Last update: Oct 2026

Cost of Living Comparison Between Cebu and Pfaffikon

For one person, living is cheaper in Cebu: $934 a month against $3,436 in Pfaffikon, rent and utilities included – about $30,000 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
165

Cost of Living Index in Pfaffikon
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Pfaffikon Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Pfaffikon

🇨🇭 Switzerland

$3,436

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Pfaffikon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Pfaffikon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $3,436 in Pfaffikon.

Cebu $934
Pfaffikon $3,436

Estimated couple costs with rent: $1,423 in Cebu versus $5,247 in Pfaffikon.

Cebu $1,423
Pfaffikon $5,247

Monthly costs for a family of three with rent: $1,913 in Cebu versus $7,057 in Pfaffikon.

Cebu $1,913
Pfaffikon $7,057

Living in Cebu costs roughly 73% less than in Pfaffikon, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 31% below, Pfaffikon is 152% above.

Meal at Budget Restaurant

$3.79 ₱242

$33.03 CHF 27.40

-88.53%

Three-Course Dinner for Two, Mid-Range

$23.33 ₱1,491

$132 CHF 109

-82.27%

Fast Food Meal (McDonalds, etc)

$3.94 ₱252

$18.33 CHF 15.21

-78.51%

Cappuccino

$2.54 ₱163

$6.31 CHF 5.24

-59.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 ₱100

$5.58 CHF 4.63

-71.86%

Water (0.33 liter bottle)

$0.47 ₱29.82

$5.06 CHF 4.19

-90.71%

Local Beer (0.5 liter draught)

$1.77 ₱113

$8.59 CHF 7.13

-79.39%

Imported Beer (0.33 liter bottle)

$2.22 ₱142

$7.71 CHF 6.39

-71.21%

Milk (1 liter)

$1.90 ₱121

$2.23 CHF 1.85

-14.80%

White Bread (500g)

$1.36 ₱87.1

$3.53 CHF 2.93

-61.47%

Rice (white) (1kg)

$0.94 ₱59.8

$4.22 CHF 3.50

-77.73%

Eggs

$1.99 ₱127

$7.51 CHF 6.23

-73.50%

Local Cheese (1kg)

$9.70 ₱620

$27.29 CHF 22.64

-64.46%

Chicken Fillets (1kg)

$4.32 ₱276

$25.97 CHF 21.54

-83.37%

Beef Round Steak (1kg)

$7.51 ₱480

$41.66 CHF 34.56

-81.97%

Apples (1kg)

$3.31 ₱211

$3.58 CHF 2.97

-7.54%

Banana (1kg)

$1.37 ₱87.5

$2.11 CHF 1.75

-35.07%

Oranges (1kg)

$2.34 ₱149

$2.76 CHF 2.29

-15.22%

Tomato (1kg)

$1.49 ₱95.4

$5.51 CHF 4.57

-72.96%

Potato (1kg)

$2.30 ₱147

$1.97 CHF 1.63

16.75%

Onion (1kg)

$1.87 ₱120

$2.28 CHF 1.90

-17.98%

Lettuce (1 head)

$1.10 ₱70.3

$2.34 CHF 1.94

-52.99%

Water (1.5 liter bottle)

$0.63 ₱40.36

$1.42 CHF 1.18

-55.63%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱183

$10.80 CHF 8.96

-73.52%

Wine (Bottle)

$6.08 ₱389

$16.57 CHF 13.74

-63.31%

Local Beer (0.5 liter bottle)

$1.27 ₱81.4

$2.48 CHF 2.06

-48.79%

Imported Beer (0.33 liter bottle)

$1.72 ₱110

$3.43 CHF 2.85

-49.85%

One-way Ticket (Public Transport)

$0.22 ₱13.99

$4.19 CHF 3.48

-94.75%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱788

$99.8 CHF 82.8

-87.63%

Taxi Start (Normal Tariff)

$0.74 ₱47.53

$7.77 CHF 6.45

-90.48%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.08

$4.78 CHF 3.96

-95.40%

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₱273

$36.27 CHF 30.09

-88.20%

Gasoline (1 liter)

