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Cost of Living Comparison Between Cebu and Siargao Cost of Living Comparison Between Cebu and Siargao

😐 Solo nomad: Cebu is 15.5% more expensive than Siargao without rent, and 10.5% more expensive with rent.
😐 Family of 3: Cebu is 17.7% more expensive than Siargao without rent, and 11.3% more expensive with rent.
Currency
🍽 Eating Out
Cebu
Siargao
Difference
Meal at Budget Restaurant
$4.47 ₱261
$3.58 ₱209
24.86%
Three-Course Dinner for Two, Mid-Range
$23.92 ₱1,396
$19.41 ₱1,133
23.24%
Fast Food Meal (McDonalds, etc)
$4.33 ₱253
$3.4 ₱198
27.35%
Cappuccino
$2.6 ₱152
$2.64 ₱154
-1.52%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.86 ₱49.92
$0.78 ₱45.34
10.26%
Water (0.33 liter bottle)
$0.43 ₱25.05
$0.4 ₱23.2
7.50%
Local Beer (0.5 liter draught)
$1.5 ₱87.8
$1.24 ₱72.2
20.97%
Imported Beer (0.33 liter bottle)
$2.11 ₱123
$2.16 ₱126
-2.31%
🛒 Groceries & Markets
Cebu
Siargao
Difference
Milk (1 liter)
$2.32 ₱136
$1.89 ₱110
22.75%
White Bread (500g)
$1.5 ₱87.6
$1.26 ₱73.3
19.05%
Rice (white) (1kg)
$1.17 ₱68.3
$1.01 ₱58.7
15.84%
Eggs
$2.33 ₱136
$2.08 ₱121
12.02%
Local Cheese (1kg)
$13.04 ₱761
$7.91 ₱462
64.85%
Chicken Fillets (1kg)
$5.36 ₱313
$4.21 ₱246
27.32%
Beef Round Steak (1kg)
$7.74 ₱452
$7.83 ₱457
-1.15%
Apples (1kg)
$3.6 ₱210
$2.91 ₱170
23.71%
Banana (1kg)
$1.53 ₱89.3
$1.57 ₱91.6
-2.55%
Oranges (1kg)
$3.3 ₱193
$2.58 ₱151
27.91%
Tomato (1kg)
$2.24 ₱131
$1.61 ₱94.1
39.13%
Potato (1kg)
$2.56 ₱149
$2.22 ₱130
15.32%
Onion (1kg)
$2.5 ₱146
$2.5 ₱146
-
Lettuce (1 head)
$0.94 ₱54.9
$1.07 ₱62.7
-12.15%
Water (1.5 liter bottle)
$0.77 ₱45.09
$0.76 ₱44.37
1.32%
Cigarettes 20 Pack (Marlboro, Camel)
$3.11 ₱182
$2.81 ₱164
10.68%
Wine (Bottle)
$6.68 ₱390
$6.84 ₱399
-2.34%
Local Beer (0.5 liter bottle)
$1.2 ₱69.9
$1.15 ₱67.1
4.35%
Imported Beer (0.33 liter bottle)
$2.34 ₱136
$1.98 ₱115
18.18%
🚌 Getting Around
Cebu
Siargao
Difference
One-way Ticket (Public Transport)
$0.28 ₱16.52
$0.28 ₱16.39
-
Public Transport Monthly Pass (Regular Price)
$14.78 ₱863
-
-
Taxi Start (Normal Tariff)
$0.89 ₱51.8
$0.77 ₱44.87
15.58%
Taxi (Normal Tariff) (1km)
$0.25 ₱14.69
$0.24 ₱14.09
4.17%
Taxi 1hour Waiting (Normal Tariff)
$2.61 ₱153
$2.09 ₱122
24.88%
Gasoline (1 liter)
$1.09 ₱63.9
$1.14 ₱66.6
-4.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30K ₱1.7M
$26.1K ₱1.5M
14.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.8K ₱1.6M
$20.1K ₱1.2M
38.36%
🧾 Monthly Utilities & Internet
Cebu
Siargao
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$97.2 ₱5,671
$113 ₱6,596
-14.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.71 ₱1,967
$32.74 ₱1,911
2.96%
Internet (50+ Mbps, Unlimited Data)
$29.34 ₱1,712
$27.23 ₱1,589
7.75%
🎉 Sport & Entertainment
Cebu
Siargao
Difference
Gym Membership (Monthly)
$33.09 ₱1,931
$33.65 ₱1,964
-1.66%
Tennis Court (1 Hour on Weekend)
$8.42 ₱492
-
-
Cinema Ticket
$5.89 ₱344
$5.79 ₱338
1.73%
🧸 Childcare & Education
Cebu
Siargao
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$233 ₱13.6K
$152 ₱8,859
53.30%
International Primary School, 1 Child (Yearly)
$3,956 ₱230.9K
$4,398 ₱256.7K
-10.06%
👕👟 Clothing & Footwear
Cebu
Siargao
Difference
Jeans (Levis 501 Or Similar)
$51.7 ₱3,016
$45.73 ₱2,669
13.01%
Summer Dress (H&M, Zara, etc)
$22.93 ₱1,338
$26.13 ₱1,525
-12.25%
Sport Shoes (Adidas, Nike)
$75 ₱4,378
$75.1 ₱4,381
-0.08%
Men's Leather Business Shoes
$55.9 ₱3,260
$52.6 ₱3,067
6.30%
🏠 Accommodation & Living
Cebu
Siargao
Difference
1-bedroom Apartment, City Center (Monthly)
$502 ₱29.3K
$261 ₱15.3K
92.09%
1-bedroom Apartment, Outside City Center (Monthly)
$216 ₱12.6K
$173 ₱10.1K
24.65%
3-bedroom Apartment, City Center (Monthly)
$797 ₱46.5K
$595 ₱34.7K
33.93%
3-bedroom Apartment, Outside City Center (Monthly)
$383 ₱22.4K
$393 ₱23K
-2.54%
Buy Apartment in City Center (m2)
$3,131 ₱182.8K
$2,343 ₱136.7K
33.65%
Buy Apartment Outside City Center (m2)
$1,393 ₱81.3K
-
-
💵 Salaries & Financials
Cebu
Siargao
Difference
Average Monthly Net Salary (After Tax)
$399 ₱23.3K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8
6.67
19.94%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 30, 2025

Last update for Siargao: November 29, 2025

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