Taxi 1hour Waiting (Normal Tariff)
$2.68 ₱156
$2.07 ₱120
29.47%
Gasoline (1 liter)
$1.15 ₱67.1
$1.13 ₱65.7
1.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.2K ₱1.8M
$27.9K ₱1.6M
8.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K ₱1.6M
$19.4K ₱1.1M
40.93%
🧾 Monthly Utilities & Internet
Cebu
Tarlac City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.0 ₱5,763
$98.7 ₱5,748
0.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.23 ₱1,993
$16.18 ₱942
111.56%
Internet (50+ Mbps, Unlimited Data)
$30.40 ₱1,770
$26.91 ₱1,567
12.97%
🎉 Sport & Entertainment
Cebu
Tarlac City
Difference
Gym Membership (Monthly)
$33.37 ₱1,943
$44.89 ₱2,614
-25.66%
Tennis Court (1 Hour on Weekend)
$8.07 ₱470
$17.45 ₱1,016
-53.75%
Cinema Ticket
$5.84 ₱340
$6.30 ₱367
-7.30%
🧸 Childcare & Education
Cebu
Tarlac City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$235 ₱13.7K
$171 ₱9,944
37.80%
International Primary School, 1 Child (Yearly)
$3,954 ₱230.2K
$14.1K ₱818.8K
-71.88%
👕👟 Clothing & Footwear
Cebu
Tarlac City
Difference
Jeans (Levis 501 Or Similar)
$52.2 ₱3,039
$45.85 ₱2,670
13.81%
Summer Dress (H&M, Zara, etc)
$22.81 ₱1,328
$26.21 ₱1,526
-12.97%
Sport Shoes (Adidas, Nike)
$75.1 ₱4,373
$52.0 ₱3,028
44.43%
Men's Leather Business Shoes
$55.7 ₱3,246
$36.63 ₱2,133
52.17%
🏠 Accommodation & Living
Cebu
Tarlac City
Difference
1-bedroom Apartment, City Center (Monthly)
$516 ₱30.1K
$126 ₱7,350
309.05%
1-bedroom Apartment, Outside City Center (Monthly)
$209 ₱12.2K
$99.9 ₱5,817
108.95%
3-bedroom Apartment, City Center (Monthly)
$789 ₱46.0K
$262 ₱15.3K
200.91%
3-bedroom Apartment, Outside City Center (Monthly)
$396 ₱23.1K
$180 ₱10.5K
120.13%
Buy Apartment in City Center (m2)
$3,151 ₱183.5K
$402 ₱23.4K
684.69%
Buy Apartment Outside City Center (m2)
$2,024 ₱117.9K
$317 ₱18.4K
539.34%
💵 Salaries & Financials
Cebu
Tarlac City
Difference
Average Monthly Net Salary (After Tax)
$396 ₱23.1K
$229 ₱13.3K
73.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
6.17
29.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: March 1, 2026

Last update for Tarlac City: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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