Last update: Nov 2026

Cost of Living Comparison Between Cebu and Qarshi

For one person, living is cheaper in Qarshi: $569 a month against $943 in Cebu, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

Qarshi

🇺🇿 Uzbekistan

$569

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Qarshi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Qarshi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $569 in Qarshi.

Cebu $943
Qarshi $569

Estimated couple costs with rent: $1,437 in Cebu versus $877 in Qarshi.

Cebu $1,437
Qarshi $877

Monthly costs for a family of three with rent: $1,930 in Cebu versus $1,186 in Qarshi.

Cebu $1,930
Qarshi $1,186

Living in Cebu is roughly 66% more expensive than in Qarshi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Qarshi 58% lower.

Meal at Budget Restaurant

$3.88 ₱244

$10.12 UZS 121.1K

-61.66%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

$16.78 UZS 200.9K

38.38%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$9.33 UZS 111.7K

-58.20%

Cappuccino

$2.56 ₱161

$0.98 UZS 11.7K

161.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$0.52 UZS 6,190

207.69%

Water (0.33 liter bottle)

$0.51 ₱32.02

$0.19 UZS 2,282

168.42%

Local Beer (0.5 liter draught)

$1.76 ₱111

$0.69 UZS 8,317

155.07%

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$1.99 ₱125

$1.21 UZS 14.4K

64.46%

White Bread (500g)

$1.37 ₱86.3

$0.44 UZS 5,268

211.36%

Rice (white) (1kg)

$0.95 ₱59.8

$1.19 UZS 14.3K

-20.17%

Eggs

$2.02 ₱127

$1.53 UZS 18.3K

32.03%

Local Cheese (1kg)

$9.63 ₱606

$10.09 UZS 120.8K

-4.56%

Chicken Fillets (1kg)

$4.35 ₱274

$3.26 UZS 39.0K

33.44%

Beef Round Steak (1kg)

$7.70 ₱485

$10.79 UZS 129.2K

-28.64%

Apples (1kg)

$3.30 ₱207

$1.11 UZS 13.3K

197.30%

Banana (1kg)

$1.27 ₱79.7

$1.68 UZS 20.2K

-24.40%

Oranges (1kg)

$2.34 ₱147

$1.86 UZS 22.2K

25.81%

Tomato (1kg)

$1.51 ₱95.3

$1.27 UZS 15.2K

18.90%

Potato (1kg)

$2.23 ₱141

$0.48 UZS 5,790

364.58%

Onion (1kg)

$1.93 ₱122

$0.24 UZS 2,872

704.17%

Lettuce (1 head)

$1.18 ₱74.4

Water (1.5 liter bottle)

$0.65 ₱40.92

$0.43 UZS 5,160

51.16%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$3.31 UZS 39.7K

-12.69%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.0

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.23 ₱14.42

$0.26 UZS 3,141

-11.54%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱770

$9.75 UZS 116.8K

25.54%

Taxi Start (Normal Tariff)

$0.82 ₱51.5

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

$0.35 UZS 4,132

-42.86%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

Gasoline (1 liter)

$1.38 ₱86.7

$1.33 UZS 16.0K

3.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,814

$66.0 UZS 790.9K

87.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$3.85 UZS 46.1K

313.77%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,767

$12.42 UZS 148.8K

126.01%

Gym Membership (Monthly)

$33.41 ₱2,103

$34.04 UZS 407.6K

-1.85%

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

Cinema Ticket

$5.85 ₱368

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

International Primary School, 1 Child (Yearly)

$8,060 ₱507.3K

$4,537 UZS 54.3M

77.64%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,041

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

Sport Shoes (Adidas, Nike)

$77.1 ₱4,855

Men's Leather Business Shoes

$56.5 ₱3,557

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

$277 UZS 3.3M

78.81%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.2K

$170 UZS 2.0M

89.04%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.3K

$426 UZS 5.1M

132.40%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.5K

$308 UZS 3.7M

103.90%

Buy Apartment in City Center (m2)

$4,459 ₱280.6K

Buy Apartment Outside City Center (m2)

$3,030 ₱190.7K

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

$346 UZS 4.1M

-0.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Qarshi: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Qarshi

–

Groceries & Markets

Cebu

$206 21.8%

Qarshi

–

Monthly Utilities & Internet

Cebu

$168 17.8%

Qarshi

–

Eating Out

Cebu

$95 10.1%

Qarshi

–

Clothing & Footwear

Cebu

$93 9.9%

Qarshi

–

Sport & Entertainment

Cebu

$45 4.8%

Qarshi

–

Getting Around

Cebu

$15 1.6%

Qarshi

–

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $277 in Qarshi. Housing cost is often the main lever when comparing two cities.

Dining out: $23 in Cebu vs $17 in Qarshi for a mid-range dinner for two. Groceries echo the gap at $206 vs $143 per month, with Qarshi cheaper across the board.

Good to know

🇵🇭 Cebu

🇺🇿 Qarshi

🕒 Local time

09:51 9:51 AM

06:51 6:51 AM

3 h behind Cebu

🌤 Weather

👥 Population

964,169

289,600

💱 Currency

Philippine Peso PHP ₱

Uzbekistani Som UZS soʻm

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100,000 UZS = 8.35 USD

100,000 UZS = 7.44 EUR

Exchange rates and currency converter

UZS, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

Uzbekistani Som exchange rates as of November 6, 2026: 1 USD = 11,975 UZS (100,000 UZS = 8.35 USD). 1 EUR = 13,443 UZS (100,000 UZS = 7.44 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Qarshi 6,550 km ≈ 9 h nonstop flight

From you

Cebu
Qarshi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Qarshi: Cost of Living - Frequently Asked Questions

Qarshi is about 40% cheaper overall, especially in groceries, utilities, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,415 in Cebu and $853 in Qarshi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $495 in Cebu versus $277 in Qarshi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 44% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $943 per month in Cebu versus $569 in Qarshi – Qarshi is about 40% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Qarshi are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Qarshi gentler on the wallet – expenses run 40% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.