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Cost of Living Comparison Between Cebu and Siargao Cost of Living Comparison Between Cebu and Siargao

๐Ÿ˜ Solo nomad: Cebu is 19.3% more expensive than Siargao without rent, and 13% more expensive with rent.
๐Ÿ˜ Family of 3: Cebu is 17.9% more expensive than Siargao without rent, and 10.8% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Cebu
Siargao
Difference
Meal at Budget Restaurant
$4.55 โ‚ฑ271
$3.51 โ‚ฑ209
29.63%
Three-Course Dinner for Two, Mid-Range
$24.29 โ‚ฑ1,444
$19.69 โ‚ฑ1,170
23.36%
Fast Food Meal (McDonalds, etc)
$4.49 โ‚ฑ267
$3.36 โ‚ฑ199
33.63%
Cappuccino
$2.51 โ‚ฑ149
$2.54 โ‚ฑ151
-1.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 โ‚ฑ48.11
$0.79 โ‚ฑ46.84
2.53%
Water (0.33 liter bottle)
$0.45 โ‚ฑ26.98
$0.37 โ‚ฑ21.83
21.62%
Local Beer (0.5 liter draught)
$1.58 โ‚ฑ94.0
$1.24 โ‚ฑ74.0
27.42%
Imported Beer (0.33 liter bottle)
$2.14 โ‚ฑ127
$2.16 โ‚ฑ128
-0.93%
๐Ÿ›’ Groceries & Markets
Cebu
Siargao
Difference
Milk (1 liter)
$2.31 โ‚ฑ137
$1.82 โ‚ฑ108
26.92%
White Bread (500g)
$1.56 โ‚ฑ92.7
$1.21 โ‚ฑ71.8
28.93%
Rice (white) (1kg)
$1.17 โ‚ฑ69.7
$0.95 โ‚ฑ56.3
23.16%
Eggs
$2.29 โ‚ฑ136
$2.07 โ‚ฑ123
10.63%
Local Cheese (1kg)
$13.04 โ‚ฑ775
$8.08 โ‚ฑ480
61.39%
Chicken Fillets (1kg)
$5.28 โ‚ฑ314
$4.34 โ‚ฑ258
21.66%
Beef Round Steak (1kg)
$7.80 โ‚ฑ464
$7.68 โ‚ฑ456
1.56%
Apples (1kg)
$3.59 โ‚ฑ213
$2.89 โ‚ฑ172
24.22%
Banana (1kg)
$1.52 โ‚ฑ90.1
$1.50 โ‚ฑ89.4
1.33%
Oranges (1kg)
$3.28 โ‚ฑ195
$2.70 โ‚ฑ161
21.48%
Tomato (1kg)
$2.21 โ‚ฑ132
$1.55 โ‚ฑ92.2
42.58%
Potato (1kg)
$2.55 โ‚ฑ152
$2.20 โ‚ฑ131
15.91%
Onion (1kg)
$2.57 โ‚ฑ153
$2.64 โ‚ฑ157
-2.65%
Lettuce (1 head)
$0.98 โ‚ฑ58.0
$1.11 โ‚ฑ66.1
-11.71%
Water (1.5 liter bottle)
$0.78 โ‚ฑ46.32
$0.75 โ‚ฑ44.81
4.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 โ‚ฑ193
$2.83 โ‚ฑ168
14.84%
Wine (Bottle)
$6.86 โ‚ฑ407
$6.97 โ‚ฑ414
-1.58%
Local Beer (0.5 liter bottle)
$1.17 โ‚ฑ69.3
$1.20 โ‚ฑ71.4
-2.50%
Imported Beer (0.33 liter bottle)
$2.28 โ‚ฑ135
$2.06 โ‚ฑ122
10.68%
๐ŸšŒ Getting Around
Cebu
Siargao
Difference
One-way Ticket (Public Transport)
$0.26 โ‚ฑ15.42
$0.28 โ‚ฑ16.77
-7.14%
Public Transport Monthly Pass (Regular Price)
$14.80 โ‚ฑ879
-
-
Taxi Start (Normal Tariff)
$0.81 โ‚ฑ48.11
$0.83 โ‚ฑ49.55
-2.41%
Taxi (Normal Tariff) (1km)
$0.25 โ‚ฑ14.96
