Cost of Living Comparison Between Cebu and Panglao Cost of Living Comparison Between Cebu and Panglao

😐 Solo nomad: Cebu is 47.6% more expensive than Panglao without rent, and 5.3% more expensive with rent.
😐 Family of 3: Cebu is 52.2% more expensive than Panglao without rent, and 13.9% more expensive with rent.
Currency
🍽 Eating Out
Cebu
Panglao
Difference
Meal at Budget Restaurant
$4.46 β‚±248
$4.48 β‚±249
-0.45%
Three-Course Dinner for Two, Mid-Range
$23.59 β‚±1,313
$12.35 β‚±688
91.01%
Fast Food Meal (McDonalds, etc)
$4.54 β‚±253
$4.34 β‚±242
4.61%
Cappuccino
$2.65 β‚±148
$2.62 β‚±146
1.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.84 β‚±46.77
$0.76 β‚±42.43
10.53%
Water (0.33 liter bottle)
$0.45 β‚±25.1
$0.28 β‚±15.77
60.71%
Local Beer (0.5 liter draught)
$1.52 β‚±84.9
$1.55 β‚±86.3
-1.94%
Imported Beer (0.33 liter bottle)
$2.09 β‚±116
$1.95 β‚±109
7.18%
πŸ›’ Groceries & Markets
Cebu
Panglao
Difference
Milk (1 liter)
$2.31 β‚±129
$1.75 β‚±97.4
32.00%
White Bread (500g)
$1.57 β‚±87.3
$1.05 β‚±58.4
49.52%
Rice (white) (1kg)
$1.13 β‚±62.9
$1.08 β‚±60
4.63%
Eggs
$2.36 β‚±131
$1.89 β‚±105
24.87%
Local Cheese (1kg)
$12.95 β‚±721
$9.72 β‚±541
33.23%
Chicken Fillets (1kg)
$5.12 β‚±285
$5.36 β‚±299
-4.48%
Beef Round Steak (1kg)
$7.61 β‚±424
$7.86 β‚±438
-3.18%
Apples (1kg)
$3.63 β‚±202
$2.08 β‚±116
74.52%
Banana (1kg)
$1.47 β‚±82
$1.45 β‚±80.5
1.38%
Oranges (1kg)
$3.43 β‚±191
$2.17 β‚±121
58.06%
Tomato (1kg)
$2.25 β‚±125
$2 β‚±111
12.50%
Potato (1kg)
$2.53 β‚±141
$2.55 β‚±142
-0.78%
Onion (1kg)
$2.47 β‚±137
$2.55 β‚±142
-3.14%
Lettuce (1 head)
$1 β‚±55.8
$1 β‚±55.6
-
Water (1.5 liter bottle)
$0.82 β‚±45.9
$0.47 β‚±26.34
74.47%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 β‚±181
$2.61 β‚±145
24.52%
Wine (Bottle)
$6.68 β‚±372
$5.62 β‚±313
18.86%
Local Beer (0.5 liter bottle)
$1.17 β‚±64.9
$0.95 β‚±53
23.16%
Imported Beer (0.33 liter bottle)
$2.26 β‚±126
$1.82 β‚±101
24.18%
🚌 Getting Around
Cebu
Panglao
Difference
One-way Ticket (Public Transport)
$0.26 β‚±14.34
$0.26 β‚±14.33
-
Public Transport Monthly Pass (Regular Price)
$15.28 β‚±851
-
-
Taxi Start (Normal Tariff)
$0.81 β‚±45.31
$0.89 β‚±49.3
-8.99%
Taxi (Normal Tariff) (1km)
$0.25 β‚±14
$0.23 β‚±12.77
8.70%
Taxi 1hour Waiting (Normal Tariff)
$2.72 β‚±151
$2.69 β‚±150
1.12%
Gasoline (1 liter)
$1.13 β‚±63.2
$1.04 β‚±57.7
8.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.6K β‚±1.6M
$30.2K β‚±1.7M
-2.14%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.3K β‚±1.5M
$27.2K β‚±1.5M
0.37%
🧾 Monthly Utilities & Internet
Cebu
Panglao
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99 β‚±5,512
$96.2 β‚±5,357
2.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35 β‚±1,949
$8.72 β‚±485
301.38%
Internet (50+ Mbps, Unlimited Data)
$29.45 β‚±1,640
$26.07 β‚±1,451
12.97%
πŸŽ‰ Sport & Entertainment
Cebu
Panglao
Difference
Gym Membership (Monthly)
$33.3 β‚±1,854
$14.63 β‚±815
127.61%
Tennis Court (1 Hour on Weekend)
$8.33 β‚±464
$4.46 β‚±248
86.77%
Cinema Ticket
$5.97 β‚±332
$4.38 β‚±244
36.30%
🧸 Childcare & Education
Cebu
Panglao
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$228 β‚±12.7K
$236 β‚±13.1K
-3.42%
International Primary School, 1 Child (Yearly)
$3,917 β‚±218.1K
$3,925 β‚±218.5K
-0.19%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Cebu
Panglao
Difference
Jeans (Levis 501 Or Similar)
$51.8 β‚±2,884
$35.28 β‚±1,964
46.83%
Summer Dress (H&M, Zara, etc)
$22.69 β‚±1,263
$23.17 β‚±1,290
-2.07%
Sport Shoes (Adidas, Nike)
$74.8 β‚±4,163
$76.2 β‚±4,242
-1.88%
Men's Leather Business Shoes
$54.8 β‚±3,049
$52.2 β‚±2,904
5.00%
🏠 Accommodation & Living
Cebu
Panglao
Difference
1-bedroom Apartment, City Center (Monthly)
$501 β‚±27.9K
$331 β‚±18.4K
51.19%
1-bedroom Apartment, Outside City Center (Monthly)
$214 β‚±11.9K
$284 β‚±15.8K
-24.68%
3-bedroom Apartment, City Center (Monthly)
$795 β‚±44.3K
$716 β‚±39.9K
11.04%
3-bedroom Apartment, Outside City Center (Monthly)
$391 β‚±21.8K
$503 β‚±28K
-22.32%
Buy Apartment in City Center (m2)
$2,957 β‚±164.6K
$1,014 β‚±56.5K
191.58%
Buy Apartment Outside City Center (m2)
$1,052 β‚±58.6K
$910 β‚±50.7K
15.62%
πŸ’΅ Salaries & Financials
Cebu
Panglao
Difference
Average Monthly Net Salary (After Tax)
$375 β‚±20.9K
$137 β‚±7,605
174.54%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
8
-

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 29, 2025

Last update for Panglao: October 27, 2025

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