Cost of Living Comparison Between Cebu and San Fernando Cost of Living Comparison Between Cebu and San Fernando

😐 Solo nomad: Cebu is 42.5% more expensive than San Fernando without rent, and 8.2% more expensive with rent.

😐 Family of 3: Cebu is 42.8% more expensive than San Fernando without rent, and 15.9% more expensive with rent.

Meal at Budget Restaurant

$4.46 ₱248

$3.61 ₱201

23.55%

Three-Course Dinner for Two, Mid-Range

$23.59 ₱1,313

$13.46 ₱749

75.26%

Fast Food Meal (McDonalds, etc)

$4.54 ₱253

$2.7 ₱150

68.15%

Cappuccino

$2.65 ₱148

$1.08 ₱60

145.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ₱46.77

$0.46 ₱25.52

82.61%

Water (0.33 liter bottle)

$0.45 ₱25.1

$0.36 ₱20.05

25.00%

Local Beer (0.5 liter draught)

$1.52 ₱84.9

$1.3 ₱72.6

16.92%

Imported Beer (0.33 liter bottle)

$2.09 ₱116

$1.39 ₱77.4

50.36%

Milk (1 liter)

$2.31 ₱129

$1.85 ₱103

24.86%

White Bread (500g)

$1.57 ₱87.3

$1.23 ₱68.5

27.64%

Rice (white) (1kg)

$1.13 ₱62.9

$0.96 ₱53.3

17.71%

Eggs

$2.36 ₱131

$2.19 ₱122

7.76%

Local Cheese (1kg)

$12.95 ₱721

$9.27 ₱516

39.70%

Chicken Fillets (1kg)

$5.12 ₱285

$3.75 ₱209

36.53%

Beef Round Steak (1kg)

$7.61 ₱424

$7.77 ₱433

-2.06%

Apples (1kg)

$3.63 ₱202

$2.62 ₱146

38.55%

Banana (1kg)

$1.47 ₱82

$1.8 ₱99.9

-18.33%

Oranges (1kg)

$3.43 ₱191

$2.33 ₱130

47.21%

Tomato (1kg)

$2.25 ₱125

$1.17 ₱65.1

92.31%

Potato (1kg)

$2.53 ₱141

$1.89 ₱105

33.86%

Onion (1kg)

$2.47 ₱137

$2.16 ₱120

14.35%

Lettuce (1 head)

$1 ₱55.8

$0.68 ₱37.9

47.06%

Water (1.5 liter bottle)

$0.82 ₱45.9

$0.63 ₱35.34

30.16%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 ₱181

$3.34 ₱186

-2.69%

Wine (Bottle)

$6.68 ₱372

$8.78 ₱489

-23.92%

Local Beer (0.5 liter bottle)

$1.17 ₱64.9

$1.07 ₱59.7

9.35%

Imported Beer (0.33 liter bottle)

$2.26 ₱126

$1.43 ₱79.6

58.04%

One-way Ticket (Public Transport)

$0.26 ₱14.34

$0.28 ₱15.7

-7.14%

Public Transport Monthly Pass (Regular Price)

$15.28 ₱851

$21.28 ₱1,185

-28.20%

Taxi Start (Normal Tariff)

$0.81 ₱45.31

$0.73 ₱40.45

10.96%

Taxi (Normal Tariff) (1km)

$0.25 ₱14

$0.24 ₱13.38

4.17%

Taxi 1hour Waiting (Normal Tariff)

$2.72 ₱151

$1.08 ₱60.1

151.85%

Gasoline (1 liter)

$1.13 ₱63.2

$1.16 ₱64.4

-2.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K ₱1.6M

$28.9K ₱1.6M

2.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K ₱1.5M

$24.2K ₱1.3M

12.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99 ₱5,512

$105 ₱5,819

-5.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35 ₱1,949

$17.77 ₱990

96.96%

Internet (50+ Mbps, Unlimited Data)

$29.45 ₱1,640

$25.71 ₱1,432

14.55%

Gym Membership (Monthly)

$33.3 ₱1,854

$30.53 ₱1,700

9.07%

Tennis Court (1 Hour on Weekend)

$8.33 ₱464

$7.27 ₱405

14.58%

Cinema Ticket

$5.97 ₱332

$4.3 ₱239

38.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$228 ₱12.7K

$62.5 ₱3,477

265.12%

International Primary School, 1 Child (Yearly)

$3,917 ₱218.1K

$1,912 ₱106.5K

104.83%

Jeans (Levis 501 Or Similar)

$51.8 ₱2,884

$35.32 ₱1,966

46.66%

Summer Dress (H&M, Zara, etc)

$22.69 ₱1,263

$15.94 ₱887

42.35%

Sport Shoes (Adidas, Nike)

$74.8 ₱4,163

$52.7 ₱2,931

41.99%

Men's Leather Business Shoes

$54.8 ₱3,049

$45.81 ₱2,550

19.54%

1-bedroom Apartment, City Center (Monthly)

$501 ₱27.9K

$353 ₱19.7K

41.74%

1-bedroom Apartment, Outside City Center (Monthly)

$214 ₱11.9K

$236 ₱13.2K

-9.43%

3-bedroom Apartment, City Center (Monthly)

$795 ₱44.3K

$576 ₱32.1K

37.99%

3-bedroom Apartment, Outside City Center (Monthly)

$391 ₱21.8K

$483 ₱26.9K

-18.97%

Buy Apartment in City Center (m2)

$2,957 ₱164.6K

$2,440 ₱135.9K

21.16%

Buy Apartment Outside City Center (m2)

$1,052 ₱58.6K

Average Monthly Net Salary (After Tax)

$375 ₱20.9K

$344 ₱19.2K

8.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

45.45%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 29, 2025

Last update for San Fernando: October 28, 2025

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