Cost of Living Comparison Between Cebu and Tarlac City Cost of Living Comparison Between Cebu and Tarlac City

😐 Solo nomad: Cebu is 41.3% more expensive than Tarlac City without rent, and 36.2% more expensive with rent.
😐 Family of 3: Cebu is 26% more expensive than Tarlac City without rent, and 42.6% more expensive with rent.
Currency
🍽 Eating Out
Cebu
Tarlac City
Difference
Meal at Budget Restaurant
$4.46 β‚±248
$2.73 β‚±152
63.37%
Three-Course Dinner for Two, Mid-Range
$23.59 β‚±1,313
$15.06 β‚±838
56.64%
Fast Food Meal (McDonalds, etc)
$4.54 β‚±253
$3.58 β‚±199
26.82%
Cappuccino
$2.65 β‚±148
$1.62 β‚±90.2
63.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.84 β‚±46.77
$0.86 β‚±48.02
-2.33%
Water (0.33 liter bottle)
$0.45 β‚±25.1
$0.28 β‚±15.78
60.71%
Local Beer (0.5 liter draught)
$1.52 β‚±84.9
$1.01 β‚±56.4
50.50%
Imported Beer (0.33 liter bottle)
$2.09 β‚±116
$1.73 β‚±96.5
20.81%
πŸ›’ Groceries & Markets
Cebu
Tarlac City
Difference
Milk (1 liter)
$2.31 β‚±129
$1.64 β‚±91
40.85%
White Bread (500g)
$1.57 β‚±87.3
$1.47 β‚±82
6.80%
Rice (white) (1kg)
$1.13 β‚±62.9
$0.93 β‚±52.1
21.51%
Eggs
$2.36 β‚±131
$2.05 β‚±114
15.12%
Local Cheese (1kg)
$12.95 β‚±721
$9.07 β‚±505
42.78%
Chicken Fillets (1kg)
$5.12 β‚±285
$3.14 β‚±175
63.06%
Beef Round Steak (1kg)
$7.61 β‚±424
$5.9 β‚±328
28.98%
Apples (1kg)
$3.63 β‚±202
$3.01 β‚±167
20.60%
Banana (1kg)
$1.47 β‚±82
$1.6 β‚±89.2
-8.13%
Oranges (1kg)
$3.43 β‚±191
$2.13 β‚±119
61.03%
Tomato (1kg)
$2.25 β‚±125
$1.54 β‚±85.5
46.10%
Potato (1kg)
$2.53 β‚±141
$1.44 β‚±80
75.69%
Onion (1kg)
$2.47 β‚±137
$1.12 β‚±62.3
120.54%
Lettuce (1 head)
$1 β‚±55.8
$0.92 β‚±51.3
8.70%
Water (1.5 liter bottle)
$0.82 β‚±45.9
$0.84 β‚±46.79
-2.38%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 β‚±181
$2.85 β‚±159
14.04%
Wine (Bottle)
$6.68 β‚±372
$3.99 β‚±222
67.42%
Local Beer (0.5 liter bottle)
$1.17 β‚±64.9
$0.77 β‚±42.76
51.95%
Imported Beer (0.33 liter bottle)
$2.26 β‚±126
$1.58 β‚±88.2
43.04%
🚌 Getting Around
Cebu
Tarlac City
Difference
One-way Ticket (Public Transport)
$0.26 β‚±14.34
$0.26 β‚±14.34
-
Public Transport Monthly Pass (Regular Price)
$15.28 β‚±851
$8.02 β‚±447
90.52%
Taxi Start (Normal Tariff)
$0.81 β‚±45.31
$0.77 β‚±43.09
5.19%
Taxi (Normal Tariff) (1km)
$0.25 β‚±14
$0.24 β‚±13.44
4.17%
Taxi 1hour Waiting (Normal Tariff)
$2.72 β‚±151
$2.16 β‚±120
25.93%
Gasoline (1 liter)
$1.13 β‚±63.2
$1.15 β‚±64.2
-1.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.6K β‚±1.6M
$28.6K β‚±1.6M
3.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.3K β‚±1.5M
$19.9K β‚±1.1M
37.30%
🧾 Monthly Utilities & Internet
Cebu
Tarlac City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99 β‚±5,512
$101 β‚±5,649
-2.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35 β‚±1,949
$16.12 β‚±898
117.12%
Internet (50+ Mbps, Unlimited Data)
$29.45 β‚±1,640
$26.15 β‚±1,456
12.62%
πŸŽ‰ Sport & Entertainment
Cebu
Tarlac City
Difference
Gym Membership (Monthly)
$33.3 β‚±1,854
$44.72 β‚±2,490
-25.54%
Tennis Court (1 Hour on Weekend)
$8.33 β‚±464
$17.38 β‚±967
-52.07%
Cinema Ticket
$5.97 β‚±332
$6.09 β‚±339
-1.97%
🧸 Childcare & Education
Cebu
Tarlac City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$228 β‚±12.7K
$165 β‚±9,205
37.92%
International Primary School, 1 Child (Yearly)
$3,917 β‚±218.1K
$14K β‚±782K
-72.11%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Cebu
Tarlac City
Difference
Jeans (Levis 501 Or Similar)
$51.8 β‚±2,884
$46.38 β‚±2,583
11.69%
Summer Dress (H&M, Zara, etc)
$22.69 β‚±1,263
$26.47 β‚±1,474
-14.28%
Sport Shoes (Adidas, Nike)
$74.8 β‚±4,163
$51.8 β‚±2,885
44.27%
Men's Leather Business Shoes
$54.8 β‚±3,049
$37.89 β‚±2,110
44.52%
🏠 Accommodation & Living
Cebu
Tarlac City
Difference
1-bedroom Apartment, City Center (Monthly)
$501 β‚±27.9K
$126 β‚±7,037
296.34%
1-bedroom Apartment, Outside City Center (Monthly)
$214 β‚±11.9K
$103 β‚±5,741
107.46%
3-bedroom Apartment, City Center (Monthly)
$795 β‚±44.3K
$267 β‚±14.9K
197.92%
3-bedroom Apartment, Outside City Center (Monthly)
$391 β‚±21.8K
$176 β‚±9,811
121.95%
Buy Apartment in City Center (m2)
$2,957 β‚±164.6K
$404 β‚±22.5K
631.39%
Buy Apartment Outside City Center (m2)
$1,052 β‚±58.6K
$312 β‚±17.4K
237.33%
πŸ’΅ Salaries & Financials
Cebu
Tarlac City
Difference
Average Monthly Net Salary (After Tax)
$375 β‚±20.9K
$205 β‚±11.4K
83.22%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
6.17
29.66%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 29, 2025

Last update for Tarlac City: October 29, 2025

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