Cost of Living Comparison Between Cebu and Subic Bay Freeport Zone Cost of Living Comparison Between Cebu and Subic Bay Freeport Zone

😐 Solo nomad: Cebu is 22.6% more expensive than Subic Bay Freeport Zone without rent, and 19.6% more expensive with rent.
😐 Family of 3: Cebu is 0.2% more expensive than Subic Bay Freeport Zone without rent, and 4.6% cheaper with rent.
Currency
🍽 Eating Out
Cebu
Subic Bay Freeport Zone
Difference
Meal at Budget Restaurant
$4.40 ₱260
$4.52 ₱268
-2.65%
Three-Course Dinner for Two, Mid-Range
$24.09 ₱1,425
$15.78 ₱934
52.66%
Fast Food Meal (McDonalds, etc)
$4.51 ₱267
$3.50 ₱207
28.86%
Cappuccino
$2.60 ₱154
$2.54 ₱150
2.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.80 ₱47.40
$0.87 ₱51.6
-8.05%
Water (0.33 liter bottle)
$0.43 ₱25.38
$0.48 ₱28.42
-10.42%
Local Beer (0.5 liter draught)
$1.58 ₱93.2
$1.47 ₱87.1
7.48%
Imported Beer (0.33 liter bottle)
$2.09 ₱124
$2.33 ₱138
-10.30%
🛒 Groceries & Markets
Cebu
Subic Bay Freeport Zone
Difference
Milk (1 liter)
$2.22 ₱132
$1.87 ₱111
18.72%
White Bread (500g)
$1.50 ₱88.9
$1.53 ₱90.4
-1.96%
Rice (white) (1kg)
$1.13 ₱66.8
$0.95 ₱56.1
18.95%
Eggs
$2.34 ₱139
$1.99 ₱118
17.59%
Local Cheese (1kg)
$12.75 ₱755
$8.10 ₱479
57.41%
Chicken Fillets (1kg)
$5.38 ₱318
$5.20 ₱307
3.46%
Beef Round Steak (1kg)
$7.87 ₱466
$13.54 ₱801
-41.88%
Apples (1kg)
$3.61 ₱214
$3.01 ₱178
19.93%
Banana (1kg)
$1.46 ₱86.1
$1.81 ₱107
-19.34%
Oranges (1kg)
$3.29 ₱194
$1.43 ₱84.4
130.07%
Tomato (1kg)
$2.29 ₱135
$1.19 ₱70.4
92.44%
Potato (1kg)
$2.56 ₱151
$1.72 ₱102
48.84%
Onion (1kg)
$2.45 ₱145
$1.41 ₱83.3
73.76%
Lettuce (1 head)
$1.00 ₱58.9
$1.10 ₱65.2
-9.09%
Water (1.5 liter bottle)
$0.85 ₱50.3
$0.84 ₱49.82
1.19%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 ₱185
$2.49 ₱147
25.70%
Wine (Bottle)
$6.84 ₱405
$7.61 ₱450
-10.12%
Local Beer (0.5 liter bottle)
$1.21 ₱71.3
$0.82 ₱48.54
47.56%
Imported Beer (0.33 liter bottle)
$2.33 ₱138
$2.31 ₱136
0.87%
🚌 Getting Around
Cebu
Subic Bay Freeport Zone
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.36
$0.24 ₱14.21
8.33%
Public Transport Monthly Pass (Regular Price)
$15.06 ₱891
$18.30 ₱1,083
-17.70%
Taxi Start (Normal Tariff)
$0.81 ₱48.22
$0.73 ₱43.05
10.96%
Taxi (Normal Tariff) (1km)
$0.23 ₱13.57
$0.27 ₱16.09
-14.81%
Taxi 1hour Waiting (Normal Tariff)
$2.68 ₱159
$2.17 ₱128
23.50%
Gasoline (1 liter)
$1.15 ₱68.2
$1.17 ₱69.1
-1.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.2K ₱1.8M
$28.3K ₱1.7M
6.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K ₱1.6M
$17.5K ₱1.0M
56.83%
🧾 Monthly Utilities & Internet
Cebu
Subic Bay Freeport Zone
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.0 ₱5,856
$126 ₱7,482
-21.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.23 ₱2,026
$10.87 ₱643
214.90%
Internet (50+ Mbps, Unlimited Data)
$30.40 ₱1,799
$18.42 ₱1,090
65.04%
🎉 Sport & Entertainment
Cebu
Subic Bay Freeport Zone
Difference
Gym Membership (Monthly)
$33.37 ₱1,974
$31.43 ₱1,860
6.17%
Tennis Court (1 Hour on Weekend)
$8.07 ₱477
$4.33 ₱256
86.37%
Cinema Ticket
$5.84 ₱345
$7.58 ₱449
-22.96%
🧸 Childcare & Education
Cebu
Subic Bay Freeport Zone
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$235 ₱13.9K
$154 ₱9,098
53.03%
International Primary School, 1 Child (Yearly)
$3,954 ₱234.0K
$4,370 ₱258.6K
-9.53%
👕👟 Clothing & Footwear
Cebu
Subic Bay Freeport Zone
Difference
Jeans (Levis 501 Or Similar)
$52.2 ₱3,088
$45.19 ₱2,674
15.47%
Summer Dress (H&M, Zara, etc)
$22.81 ₱1,350
$33.54 ₱1,984
-31.99%
Sport Shoes (Adidas, Nike)
$75.1 ₱4,443
$67.7 ₱4,008
10.87%
Men's Leather Business Shoes
$55.7 ₱3,298
$114 ₱6,770
-51.28%
🏠 Accommodation & Living
Cebu
Subic Bay Freeport Zone
Difference
1-bedroom Apartment, City Center (Monthly)
$516 ₱30.6K
$142 ₱8,394
263.96%
1-bedroom Apartment, Outside City Center (Monthly)
$209 ₱12.4K
$88.6 ₱5,240
135.70%
3-bedroom Apartment, City Center (Monthly)
$789 ₱46.7K
$373 ₱22.1K
111.52%
3-bedroom Apartment, Outside City Center (Monthly)
$396 ₱23.4K
$474 ₱28.1K
-16.44%
Buy Apartment in City Center (m2)
$3,151 ₱186.5K
$2,079 ₱123.0K
51.61%
Buy Apartment Outside City Center (m2)
$2,024 ₱119.8K
$673 ₱39.8K
200.87%
💵 Salaries & Financials
Cebu
Subic Bay Freeport Zone
Difference
Average Monthly Net Salary (After Tax)
$396 ₱23.4K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8
6.17
29.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: March 1, 2026

Last update for Subic Bay Freeport Zone: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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