Cost of Living Comparison Between Cebu and Santa Cruz, Laguna Cost of Living Comparison Between Cebu and Santa Cruz, Laguna

😐 Solo nomad: Cebu is 24.2% more expensive than Santa Cruz, Laguna without rent, and 14.8% more expensive with rent.

😐 Family of 3: Cebu is 20.8% more expensive than Santa Cruz, Laguna without rent, and 19% more expensive with rent.

Meal at Budget Restaurant

$4.55 ₱271

$1.75 ₱104

160.00%

Three-Course Dinner for Two, Mid-Range

$24.29 ₱1,444

$9.06 ₱538

168.10%

Fast Food Meal (McDonalds, etc)

$4.49 ₱267

$3.06 ₱182

46.73%

Cappuccino

$2.51 ₱149

$2.08 ₱123

20.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 ₱48.11

$0.43 ₱25.34

88.37%

Water (0.33 liter bottle)

$0.45 ₱26.98

$0.28 ₱16.84

60.71%

Local Beer (0.5 liter draught)

$1.58 ₱94.0

$1.22 ₱72.5

29.51%

Imported Beer (0.33 liter bottle)

$2.14 ₱127

$1.08 ₱64.4

98.15%

Milk (1 liter)

$2.31 ₱137

$1.77 ₱105

30.51%

White Bread (500g)

$1.56 ₱92.7

$1.21 ₱72.1

28.93%

Rice (white) (1kg)

$1.17 ₱69.7

$1.08 ₱64.4

8.33%

Eggs

$2.29 ₱136

$1.74 ₱104

31.61%

Local Cheese (1kg)

$13.04 ₱775

$5.19 ₱308

151.25%

Chicken Fillets (1kg)

$5.28 ₱314

$4.32 ₱257

22.22%

Beef Round Steak (1kg)

$7.80 ₱464

$7.02 ₱417

11.11%

Apples (1kg)

$3.59 ₱213

$1.57 ₱93.1

128.66%

Banana (1kg)

$1.52 ₱90.1

$0.56 ₱33.00

171.43%

Oranges (1kg)

$3.28 ₱195

$1.65 ₱97.9

98.79%

Tomato (1kg)

$2.21 ₱132

$1.69 ₱101

30.77%

Potato (1kg)

$2.55 ₱152

$2.76 ₱164

-7.61%

Onion (1kg)

$2.57 ₱153

$4.05 ₱241

-36.54%

Lettuce (1 head)

$0.98 ₱58.0

$1.57 ₱93.5

-37.58%

Water (1.5 liter bottle)

$0.78 ₱46.32

$1.04 ₱62.0

-25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 ₱193

$3.23 ₱192

0.62%

Wine (Bottle)

$6.86 ₱407

$7.46 ₱444

-8.04%

Local Beer (0.5 liter bottle)

$1.17 ₱69.3

$1.62 ₱96.0

-27.78%

Imported Beer (0.33 liter bottle)

$2.28 ₱135

$2.01 ₱120

13.43%

One-way Ticket (Public Transport)

$0.26 ₱15.42

$0.28 ₱16.71

-7.14%

Public Transport Monthly Pass (Regular Price)

$14.80 ₱879

Taxi Start (Normal Tariff)

$0.81 ₱48.11

$0.77 ₱45.63

5.19%

Taxi (Normal Tariff) (1km)

$0.25 ₱14.96

$0.22 ₱13.05

13.64%

Taxi 1hour Waiting (Normal Tariff)

$2.58 ₱154

$2.10 ₱125

22.86%

Gasoline (1 liter)

$1.10 ₱65.3

$1.14 ₱67.7

-3.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K ₱1.8M

$26.2K ₱1.6M

16.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K ₱1.6M

$20.2K ₱1.2M

35.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.9 ₱5,756

$93.8 ₱5,576

3.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.74 ₱2,005

$33.54 ₱1,993

0.60%

Internet (50+ Mbps, Unlimited Data)

$29.72 ₱1,766

Gym Membership (Monthly)

$33.41 ₱1,986

$34.55 ₱2,053

-3.30%

Tennis Court (1 Hour on Weekend)

$8.22 ₱489

$4.49 ₱267

83.07%

Cinema Ticket

$5.78 ₱343

$7.07 ₱420

-18.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$236 ₱14.0K

$82.1 ₱4,877

187.79%

International Primary School, 1 Child (Yearly)

$3,881 ₱230.6K

$2,769 ₱164.6K

40.16%

Jeans (Levis 501 Or Similar)

$52.9 ₱3,141

$31.34 ₱1,863

68.67%

Summer Dress (H&M, Zara, etc)

$23.20 ₱1,379

$29.91 ₱1,777

-22.43%

Sport Shoes (Adidas, Nike)

$76.7 ₱4,560

$99.3 ₱5,899

-22.69%

Men's Leather Business Shoes

$56.3 ₱3,348

$95.2 ₱5,660

-40.85%

1-bedroom Apartment, City Center (Monthly)

$505 ₱30.0K

$262 ₱15.6K

92.86%

1-bedroom Apartment, Outside City Center (Monthly)

$217 ₱12.9K

$176 ₱10.4K

23.54%

3-bedroom Apartment, City Center (Monthly)

$807 ₱47.9K

$597 ₱35.5K

35.02%

3-bedroom Apartment, Outside City Center (Monthly)

$383 ₱22.7K

$396 ₱23.5K

-3.33%

Buy Apartment in City Center (m2)

$3,099 ₱184.1K

$1,751 ₱104.1K

76.91%

Buy Apartment Outside City Center (m2)

$1,967 ₱116.9K

$804 ₱47.8K

144.53%

Average Monthly Net Salary (After Tax)

$370 ₱22.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.13

-1.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: January 12, 2026

Last update for Santa Cruz, Laguna: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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