Last update: Nov 2026

Cost of Living Comparison Between Cebu and San Pedro, Philippines

Name: San Pedro
Address: San Pedro, PH

For one person, living is cheaper in San Pedro: $707 a month against $943 in Cebu, rent and utilities included – about $2,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
34

Cost of Living Index in San Pedro
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San Pedro Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

San Pedro

🇵🇭 Philippines

$707

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in San Pedro

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in San Pedro actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $707 in San Pedro.

Cebu $943
San Pedro $707

Estimated couple costs with rent: $1,437 in Cebu versus $1,074 in San Pedro.

Cebu $1,437
San Pedro $1,074

Monthly costs for a family of three with rent: $1,930 in Cebu versus $1,442 in San Pedro.

Cebu $1,930
San Pedro $1,442

Living in Cebu is roughly 34% more expensive than in San Pedro, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, San Pedro 48% lower.

Meal at Budget Restaurant

$3.88 ₱247

$3.81 ₱242

1.84%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,476

$16.66 ₱1,059

39.38%

Fast Food Meal (McDonalds, etc)

$3.90 ₱248

$2.79 ₱177

39.78%

Cappuccino

$2.56 ₱163

$1.76 ₱112

45.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱102

$0.55 ₱34.86

190.91%

Water (0.33 liter bottle)

$0.51 ₱32.35

$0.31 ₱19.70

64.52%

Local Beer (0.5 liter draught)

$1.76 ₱112

$1.02 ₱64.9

72.55%

Imported Beer (0.33 liter bottle)

$2.15 ₱137

$1.57 ₱100

36.94%

Milk (1 liter)

$1.99 ₱126

$1.63 ₱104

22.09%

White Bread (500g)

$1.37 ₱87.1

$1.09 ₱69.4

25.69%

Rice (white) (1kg)

$0.95 ₱60.4

$1.01 ₱64.4

-5.94%

Eggs

$2.02 ₱128

$1.96 ₱125

3.06%

Local Cheese (1kg)

$9.63 ₱612

$4.83 ₱307

99.38%

Chicken Fillets (1kg)

$4.35 ₱277

$3.41 ₱217

27.57%

Beef Round Steak (1kg)

$7.70 ₱490

$6.77 ₱431

13.74%

Apples (1kg)

$3.30 ₱210

$2.24 ₱142

47.32%

Banana (1kg)

$1.27 ₱80.5

$1.57 ₱99.9

-19.11%

Oranges (1kg)

$2.34 ₱149

$2.26 ₱144

3.54%

Tomato (1kg)

$1.51 ₱96.3

$1.06 ₱67.2

42.45%

Potato (1kg)

$2.23 ₱142

$1.63 ₱104

36.81%

Onion (1kg)

$1.93 ₱123

$1.77 ₱113

9.04%

Lettuce (1 head)

$1.18 ₱75.2

$0.94 ₱59.6

25.53%

Water (1.5 liter bottle)

$0.65 ₱41.33

$0.51 ₱32.49

27.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱184

$2.90 ₱185

-0.34%

Wine (Bottle)

$6.35 ₱404

$8.69 ₱553

-26.93%

Local Beer (0.5 liter bottle)

$1.27 ₱80.8

$0.91 ₱57.8

39.56%

Imported Beer (0.33 liter bottle)

$1.64 ₱104

$1.98 ₱126

-17.17%

One-way Ticket (Public Transport)

$0.23 ₱14.56

$0.24 ₱15.29

-4.17%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱778

$12.33 ₱784

-0.73%

Taxi Start (Normal Tariff)

$0.82 ₱52.0

$0.72 ₱46.09

13.89%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.69

$0.20 ₱12.73

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱275

$1.84 ₱117

134.78%

Gasoline (1 liter)

$1.38 ₱87.6

$1.18 ₱75.3

16.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$21.0K ₱1.3M

1.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$19.0K ₱1.2M

1.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,893

$121 ₱7,665

2.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,013

$15.83 ₱1,006

0.63%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,785

$23.27 ₱1,479

20.63%

Gym Membership (Monthly)

$33.41 ₱2,124

$31.50 ₱2,003

6.06%

Tennis Court (1 Hour on Weekend)

$6.40 ₱407

$5.10 ₱324

25.49%

Cinema Ticket

$5.85 ₱372

$5.17 ₱329

13.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.2K

$130 ₱8,269

108.05%

International Primary School, 1 Child (Yearly)

$8,060 ₱512.4K

$8,736 ₱555.4K

-7.74%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,072

$28.24 ₱1,796

71.07%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,562

$19.23 ₱1,222

27.72%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,904

$71.6 ₱4,551

7.75%

Men's Leather Business Shoes

$56.5 ₱3,593

$55.6 ₱3,536

1.60%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.5K

$252 ₱16.0K

96.60%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.5K

$170 ₱10.8K

89.72%

3-bedroom Apartment, City Center (Monthly)

$990 ₱63.0K

$484 ₱30.8K

104.63%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.9K

$350 ₱22.3K

79.43%

Buy Apartment in City Center (m2)

$4,459 ₱283.5K

$2,591 ₱164.8K

72.06%

Buy Apartment Outside City Center (m2)

$3,030 ₱192.6K

$1,089 ₱69.2K

178.16%

Average Monthly Net Salary (After Tax)

$343 ₱21.8K

$125 ₱7,951

174.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.75

6.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for San Pedro: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

San Pedro

$170 24% 47.3% $152

Groceries & Markets

Cebu

$206 21.8%

San Pedro

$170 24.1% 17.3% $36

Monthly Utilities & Internet

Cebu

$168 17.8%

San Pedro

$160 22.6% 5% $8.5

Eating Out

Cebu

$95 10.1%

San Pedro

$72 10.2% 24.5% $23

Clothing & Footwear

Cebu

$93 9.9%

San Pedro

$79 11.1% 15.4% $14

Sport & Entertainment

Cebu

$45 4.8%

San Pedro

$42 5.9% 7.2% $3.3

Getting Around

Cebu

$15 1.6%

San Pedro

$15 2.1% 0.3% $0

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $252 in San Pedro. Housing cost is often the main lever when comparing two cities.

Cebu pays about 2.7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $23 in Cebu vs $17 in San Pedro for a mid-range dinner for two. Groceries echo the gap at $206 vs $170 per month, with San Pedro cheaper across the board.

Good to know

🇵🇭 Cebu

🇵🇭 San Pedro

🕒 Local time

07:22 7:22 AM

Same time as Cebu

🌤 Weather

👥 Population

964,169

326,001

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

On the map

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Between locations

Cebu San Pedro 550 km ≈ 1 h 15 min nonstop flight

From you

Cebu
San Pedro

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs San Pedro: Cost of Living - Frequently Asked Questions

San Pedro is about 25% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Cebu is about 2.7 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $495 in Cebu versus $252 in San Pedro. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 21% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $943 per month in Cebu versus $707 in San Pedro – San Pedro is about 25% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and San Pedro are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – San Pedro wins on affordability, Cebu on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.