Cost of Living Comparison Between Cebu and San Fernando Cost of Living Comparison Between Cebu and San Fernando

😐 Solo nomad: Cebu is 27.4% more expensive than San Fernando without rent, and 12.2% more expensive with rent.

😐 Family of 3: Cebu is 22.6% more expensive than San Fernando without rent, and 12.4% more expensive with rent.

Meal at Budget Restaurant

$4.55 ₱271

$3.53 ₱210

28.90%

Three-Course Dinner for Two, Mid-Range

$24.29 ₱1,444

$13.47 ₱801

80.33%

Fast Food Meal (McDonalds, etc)

$4.49 ₱267

$2.73 ₱162

64.47%

Cappuccino

$2.51 ₱149

$1.09 ₱64.6

130.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 ₱48.11

$0.45 ₱26.85

80.00%

Water (0.33 liter bottle)

$0.45 ₱26.98

$0.34 ₱20.10

32.35%

Local Beer (0.5 liter draught)

$1.58 ₱94.0

$1.30 ₱77.2

21.54%

Imported Beer (0.33 liter bottle)

$2.14 ₱127

$1.39 ₱82.3

53.96%

Milk (1 liter)

$2.31 ₱137

$1.89 ₱112

22.22%

White Bread (500g)

$1.56 ₱92.7

$1.20 ₱71.5

30.00%

Rice (white) (1kg)

$1.17 ₱69.7

$0.97 ₱57.7

20.62%

Eggs

$2.29 ₱136

$2.17 ₱129

5.53%

Local Cheese (1kg)

$13.04 ₱775

$9.01 ₱536

44.73%

Chicken Fillets (1kg)

$5.28 ₱314

$3.91 ₱233

35.04%

Beef Round Steak (1kg)

$7.80 ₱464

$7.58 ₱450

2.90%

Apples (1kg)

$3.59 ₱213

$2.71 ₱161

32.47%

Banana (1kg)

$1.52 ₱90.1

$1.74 ₱104

-12.64%

Oranges (1kg)

$3.28 ₱195

$2.25 ₱134

45.78%

Tomato (1kg)

$2.21 ₱132

$1.18 ₱70.1

87.29%

Potato (1kg)

$2.55 ₱152

$1.87 ₱111

36.36%

Onion (1kg)

$2.57 ₱153

$2.16 ₱128

18.98%

Lettuce (1 head)

$0.98 ₱58.0

$0.68 ₱40.36

44.12%

Water (1.5 liter bottle)

$0.78 ₱46.32

$0.59 ₱35.22

32.20%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 ₱193

Wine (Bottle)

$6.86 ₱407

$6.94 ₱412

-1.15%

Local Beer (0.5 liter bottle)

$1.17 ₱69.3

$1.08 ₱64.3

8.33%

Imported Beer (0.33 liter bottle)

$2.28 ₱135

$1.50 ₱89.0

52.00%

One-way Ticket (Public Transport)

$0.26 ₱15.42

$0.28 ₱16.75

-7.14%

Public Transport Monthly Pass (Regular Price)

$14.80 ₱879

$21.21 ₱1,261

-30.22%

Taxi Start (Normal Tariff)

$0.81 ₱48.11

$0.69 ₱40.87

17.39%

Taxi (Normal Tariff) (1km)

$0.25 ₱14.96

$0.22 ₱13.07

13.64%

Taxi 1hour Waiting (Normal Tariff)

$2.58 ₱154

$1.08 ₱64.5

138.89%

Gasoline (1 liter)

$1.10 ₱65.3

$1.10 ₱65.6

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K ₱1.8M

$27.8K ₱1.7M

9.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K ₱1.6M

$24.4K ₱1.5M

12.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.9 ₱5,756

$105 ₱6,265

-8.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.74 ₱2,005

$17.46 ₱1,038

93.24%

Internet (50+ Mbps, Unlimited Data)

$29.72 ₱1,766

$26.74 ₱1,589

11.14%

Gym Membership (Monthly)

$33.41 ₱1,986

$31.14 ₱1,851

7.29%

Tennis Court (1 Hour on Weekend)

$8.22 ₱489

$7.19 ₱427

14.33%

Cinema Ticket

$5.78 ₱343

$4.47 ₱266

29.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$236 ₱14.0K

$61.1 ₱3,633

286.32%

International Primary School, 1 Child (Yearly)

$3,881 ₱230.6K

$1,939 ₱115.3K

100.12%

Jeans (Levis 501 Or Similar)

$52.9 ₱3,141

$34.58 ₱2,055

52.86%

Summer Dress (H&M, Zara, etc)

$23.20 ₱1,379

$16.04 ₱953

44.64%

Sport Shoes (Adidas, Nike)

$76.7 ₱4,560

$53.0 ₱3,151

44.72%

Men's Leather Business Shoes

$56.3 ₱3,348

$45.99 ₱2,733

22.48%

1-bedroom Apartment, City Center (Monthly)

$505 ₱30.0K

$358 ₱21.2K

41.30%

1-bedroom Apartment, Outside City Center (Monthly)

$217 ₱12.9K

$237 ₱14.1K

-8.61%

3-bedroom Apartment, City Center (Monthly)

$807 ₱47.9K

$594 ₱35.3K

35.89%

3-bedroom Apartment, Outside City Center (Monthly)

$383 ₱22.7K

$494 ₱29.3K

-22.51%

Buy Apartment in City Center (m2)

$3,099 ₱184.1K

Buy Apartment Outside City Center (m2)

$1,967 ₱116.9K

Average Monthly Net Salary (After Tax)

$370 ₱22.0K

$345 ₱20.5K

7.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

45.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: January 12, 2026

Last update for San Fernando: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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