$1.31 ₱83.7

$2.18 CHF 1.81

-39.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$38.8K CHF 32.1K

-46.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$39.7K CHF 32.9K

-52.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,565

$230 CHF 191

-48.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 ₱1,007

$32.75 CHF 27.17

-51.88%

Internet (50+ Mbps, Unlimited Data)

$28.33 ₱1,810

$62.7 CHF 52.0

-54.84%

Gym Membership (Monthly)

$32.94 ₱2,105

$90.7 CHF 75.3

-63.69%

Tennis Court (1 Hour on Weekend)

$6.49 ₱415

$45.23 CHF 37.52

-85.65%

Cinema Ticket

$5.45 ₱348

$21.57 CHF 17.90

-74.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

$2,820 CHF 2,340

-90.22%

International Primary School, 1 Child (Yearly)

$7,789 ₱497.7K

$36.0K CHF 29.9K

-78.36%

Jeans (Levis 501 Or Similar)

$48.18 ₱3,078

$141 CHF 117

-65.89%

Summer Dress (H&M, Zara, etc)

$24.47 ₱1,564

$68.7 CHF 57.0

-64.39%

Sport Shoes (Adidas, Nike)

$75.3 ₱4,810

$149 CHF 124

-49.54%

Men's Leather Business Shoes

$58.0 ₱3,707

$170 CHF 141

-65.85%

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.5K

$1,774 CHF 1,472

-73.10%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.6K

$1,495 CHF 1,241

-78.48%

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.5K

$2,954 CHF 2,450

-67.39%

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱40.0K

$2,475 CHF 2,053

-74.72%

Buy Apartment in City Center (m2)

$4,551 ₱290.8K

$16.4K CHF 13.6K

-72.31%

Buy Apartment Outside City Center (m2)

$3,028 ₱193.5K

$12.5K CHF 10.4K

-75.76%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

$7,006 CHF 5,812

-95.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

1.9

278.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 26, 2026

Last update for Pfaffikon: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.5%

Pfaffikon

$1.5K 43.5% 365% $1.2K

Groceries & Markets

Cebu

$204 21.8%

Pfaffikon

$600 17.5% 194% $396

Monthly Utilities & Internet

Cebu

$163 17.4%

Pfaffikon

$325 9.5% 100% $163

Eating Out

Cebu

$94 10.1%

Pfaffikon

$496 14.4% 427% $402

Clothing & Footwear

Cebu

$93 9.9%

Pfaffikon

$238 6.9% 157% $145

Sport & Entertainment

Cebu

$44 4.7%

Pfaffikon

$134 3.9% 205% $90

Getting Around

Cebu

$15 1.6%

Pfaffikon

$148 4.3% 884% $133

Cost Breakdown

A one-bedroom apartment in the center runs $477 in Cebu and $1,774 in Pfaffikon. Housing cost is often the main lever when comparing two cities.

Pfaffikon pays about 21 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $23 in Cebu vs $132 in Pfaffikon for a mid-range dinner for two. Groceries echo the gap at $204 vs $600 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇨🇭 Pfaffikon

🕒 Local time

21:54 9:54 PM

14:54 2:54 PM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

10,602

💱 Currency

Philippine Peso PHP ₱

Swiss Franc CHF Fr

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.11 PHP (100 PHP = 1.41 EUR).

Swiss Franc exchange rates as of October 28, 2026: 1 USD = 0.83 CHF (1 CHF = 1.21 USD). 1 EUR = 0.923 CHF (1 CHF = 1.08 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Pfaffikon 10,980 km ≈ 14 h nonstop flight

From you

Cebu
Pfaffikon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Pfaffikon: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 268% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 95% lower in Cebu. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $477 in Cebu versus $1,774 in Pfaffikon. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $934 per month in Cebu versus $3,436 in Pfaffikon – a 268% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 88% less than in Pfaffikon. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Cebu gentler on the wallet – expenses run 73% less than in Pfaffikon. Beyond cost, consider language, visa policies, and how big the international community is in each city.