Cost of Living Comparison Between Cebu and Santa Cruz, Laguna Cost of Living Comparison Between Cebu and Santa Cruz, Laguna

😐 Solo nomad: Cebu is 15.7% more expensive than Santa Cruz, Laguna without rent, and 12.9% more expensive with rent.

😐 Family of 3: Cebu is 17.2% more expensive than Santa Cruz, Laguna without rent, and 19.3% more expensive with rent.

Meal at Budget Restaurant

$4.46 ₱248

$1.79 ₱99.7

149.16%

Three-Course Dinner for Two, Mid-Range

$23.59 ₱1,313

$9.05 ₱504

160.66%

Fast Food Meal (McDonalds, etc)

$4.54 ₱253

$3.02 ₱168

50.33%

Cappuccino

$2.65 ₱148

$2.07 ₱115

28.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ₱46.77

$0.42 ₱23.55

100.00%

Water (0.33 liter bottle)

$0.45 ₱25.1

$0.28 ₱15.76

60.71%

Local Beer (0.5 liter draught)

$1.52 ₱84.9

$1.27 ₱70.7

19.69%

Imported Beer (0.33 liter bottle)

$2.09 ₱116

$1.08 ₱59.9

93.52%

Milk (1 liter)

$2.31 ₱129

$1.74 ₱96.8

32.76%

White Bread (500g)

$1.57 ₱87.3

$1.26 ₱70

24.60%

Rice (white) (1kg)

$1.13 ₱62.9

$1.04 ₱58.1

8.65%

Eggs

$2.36 ₱131

$1.73 ₱96.2

36.42%

Local Cheese (1kg)

$12.95 ₱721

$5.41 ₱301

139.37%

Chicken Fillets (1kg)

$5.12 ₱285

$4.23 ₱235

21.04%

Beef Round Steak (1kg)

$7.61 ₱424

$7.08 ₱394

7.49%

Apples (1kg)

$3.63 ₱202

$1.56 ₱87.1

132.69%

Banana (1kg)

$1.47 ₱82

$0.52 ₱28.75

182.69%

Oranges (1kg)

$3.43 ₱191

$1.62 ₱90

111.73%

Tomato (1kg)

$2.25 ₱125

$1.65 ₱91.9

36.36%

Potato (1kg)

$2.53 ₱141

$2.75 ₱153

-8.00%

Onion (1kg)

$2.47 ₱137

$4.13 ₱230

-40.19%

Lettuce (1 head)

$1 ₱55.8

$1.62 ₱90.2

-38.27%

Water (1.5 liter bottle)

$0.82 ₱45.9

$1.05 ₱58.3

-21.90%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 ₱181

$3.21 ₱179

1.25%

Wine (Bottle)

$6.68 ₱372

$7.84 ₱437

-14.80%

Local Beer (0.5 liter bottle)

$1.17 ₱64.9

$1.57 ₱87.2

-25.48%

Imported Beer (0.33 liter bottle)

$2.26 ₱126

$1.97 ₱110

14.72%

One-way Ticket (Public Transport)

$0.26 ₱14.34

$0.26 ₱14.39

Public Transport Monthly Pass (Regular Price)

$15.28 ₱851

Taxi Start (Normal Tariff)

$0.81 ₱45.31

Taxi (Normal Tariff) (1km)

$0.25 ₱14

$0.24 ₱13.39

4.17%

Taxi 1hour Waiting (Normal Tariff)

$2.72 ₱151

$2.07 ₱116

31.40%

Gasoline (1 liter)

$1.13 ₱63.2

$1.1 ₱61.1

2.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K ₱1.6M

$25.3K ₱1.4M

16.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K ₱1.5M

$20.8K ₱1.2M

31.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99 ₱5,512

$97.6 ₱5,434

1.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35 ₱1,949

$33.06 ₱1,841

5.87%

Internet (50+ Mbps, Unlimited Data)

$29.45 ₱1,640

$30.51 ₱1,699

-3.47%

Gym Membership (Monthly)

$33.3 ₱1,854

$34.57 ₱1,925

-3.67%

Tennis Court (1 Hour on Weekend)

$8.33 ₱464

Cinema Ticket

$5.97 ₱332

$6.98 ₱389

-14.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$228 ₱12.7K

$81.9 ₱4,562

178.31%

International Primary School, 1 Child (Yearly)

$3,917 ₱218.1K

$2,807 ₱156.3K

39.53%

Jeans (Levis 501 Or Similar)

$51.8 ₱2,884

$32.27 ₱1,797

60.52%

Summer Dress (H&M, Zara, etc)

$22.69 ₱1,263

$29.78 ₱1,658

-23.81%

Sport Shoes (Adidas, Nike)

$74.8 ₱4,163

$98.7 ₱5,495

-24.25%

Men's Leather Business Shoes

$54.8 ₱3,049

$92.3 ₱5,138

-40.67%

1-bedroom Apartment, City Center (Monthly)

$501 ₱27.9K

$262 ₱14.6K

90.87%

1-bedroom Apartment, Outside City Center (Monthly)

$214 ₱11.9K

$174 ₱9,700

22.80%

3-bedroom Apartment, City Center (Monthly)

$795 ₱44.3K

$599 ₱33.3K

32.81%

3-bedroom Apartment, Outside City Center (Monthly)

$391 ₱21.8K

$398 ₱22.2K

-1.82%

Buy Apartment in City Center (m2)

$2,957 ₱164.6K

$2,238 ₱124.6K

32.09%

Buy Apartment Outside City Center (m2)

$1,052 ₱58.6K

Average Monthly Net Salary (After Tax)

$375 ₱20.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.13

-1.60%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 29, 2025

Last update for Santa Cruz, Laguna: October 29, 2025

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