Cost of Living Comparison Between Cebu and Panglao Cost of Living Comparison Between Cebu and Panglao

😐 Solo nomad: Cebu is 44.1% more expensive than Panglao without rent, and 8.6% more expensive with rent.
😐 Family of 3: Cebu is 48% more expensive than Panglao without rent, and 11% more expensive with rent.
Currency
🍽 Eating Out
Cebu
Panglao
Difference
Meal at Budget Restaurant
$4.40 ₱260
$4.41 ₱261
-0.23%
Three-Course Dinner for Two, Mid-Range
$24.09 ₱1,425
$12.30 ₱728
95.85%
Fast Food Meal (McDonalds, etc)
$4.51 ₱267
$4.38 ₱259
2.97%
Cappuccino
$2.60 ₱154
$2.50 ₱148
4.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.80 ₱47.40
$0.84 ₱49.48
-4.76%
Water (0.33 liter bottle)
$0.43 ₱25.38
$0.28 ₱16.60
53.57%
Local Beer (0.5 liter draught)
$1.58 ₱93.2
$1.53 ₱90.8
3.27%
Imported Beer (0.33 liter bottle)
$2.09 ₱124
$1.87 ₱111
11.76%
🛒 Groceries & Markets
Cebu
Panglao
Difference
Milk (1 liter)
$2.22 ₱132
$1.73 ₱103
28.32%
White Bread (500g)
$1.50 ₱88.9
$1.03 ₱61.1
45.63%
Rice (white) (1kg)
$1.13 ₱66.8
$1.08 ₱64.2
4.63%
Eggs
$2.34 ₱139
$2.00 ₱118
17.00%
Local Cheese (1kg)
$12.75 ₱755
$9.63 ₱570
32.40%
Chicken Fillets (1kg)
$5.38 ₱318
$5.21 ₱309
3.26%
Beef Round Steak (1kg)
$7.87 ₱466
$7.57 ₱448
3.96%
Apples (1kg)
$3.61 ₱214
$2.09 ₱124
72.73%
Banana (1kg)
$1.46 ₱86.1
$1.47 ₱87.1
-0.68%
Oranges (1kg)
$3.29 ₱194
$2.08 ₱123
58.17%
Tomato (1kg)
$2.29 ₱135
$1.98 ₱117
15.66%
Potato (1kg)
$2.56 ₱151
$2.66 ₱158
-3.76%
Onion (1kg)
$2.45 ₱145
$2.56 ₱151
-4.30%
Lettuce (1 head)
$1.00 ₱58.9
$0.93 ₱54.8
7.53%
Water (1.5 liter bottle)
$0.85 ₱50.3
$0.47 ₱27.60
80.85%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 ₱185
$2.71 ₱160
15.50%
Wine (Bottle)
$6.84 ₱405
$5.74 ₱340
19.16%
Local Beer (0.5 liter bottle)
$1.21 ₱71.3
$0.87 ₱51.6
39.08%
Imported Beer (0.33 liter bottle)
$2.33 ₱138
$1.73 ₱102
34.68%
🚌 Getting Around
Cebu
Panglao
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.36
$0.26 ₱15.22
-
Public Transport Monthly Pass (Regular Price)
$15.06 ₱891
-
-
Taxi Start (Normal Tariff)
$0.81 ₱48.22
$0.82 ₱48.78
-1.22%
Taxi (Normal Tariff) (1km)
$0.23 ₱13.57
$0.23 ₱13.50
-
Taxi 1hour Waiting (Normal Tariff)
$2.68 ₱159
$2.67 ₱158
0.37%
Gasoline (1 liter)
$1.15 ₱68.2
$1.08 ₱63.9
6.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.2K ₱1.8M
$29.8K ₱1.8M
1.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K ₱1.6M
$26.9K ₱1.6M
2.02%
🧾 Monthly Utilities & Internet
Cebu
Panglao
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.0 ₱5,856
$97.3 ₱5,755
1.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.23 ₱2,026
$8.96 ₱530
282.03%
Internet (50+ Mbps, Unlimited Data)
$30.40 ₱1,799
$26.13 ₱1,546
16.34%
🎉 Sport & Entertainment
Cebu
Panglao
Difference
Gym Membership (Monthly)
$33.37 ₱1,974
$14.95 ₱885
123.21%
Tennis Court (1 Hour on Weekend)
$8.07 ₱477
$4.45 ₱263
81.35%
Cinema Ticket
$5.84 ₱345
$4.38 ₱259
33.33%
🧸 Childcare & Education
Cebu
Panglao
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$235 ₱13.9K
$231 ₱13.7K
1.78%
International Primary School, 1 Child (Yearly)
$3,954 ₱234.0K
$3,966 ₱234.7K
-0.30%
👕👟 Clothing & Footwear
Cebu
Panglao
Difference
Jeans (Levis 501 Or Similar)
$52.2 ₱3,088
$46.43 ₱2,747
12.38%
Summer Dress (H&M, Zara, etc)
$22.81 ₱1,350
$23.40 ₱1,384
-2.52%
Sport Shoes (Adidas, Nike)
$75.1 ₱4,443
$74.6 ₱4,413
0.68%
Men's Leather Business Shoes
$55.7 ₱3,298
$52.5 ₱3,109
6.09%
🏠 Accommodation & Living
Cebu
Panglao
Difference
1-bedroom Apartment, City Center (Monthly)
$516 ₱30.6K
$319 ₱18.9K
61.87%
1-bedroom Apartment, Outside City Center (Monthly)
$209 ₱12.4K
$282 ₱16.7K
-26.11%
3-bedroom Apartment, City Center (Monthly)
$789 ₱46.7K
$714 ₱42.2K
10.57%
3-bedroom Apartment, Outside City Center (Monthly)
$396 ₱23.4K
$497 ₱29.4K
-20.27%
Buy Apartment in City Center (m2)
$3,151 ₱186.5K
$1,044 ₱61.8K
201.73%
Buy Apartment Outside City Center (m2)
$2,024 ₱119.8K
$891 ₱52.7K
127.30%
💵 Salaries & Financials
Cebu
Panglao
Difference
Average Monthly Net Salary (After Tax)
$396 ₱23.4K
$138 ₱8,152
187.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
8
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: March 1, 2026

Last update for Panglao: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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