Cost of Living Comparison Between Cebu and Tarlac City Cost of Living Comparison Between Cebu and Tarlac City

😐 Solo nomad: Cebu is 49.2% more expensive than Tarlac City without rent, and 37.2% more expensive with rent.

😐 Family of 3: Cebu is 28.4% more expensive than Tarlac City without rent, and 40.1% more expensive with rent.

Meal at Budget Restaurant

$4.55 ₱271

$2.63 ₱156

73.00%

Three-Course Dinner for Two, Mid-Range

$24.29 ₱1,444

$14.88 ₱884

63.24%

Fast Food Meal (McDonalds, etc)

$4.49 ₱267

$3.65 ₱217

23.01%

Cappuccino

$2.51 ₱149

$1.59 ₱94.3

57.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 ₱48.11

$0.87 ₱51.5

-6.90%

Water (0.33 liter bottle)

$0.45 ₱26.98

$0.28 ₱16.81

60.71%

Local Beer (0.5 liter draught)

$1.58 ₱94.0

$0.99 ₱58.7

59.60%

Imported Beer (0.33 liter bottle)

$2.14 ₱127

$1.82 ₱108

17.58%

Milk (1 liter)

$2.31 ₱137

$1.60 ₱94.9

44.38%

White Bread (500g)

$1.56 ₱92.7

$1.52 ₱90.6

2.63%

Rice (white) (1kg)

$1.17 ₱69.7

$1.00 ₱59.4

17.00%

Eggs

$2.29 ₱136

$1.98 ₱118

15.66%

Local Cheese (1kg)

$13.04 ₱775

$8.88 ₱528

46.85%

Chicken Fillets (1kg)

$5.28 ₱314

$3.24 ₱193

62.96%

Beef Round Steak (1kg)

$7.80 ₱464

$6.08 ₱361

28.29%

Apples (1kg)

$3.59 ₱213

$2.95 ₱175

21.69%

Banana (1kg)

$1.52 ₱90.1

$1.62 ₱96.4

-6.17%

Oranges (1kg)

$3.28 ₱195

$2.18 ₱130

50.46%

Tomato (1kg)

$2.21 ₱132

$1.47 ₱87.4

50.34%

Potato (1kg)

$2.55 ₱152

$1.44 ₱85.7

77.08%

Onion (1kg)

$2.57 ₱153

$1.13 ₱67.4

127.43%

Lettuce (1 head)

$0.98 ₱58.0

$0.85 ₱50.4

15.29%

Water (1.5 liter bottle)

$0.78 ₱46.32

$0.82 ₱48.73

-4.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 ₱193

$2.92 ₱174

11.30%

Wine (Bottle)

$6.86 ₱407

$4.07 ₱242

68.55%

Local Beer (0.5 liter bottle)

$1.17 ₱69.3

$0.83 ₱49.62

40.96%

Imported Beer (0.33 liter bottle)

$2.28 ₱135

$1.56 ₱92.6

46.15%

One-way Ticket (Public Transport)

$0.26 ₱15.42

$0.28 ₱16.85

-7.14%

Public Transport Monthly Pass (Regular Price)

$14.80 ₱879

$7.92 ₱471

86.87%

Taxi Start (Normal Tariff)

$0.81 ₱48.11

$0.77 ₱45.50

5.19%

Taxi (Normal Tariff) (1km)

$0.25 ₱14.96

$0.24 ₱14.28

4.17%

Taxi 1hour Waiting (Normal Tariff)

$2.58 ₱154

$2.19 ₱130

17.81%

Gasoline (1 liter)

$1.10 ₱65.3

$1.11 ₱65.9

-0.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K ₱1.8M

$28.2K ₱1.7M

7.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K ₱1.6M

$19.6K ₱1.2M

39.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.9 ₱5,756

$101 ₱6,021

-4.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.74 ₱2,005

$15.77 ₱937

113.95%

Internet (50+ Mbps, Unlimited Data)

$29.72 ₱1,766

$26.79 ₱1,592

10.94%

Gym Membership (Monthly)

$33.41 ₱1,986

$45.04 ₱2,677

-25.82%

Tennis Court (1 Hour on Weekend)

$8.22 ₱489

$17.48 ₱1,039

-52.97%

Cinema Ticket

$5.78 ₱343

$6.18 ₱367

-6.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$236 ₱14.0K

$170 ₱10.1K

39.05%

International Primary School, 1 Child (Yearly)

$3,881 ₱230.6K

$14.0K ₱829.3K

-72.19%

Jeans (Levis 501 Or Similar)

$52.9 ₱3,141

$45.88 ₱2,726

15.21%

Summer Dress (H&M, Zara, etc)

$23.20 ₱1,379

$26.57 ₱1,579

-12.68%

Sport Shoes (Adidas, Nike)

$76.7 ₱4,560

$51.8 ₱3,081

48.01%

Men's Leather Business Shoes

$56.3 ₱3,348

$37.30 ₱2,217

51.02%

1-bedroom Apartment, City Center (Monthly)

$505 ₱30.0K

$129 ₱7,691

290.38%

1-bedroom Apartment, Outside City Center (Monthly)

$217 ₱12.9K

$102 ₱6,090

111.67%

3-bedroom Apartment, City Center (Monthly)

$807 ₱47.9K

$264 ₱15.7K

205.83%

3-bedroom Apartment, Outside City Center (Monthly)

$383 ₱22.7K

$175 ₱10.4K

118.89%

Buy Apartment in City Center (m2)

$3,099 ₱184.1K

$386 ₱23.0K

702.12%

Buy Apartment Outside City Center (m2)

$1,967 ₱116.9K

$311 ₱18.5K

532.99%

Average Monthly Net Salary (After Tax)

$370 ₱22.0K

$228 ₱13.5K

62.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.17

29.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: January 12, 2026

Last update for Tarlac City: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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