Cost of Living Comparison Between Cebu and Pasig Cost of Living Comparison Between Cebu and Pasig

Monthly Cost of Living

Monthly costs for one person with rent: $873 in Cebu versus $881 in Pasig.

Estimated couple costs with rent: $1,326 in Cebu versus $1,401 in Pasig.

Monthly costs for a family of three with rent: $1,778 in Cebu versus $1,922 in Pasig.

Living in Cebu costs roughly 1% less than in Pasig, driven mainly by Getting Around.

Both cities sit below the global median: Cebu 35% lower, Pasig 34% lower.

Meal at Budget Restaurant

$4.33 ₱267

$4.38 ₱270

-1.14%

Three-Course Dinner for Two, Mid-Range

$24.14 ₱1,489

$26.46 ₱1,631

-8.77%

Fast Food Meal (McDonalds, etc)

$4.36 ₱269

$3.34 ₱206

30.54%

Cappuccino

$2.57 ₱159

$2.74 ₱169

-6.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ₱52.1

$0.70 ₱43.14

20.00%

Water (0.33 liter bottle)

$0.43 ₱26.36

$0.40 ₱24.86

7.50%

Local Beer (0.5 liter draught)

$1.53 ₱94.5

$1.48 ₱91.0

3.38%

Imported Beer (0.33 liter bottle)

$2.11 ₱130

$2.63 ₱162

-19.77%

Milk (1 liter)

$2.21 ₱137

$1.86 ₱114

18.82%

White Bread (500g)

$1.50 ₱92.6

$1.34 ₱82.4

11.94%

Rice (white) (1kg)

$1.11 ₱68.7

$1.08 ₱66.3

2.78%

Eggs

$2.33 ₱144

$2.21 ₱136

5.43%

Local Cheese (1kg)

$13.03 ₱803

$9.43 ₱582

38.18%

Chicken Fillets (1kg)

$5.35 ₱330

$4.16 ₱257

28.61%

Beef Round Steak (1kg)

$7.50 ₱462

$8.55 ₱527

-12.28%

Apples (1kg)

$3.57 ₱220

$3.48 ₱215

2.59%

Banana (1kg)

$1.45 ₱89.4

$1.87 ₱115

-22.46%

Oranges (1kg)

$3.39 ₱209

$3.64 ₱225

-6.87%

Tomato (1kg)

$2.18 ₱134

$1.74 ₱107

25.29%

Potato (1kg)

$2.59 ₱160

$2.76 ₱170

-6.16%

Onion (1kg)

$2.48 ₱153

$3.06 ₱189

-18.95%

Lettuce (1 head)

$0.92 ₱56.6

$1.97 ₱121

-53.30%

Water (1.5 liter bottle)

$0.79 ₱48.95

$0.75 ₱46.50

5.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.11 ₱192

$3.21 ₱198

-3.12%

Wine (Bottle)

$6.52 ₱402

$9.43 ₱582

-30.86%

Local Beer (0.5 liter bottle)

$1.21 ₱74.4

$1.50 ₱92.6

-19.33%

Imported Beer (0.33 liter bottle)

$2.32 ₱143

$2.12 ₱131

9.43%

One-way Ticket (Public Transport)

$0.28 ₱17.41

$0.26 ₱15.90

7.69%

Public Transport Monthly Pass (Regular Price)

$15.00 ₱925

$6.15 ₱379

143.90%

Taxi Start (Normal Tariff)

$0.84 ₱51.6

$0.88 ₱54.0

-4.55%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.45

$0.24 ₱14.80

4.17%

Taxi 1hour Waiting (Normal Tariff)

$2.69 ₱166

$2.08 ₱128

29.33%

Gasoline (1 liter)

$1.09 ₱67.1

$1.14 ₱70.3

-4.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K ₱1.9M

$26.1K ₱1.6M

15.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K ₱1.7M

$20.6K ₱1.3M

30.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.4 ₱5,880

$139 ₱8,572

-31.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.83 ₱2,086

$34.34 ₱2,117

-1.49%

Internet (50+ Mbps, Unlimited Data)

$29.78 ₱1,836

$27.80 ₱1,714

7.12%

Gym Membership (Monthly)

$32.91 ₱2,029

$33.59 ₱2,071

-2.02%

Tennis Court (1 Hour on Weekend)

$8.43 ₱520

$4.34 ₱268

94.24%

Cinema Ticket

$5.84 ₱360

$6.34 ₱391

-7.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$233 ₱14.3K

$150 ₱9,263

54.87%

International Primary School, 1 Child (Yearly)

$3,894 ₱240.1K

$4,758 ₱293.4K

-18.17%

Jeans (Levis 501 Or Similar)

$53.5 ₱3,297

$49.56 ₱3,056

7.89%

Summer Dress (H&M, Zara, etc)

$22.75 ₱1,403

$34.68 ₱2,138

-34.40%

Sport Shoes (Adidas, Nike)

$76.7 ₱4,729

$74.8 ₱4,610

2.59%

Men's Leather Business Shoes

$54.5 ₱3,359

$46.99 ₱2,897

15.94%

1-bedroom Apartment, City Center (Monthly)

$515 ₱31.8K

$352 ₱21.7K

46.40%

1-bedroom Apartment, Outside City Center (Monthly)

$209 ₱12.9K

$195 ₱12.0K

6.82%

3-bedroom Apartment, City Center (Monthly)

$805 ₱49.6K

$597 ₱36.8K

34.73%

3-bedroom Apartment, Outside City Center (Monthly)

$397 ₱24.5K

$502 ₱31.0K

-21.01%

Buy Apartment in City Center (m2)

$2,955 ₱182.2K

$3,317 ₱204.5K

-10.90%

Buy Apartment Outside City Center (m2)

$1,923 ₱118.6K

$2,601 ₱160.4K

-26.08%

Average Monthly Net Salary (After Tax)

$364 ₱22.5K

$452 ₱27.9K

-19.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

77.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: June 2, 2026

Last update for Pasig: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $515 in Cebu and $352 in Pasig. Housing cost is often the main lever when comparing two cities.

Pasig pays 24% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $26.00 in Pasig. Groceries flip the comparison at $240 vs $234, with Pasig cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Pasig: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in Sport & Entertainment. The 1% gap adds up to real monthly savings that compound significantly over time.

On paper, Pasig earns 24% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $515 in Cebu versus $352 in Pasig. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $873 per month in Cebu versus $881 in Pasig – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 144% less than in Pasig. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $873 in Cebu versus $881 in Pasig, a $1,500 budget is realistic in Cebu but tight or insufficient in Pasig. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Pasig, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Pasig are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 1% less than in Pasig. Beyond cost, consider language, visa policies, and how big the international community is in each city.