$0.24 โ‚ฑ14.31
4.17%
Taxi 1hour Waiting (Normal Tariff)
$2.58 โ‚ฑ154
$2.11 โ‚ฑ125
22.27%
Gasoline (1 liter)
$1.10 โ‚ฑ65.3
$1.14 โ‚ฑ67.8
-3.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K โ‚ฑ1.8M
$26.9K โ‚ฑ1.6M
12.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K โ‚ฑ1.6M
$20.3K โ‚ฑ1.2M
34.77%
๐Ÿงพ Monthly Utilities & Internet
Cebu
Siargao
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.9 โ‚ฑ5,756
$113 โ‚ฑ6,723
-14.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.74 โ‚ฑ2,005
$33.24 โ‚ฑ1,975
1.50%
Internet (50+ Mbps, Unlimited Data)
$29.72 โ‚ฑ1,766
$27.45 โ‚ฑ1,632
8.27%
๐ŸŽ‰ Sport & Entertainment
Cebu
Siargao
Difference
Gym Membership (Monthly)
$33.41 โ‚ฑ1,986
$34.34 โ‚ฑ2,041
-2.71%
Tennis Court (1 Hour on Weekend)
$8.22 โ‚ฑ489
$4.30 โ‚ฑ255
91.16%
Cinema Ticket
$5.78 โ‚ฑ343
$5.80 โ‚ฑ344
-0.34%
๐Ÿงธ Childcare & Education
Cebu
Siargao
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$236 โ‚ฑ14.0K
$154 โ‚ฑ9,177
52.94%
International Primary School, 1 Child (Yearly)
$3,881 โ‚ฑ230.6K
$4,342 โ‚ฑ258.0K
-10.61%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cebu
Siargao
Difference
Jeans (Levis 501 Or Similar)
$52.9 โ‚ฑ3,141
$46.34 โ‚ฑ2,754
14.07%
Summer Dress (H&M, Zara, etc)
$23.20 โ‚ฑ1,379
$26.15 โ‚ฑ1,554
-11.28%
Sport Shoes (Adidas, Nike)
$76.7 โ‚ฑ4,560
$73.9 โ‚ฑ4,389
3.90%
Men's Leather Business Shoes
$56.3 โ‚ฑ3,348
$52.2 โ‚ฑ3,100
7.97%
๐Ÿ  Accommodation & Living
Cebu
Siargao
Difference
1-bedroom Apartment, City Center (Monthly)
$505 โ‚ฑ30.0K
$261 โ‚ฑ15.5K
93.23%
1-bedroom Apartment, Outside City Center (Monthly)
$217 โ‚ฑ12.9K
$173 โ‚ฑ10.3K
25.20%
3-bedroom Apartment, City Center (Monthly)
$807 โ‚ฑ47.9K
$583 โ‚ฑ34.6K
38.42%
3-bedroom Apartment, Outside City Center (Monthly)
$383 โ‚ฑ22.7K
$389 โ‚ฑ23.1K
-1.61%
Buy Apartment in City Center (m2)
$3,099 โ‚ฑ184.1K
$2,339 โ‚ฑ139.0K
32.49%
Buy Apartment Outside City Center (m2)
$1,967 โ‚ฑ116.9K
$887 โ‚ฑ52.7K
121.72%
๐Ÿ’ต Salaries & Financials
Cebu
Siargao
Difference
Average Monthly Net Salary (After Tax)
$370 โ‚ฑ22.0K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8
6.67
19.94%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Cebu: January 12, 2026

Last update for Siargao: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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