Last update: Oct 2026

Cost of Living Comparison Between Cebu and Siddharthanagar

For one person, living is cheaper in Siddharthanagar: $349 a month against $918 in Cebu, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
17

Cost of Living Index in Siddharthanagar
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Siddharthanagar Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Siddharthanagar

🇳🇵 Nepal

$349

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Siddharthanagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Siddharthanagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $349 in Siddharthanagar.

Cebu $918
Siddharthanagar $349

Estimated couple costs with rent: $1,409 in Cebu versus $572 in Siddharthanagar.

Cebu $1,409
Siddharthanagar $572

Monthly costs for a family of three with rent: $1,900 in Cebu versus $796 in Siddharthanagar.

Cebu $1,900
Siddharthanagar $796

Living in Cebu is roughly 163% more expensive than in Siddharthanagar, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Siddharthanagar 74% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.01 NPR 305

53.73%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$20.00 NPR 3,038

21.10%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.77 NPR 1,181

-49.55%

Cappuccino

$2.51 ₱158

$1.51 NPR 229

66.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.54 NPR 82.7

194.44%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.15 NPR 23.18

253.33%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.21 NPR 488

-44.55%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.25 NPR 493

-33.23%

Milk (1 liter)

$1.92 ₱121

$0.77 NPR 117

149.35%

White Bread (500g)

$1.36 ₱85.4

$0.58 NPR 88.8

134.48%

Rice (white) (1kg)

$1.01 ₱63.5

$0.91 NPR 138

10.99%

Eggs

$2.03 ₱128

$1.71 NPR 260

18.71%

Local Cheese (1kg)

$9.86 ₱621

$7.16 NPR 1,088

37.71%

Chicken Fillets (1kg)

$4.39 ₱277

$3.19 NPR 484

37.62%

Beef Round Steak (1kg)

$7.60 ₱479

$5.99 NPR 910

26.88%

Apples (1kg)

$3.30 ₱208

$2.04 NPR 310

61.76%

Banana (1kg)

$1.39 ₱87.8

$1.20 NPR 182

15.83%

Oranges (1kg)

$2.33 ₱147

$1.42 NPR 216

64.08%

Tomato (1kg)

$1.50 ₱94.3

$0.55 NPR 83.4

172.73%

Potato (1kg)

$2.36 ₱149

$0.38 NPR 58.0

521.05%

Onion (1kg)

$1.90 ₱119

$0.50 NPR 75.7

280.00%

Lettuce (1 head)

$1.19 ₱74.9

$0.49 NPR 74.4

142.86%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.24 NPR 36.54

162.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.49 NPR 379

20.48%

Wine (Bottle)

$6.03 ₱379

$7.69 NPR 1,169

-21.59%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.19 NPR 333

-43.84%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.92 NPR 444

-40.07%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.83 NPR 278

-57.92%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.19 NPR 181

-80.67%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$3.18 NPR 483

40.25%

Gasoline (1 liter)

$1.31 ₱82.8

$1.40 NPR 213

-6.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.4K NPR 4.5M

-27.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$36.3K NPR 5.5M

-47.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$31.11 NPR 4,728

286.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.51 NPR 534

298.86%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$8.81 NPR 1,339

212.60%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$2.97 NPR 451

90.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$65.6 NPR 9,963

319.87%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$5,433 NPR 825.5K

45.75%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$24.96 NPR 3,793

97.64%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$26.23 NPR 3,985

-3.77%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$63.1 NPR 9,587

21.98%

Men's Leather Business Shoes

$57.2 ₱3,601

$28.70 NPR 4,360

99.30%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.72

-25.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Siddharthanagar: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Siddharthanagar

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Siddharthanagar

$144 41.4% 29.8% $61

Monthly Utilities & Internet

Cebu

$162 17.6%

Siddharthanagar

$43 12.5% 73.1% $118

Clothing & Footwear

Cebu

$94 10.2%

Siddharthanagar

$64 18.5% 31.5% $30

Eating Out

Cebu

$88 9.6%

Siddharthanagar

$83 23.7% 6.2% $5.5

Sport & Entertainment

Cebu

$44 4.8%

Siddharthanagar

$5.9 * 1.7% 86.4% $38

Getting Around

Cebu

$16 1.7%

Siddharthanagar

$7.8 * 2.2% 50% $7.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $20.00 in Siddharthanagar for a mid-range dinner for two. Groceries echo the gap at $206 vs $144 per month, with Siddharthanagar cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇵 Siddharthanagar

🕒 Local time

13:03 1:03 PM

10:48 10:48 AM

2 h 15 min behind Cebu

🌤 Weather

👥 Population

964,169

63,483

💱 Currency

Philippine Peso PHP ₱

Nepalese Rupee NPR रु

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 NPR = 6.58 USD

1,000 NPR = 5.85 EUR

Exchange rates and currency converter

NPR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Nepalese Rupee exchange rates as of October 18, 2026: 1 USD = 152 NPR (1,000 NPR = 6.58 USD). 1 EUR = 171 NPR (1,000 NPR = 5.85 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Siddharthanagar 4,640 km ≈ 6 h nonstop flight

From you

Cebu
Siddharthanagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Siddharthanagar: Cost of Living - Frequently Asked Questions

Siddharthanagar is cheaper overall, especially in groceries, clothing, and eating out. The 163% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $523 in Siddharthanagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 43% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $349 in Siddharthanagar – a 163% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Siddharthanagar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Siddharthanagar is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Siddharthanagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Siddharthanagar gentler on the wallet – expenses run 163% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.