Last update: Oct 2026

Cost of Living Comparison Between Cebu and Stara Pazova

For one person, living is cheaper in Cebu: $918 a month against $1,031 in Stara Pazova, rent and utilities included – about $1,400 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
50

Cost of Living Index in Stara Pazova
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Stara Pazova Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Stara Pazova

🇷🇸 Serbia

$1,031

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Stara Pazova

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Stara Pazova actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,031 in Stara Pazova.

Cebu $918
Stara Pazova $1,031

Estimated couple costs with rent: $1,409 in Cebu versus $1,519 in Stara Pazova.

Cebu $1,409
Stara Pazova $1,519

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,007 in Stara Pazova.

Cebu $1,900
Stara Pazova $2,007

Living in Cebu costs roughly 11% less than in Stara Pazova, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Stara Pazova 24% lower.

Meal at Budget Restaurant

$3.09 ₱194

$10.63 RSD 1,108

-70.93%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$33.06 RSD 3,446

-26.74%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.20 RSD 750

-45.56%

Cappuccino

$2.51 ₱158

$1.99 RSD 207

26.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.78 RSD 186

-10.67%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.12 RSD 117

-52.68%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.07 RSD 215

-14.01%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.61 RSD 272

-16.86%

Milk (1 liter)

$1.92 ₱121

$1.30 RSD 136

47.69%

White Bread (500g)

$1.36 ₱85.4

$0.58 RSD 60.5

134.48%

Rice (white) (1kg)

$1.01 ₱63.5

$1.93 RSD 201

-47.67%

Eggs

$2.03 ₱128

$2.56 RSD 267

-20.70%

Local Cheese (1kg)

$9.86 ₱621

$9.95 RSD 1,037

-0.90%

Chicken Fillets (1kg)

$4.39 ₱277

$6.45 RSD 672

-31.94%

Beef Round Steak (1kg)

$7.60 ₱479

$11.31 RSD 1,179

-32.80%

Apples (1kg)

$3.30 ₱208

$0.96 RSD 99.8

243.75%

Banana (1kg)

$1.39 ₱87.8

$1.59 RSD 166

-12.58%

Oranges (1kg)

$2.33 ₱147

$1.69 RSD 176

37.87%

Tomato (1kg)

$1.50 ₱94.3

$2.03 RSD 212

-26.11%

Potato (1kg)

$2.36 ₱149

$0.93 RSD 97.1

153.76%

Onion (1kg)

$1.90 ₱119

$0.97 RSD 101

95.88%

Lettuce (1 head)

$1.19 ₱74.9

$0.53 RSD 55.7

124.53%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.59 RSD 61.8

6.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.32 RSD 451

-30.56%

Wine (Bottle)

$6.03 ₱379

$5.17 RSD 539

16.63%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.87 RSD 90.6

41.38%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.23 RSD 129

42.28%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.99 RSD 103

-74.75%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$23.93 RSD 2,495

-47.18%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.45 RSD 151

-46.90%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.99 RSD 103

-76.77%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$5.27 RSD 549

-15.37%

Gasoline (1 liter)

$1.31 ₱82.8

$1.73 RSD 180

-24.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.0K RSD 3.1M

-29.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$25.9K RSD 2.7M

-26.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$184 RSD 19.2K

-34.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$20.12 RSD 2,097

-30.42%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$25.20 RSD 2,627

9.29%

Gym Membership (Monthly)

$32.33 ₱2,035

$28.95 RSD 3,018

11.68%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$16.62 RSD 1,733

-59.99%

Cinema Ticket

$5.65 ₱356

$4.29 RSD 447

31.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$178 RSD 18.5K

54.77%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$3,815 RSD 397.7K

107.57%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$53.1 RSD 5,531

-7.03%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$16.62 RSD 1,733

51.87%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$87.0 RSD 9,065

-11.50%

Men's Leather Business Shoes

$57.2 ₱3,601

$117 RSD 12.2K

-51.22%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$311 RSD 32.4K

60.55%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$254 RSD 26.5K

21.62%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$428 RSD 44.7K

151.57%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$375 RSD 39.1K

64.11%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,466 RSD 152.9K

96.81%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,174 RSD 122.4K

63.22%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$625 RSD 65.1K

-44.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.84

48.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Stara Pazova: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Stara Pazova

$254 24.6% 17.8% $55

Groceries & Markets

Cebu

$206 22.4%

Stara Pazova

$195 18.9% 5.2% $11

Monthly Utilities & Internet

Cebu

$162 17.6%

Stara Pazova

$229 22.2% 41.8% $68

Clothing & Footwear

Cebu

$94 10.2%

Stara Pazova

$123 12% 31.2% $29

Eating Out

Cebu

$88 9.6%

Stara Pazova

$158 15.3% 78.6% $69

Sport & Entertainment

Cebu

$44 4.8%

Stara Pazova

$38 3.6% 14% $6.1

Getting Around

Cebu

$16 1.7%

Stara Pazova

$34 3.3% 120% $19

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $311 in Stara Pazova. Housing cost is often the main lever when comparing two cities.

Stara Pazova pays 81% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $33.00 in Stara Pazova. Groceries flip the comparison at $206 vs $195, with Stara Pazova cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇷🇸 Stara Pazova

🕒 Local time

14:03 2:03 PM

08:03 8:03 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

18,522

💱 Currency

Philippine Peso PHP ₱

Serbian Dinar RSD din

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Serbian Dinar exchange rates as of October 18, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Stara Pazova 10,260 km ≈ 13 h nonstop flight

From you

Cebu
Stara Pazova

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Stara Pazova: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and utilities. The 12% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 81% lower in Stara Pazova. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $311 in Stara Pazova. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,031 in Stara Pazova – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 89% less than in Stara Pazova. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Stara Pazova, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Stara Pazova are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 12% less than in Stara Pazova. Beyond cost, consider language, visa policies, and how big the international community is in each city.