Last update: Oct 2026

Cost of Living Comparison Between Cebu and Talsi

For one person, living is cheaper in Talsi: $44.04 a month against $934 in Cebu, rent and utilities included – about $10,700 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$934

/mo nomad

Talsi

🇱🇻 Latvia

$44.04

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Talsi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Talsi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $44 in Talsi.

Cebu $934
Talsi $44

Estimated couple costs with rent: $1,423 in Cebu versus $128 in Talsi.

Cebu $1,423
Talsi $128

Monthly costs for a family of three with rent: $1,913 in Cebu versus $213 in Talsi.

Cebu $1,913
Talsi $213

Living in Cebu is roughly 2020% more expensive than in Talsi, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 31% lower, Talsi 97% lower.

Meal at Budget Restaurant

$3.79 ₱241

$5.51 €4.91

-31.22%

Three-Course Dinner for Two, Mid-Range

$23.33 ₱1,482

$22.70 €20.25

2.78%

Fast Food Meal (McDonalds, etc)

$3.94 ₱250

Cappuccino

$2.54 ₱162

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 ₱99.6

Water (0.33 liter bottle)

$0.47 ₱29.64

Local Beer (0.5 liter draught)

$1.77 ₱112

Imported Beer (0.33 liter bottle)

$2.22 ₱141

Milk (1 liter)

$1.90 ₱121

White Bread (500g)

$1.36 ₱86.6

Rice (white) (1kg)

$0.94 ₱59.5

Eggs

$1.99 ₱126

Local Cheese (1kg)

$9.70 ₱616

Chicken Fillets (1kg)

$4.32 ₱274

Beef Round Steak (1kg)

$7.51 ₱477

Apples (1kg)

$3.31 ₱210

Banana (1kg)

$1.37 ₱87.0

Oranges (1kg)

$2.34 ₱149

Tomato (1kg)

$1.49 ₱94.8

Potato (1kg)

$2.30 ₱146

Onion (1kg)

$1.87 ₱119

Lettuce (1 head)

$1.10 ₱69.9

Water (1.5 liter bottle)

$0.63 ₱40.11

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱181

Wine (Bottle)

$6.08 ₱386

Local Beer (0.5 liter bottle)

$1.27 ₱81.0

Imported Beer (0.33 liter bottle)

$1.72 ₱109

One-way Ticket (Public Transport)

$0.22 ₱13.90

Public Transport Monthly Pass (Regular Price)

$12.34 ₱784

Taxi Start (Normal Tariff)

$0.74 ₱47.24

Taxi (Normal Tariff) (1km)

$0.22 ₱14.00

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₱272

Gasoline (1 liter)

$1.31 ₱83.2

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,520

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 ₱1,001

Internet (50+ Mbps, Unlimited Data)

$28.33 ₱1,799

Gym Membership (Monthly)

$32.94 ₱2,092

Tennis Court (1 Hour on Weekend)

$6.49 ₱412

Cinema Ticket

$5.45 ₱346

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.5K

International Primary School, 1 Child (Yearly)

$7,789 ₱494.7K

Jeans (Levis 501 Or Similar)

$48.18 ₱3,060

Summer Dress (H&M, Zara, etc)

$24.47 ₱1,554

Sport Shoes (Adidas, Nike)

$75.3 ₱4,781

Men's Leather Business Shoes

$58.0 ₱3,685

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.3K

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.4K

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.2K

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱39.7K

Buy Apartment in City Center (m2)

$4,551 ₱289.0K

Buy Apartment Outside City Center (m2)

$3,028 ₱192.3K

Average Monthly Net Salary (After Tax)

$333 ₱21.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 26, 2026

Last update for Talsi: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.5%

Talsi

–

Groceries & Markets

Cebu

$204 21.8%

Talsi

–

Monthly Utilities & Internet

Cebu

$163 17.4%

Talsi

–

Eating Out

Cebu

$94 10.1%

Talsi

–

Clothing & Footwear

Cebu

$93 9.9%

Talsi

–

Sport & Entertainment

Cebu

$44 4.7%

Talsi

–

Getting Around

Cebu

$15 1.6%

Talsi

–

Cost Breakdown

Dining out at a mid-range restaurant: $23 in Cebu vs $23 in Talsi for two.

Good to know

🇵🇭 Cebu

🇱🇻 Talsi

🕒 Local time

01:25 1:25 AM

19:25 7:25 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

10,962

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 2, 2026: 1 USD = 63.51 PHP (100 PHP = 1.57 USD). 1 EUR = 70.87 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Talsi 9,720 km ≈ 13 h nonstop flight

From you

Cebu
Talsi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Talsi: Cost of Living - Frequently Asked Questions

Talsi is about 95% cheaper overall, especially in eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,401 in Cebu and $66 in Talsi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Talsi are both considered safe, so it’s unlikely to be the deciding factor between them.