Cost of Living Comparison Between Cebu and Santa Cruz, Laguna Cost of Living Comparison Between Cebu and Santa Cruz, Laguna

😐 Solo nomad: Cebu is 7.7% more expensive than Santa Cruz, Laguna without rent, and 15.4% more expensive with rent.

😐 Family of 3: Cebu is 35.1% more expensive than Santa Cruz, Laguna without rent, and 13.5% more expensive with rent.

Meal at Budget Restaurant

$4.40 ₱256

$1.76 ₱102

150.00%

Three-Course Dinner for Two, Mid-Range

$24.09 ₱1,403

$9.05 ₱527

166.19%

Fast Food Meal (McDonalds, etc)

$4.51 ₱263

$3.15 ₱184

43.17%

Cappuccino

$2.60 ₱152

$2.09 ₱122

24.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 ₱46.65

$0.42 ₱24.62

90.48%

Water (0.33 liter bottle)

$0.43 ₱24.98

$0.26 ₱15.11

65.38%

Local Beer (0.5 liter draught)

$1.58 ₱91.7

$1.23 ₱71.4

28.46%

Imported Beer (0.33 liter bottle)

$2.09 ₱122

$1.08 ₱62.7

93.52%

Milk (1 liter)

$2.22 ₱130

$1.84 ₱107

20.65%

White Bread (500g)

$1.50 ₱87.5

$1.25 ₱73.0

20.00%

Rice (white) (1kg)

$1.13 ₱65.7

$1.04 ₱60.4

8.65%

Eggs

$2.34 ₱136

$1.68 ₱97.8

39.29%

Local Cheese (1kg)

$12.75 ₱743

$5.40 ₱315

136.11%

Chicken Fillets (1kg)

$5.38 ₱313

$4.29 ₱250

25.41%

Beef Round Steak (1kg)

$7.87 ₱459

$7.28 ₱424

8.10%

Apples (1kg)

$3.61 ₱210

$1.65 ₱95.8

118.79%

Banana (1kg)

$1.46 ₱84.8

$0.51 ₱29.50

186.27%

Oranges (1kg)

$3.29 ₱191

$1.62 ₱94.5

103.09%

Tomato (1kg)

$2.29 ₱133

$1.72 ₱99.9

33.14%

Potato (1kg)

$2.56 ₱149

$2.85 ₱166

-10.18%

Onion (1kg)

$2.45 ₱142

$4.01 ₱234

-38.90%

Lettuce (1 head)

$1.00 ₱58.0

$1.58 ₱91.9

-36.71%

Water (1.5 liter bottle)

$0.85 ₱49.45

$1.06 ₱61.7

-19.81%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 ₱183

$3.10 ₱180

0.97%

Wine (Bottle)

$6.84 ₱398

$9.70 ₱565

-29.48%

Local Beer (0.5 liter bottle)

$1.21 ₱70.2

$1.56 ₱90.7

-22.44%

Imported Beer (0.33 liter bottle)

$2.33 ₱136

$2.05 ₱119

13.66%

One-way Ticket (Public Transport)

$0.26 ₱15.12

$0.26 ₱14.97

Public Transport Monthly Pass (Regular Price)

$15.06 ₱877

Taxi Start (Normal Tariff)

$0.81 ₱47.45

$0.78 ₱45.27

3.85%

Taxi (Normal Tariff) (1km)

$0.23 ₱13.35

$0.22 ₱12.78

4.55%

Taxi 1hour Waiting (Normal Tariff)

$2.68 ₱156

$2.19 ₱127

22.37%

Gasoline (1 liter)

$1.15 ₱67.1

$1.14 ₱66.4

0.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K ₱1.8M

$25.2K ₱1.5M

19.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K ₱1.6M

$20.2K ₱1.2M

35.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.0 ₱5,763

$94.5 ₱5,501

4.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.23 ₱1,993

$32.79 ₱1,910

4.39%

Internet (50+ Mbps, Unlimited Data)

$30.40 ₱1,770

$30.34 ₱1,766

0.20%

Gym Membership (Monthly)

$33.37 ₱1,943

$34.58 ₱2,013

-3.50%

Tennis Court (1 Hour on Weekend)

$8.07 ₱470

$4.51 ₱263

78.94%

Cinema Ticket

$5.84 ₱340

$7.14 ₱416

-18.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 ₱13.7K

$80.8 ₱4,706

191.20%

International Primary School, 1 Child (Yearly)

$3,954 ₱230.2K

$2,774 ₱161.5K

42.54%

Jeans (Levis 501 Or Similar)

$52.2 ₱3,039

$32.29 ₱1,880

61.60%

Summer Dress (H&M, Zara, etc)

$22.81 ₱1,328

$29.46 ₱1,715

-22.57%

Sport Shoes (Adidas, Nike)

$75.1 ₱4,373

$96.8 ₱5,635

-22.40%

Men's Leather Business Shoes

$55.7 ₱3,246

$94.6 ₱5,506

-41.05%

1-bedroom Apartment, City Center (Monthly)

$516 ₱30.1K

$265 ₱15.4K

94.68%

1-bedroom Apartment, Outside City Center (Monthly)

$209 ₱12.2K

$177 ₱10.3K

17.73%

3-bedroom Apartment, City Center (Monthly)

$789 ₱46.0K

$599 ₱34.9K

31.80%

3-bedroom Apartment, Outside City Center (Monthly)

$396 ₱23.1K

$387 ₱22.5K

2.46%

Buy Apartment in City Center (m2)

$3,151 ₱183.5K

$2,574 ₱149.9K

22.45%

Buy Apartment Outside City Center (m2)

$2,024 ₱117.9K

$670 ₱39.0K

202.37%

Average Monthly Net Salary (After Tax)

$396 ₱23.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.13

-1.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: March 1, 2026

Last update for Santa Cruz, Laguna: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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