Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ozyorsk

For one person, living is cheaper in Cebu: $934 a month against $1,151 in Ozyorsk, rent and utilities included – about $2,600 less a year. Other living expenses account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
56

Cost of Living Index in Ozyorsk
Learn more

Ozyorsk Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Ozyorsk

🇷🇺 Russia

$1,151

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ozyorsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ozyorsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,151 in Ozyorsk.

Cebu $934
Ozyorsk $1,151

Estimated couple costs with rent: $1,415 in Cebu versus $1,822 in Ozyorsk.

Cebu $1,415
Ozyorsk $1,822

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,493 in Ozyorsk.

Cebu $1,896
Ozyorsk $2,493

Living in Cebu costs roughly 19% less than in Ozyorsk, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 30% lower, Ozyorsk 14% lower.

Meal at Budget Restaurant

$3.03 ₱190

$12.62 ₽1,074

-75.99%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$54.1 ₽4,606

-56.63%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$5.91 ₽503

-30.80%

Cappuccino

$2.52 ₱158

$2.39 ₽204

5.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$1.18 ₽100

30.51%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.41 ₽34.66

19.51%

Local Beer (0.5 liter draught)

$1.79 ₱112

$2.22 ₽189

-19.37%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$3.00 ₽256

-24.67%

Milk (1 liter)

$1.95 ₱122

$1.13 ₽96.5

72.57%

White Bread (500g)

$1.43 ₱89.7

$0.67 ₽56.7

113.43%

Rice (white) (1kg)

$1.02 ₱63.8

$1.18 ₽101

-13.56%

Eggs

$2.06 ₱129

$1.59 ₽136

29.56%

Local Cheese (1kg)

$9.81 ₱615

$11.34 ₽965

-13.49%

Chicken Fillets (1kg)

$4.61 ₱289

$5.17 ₽440

-10.83%

Beef Round Steak (1kg)

$7.70 ₱483

$12.90 ₽1,098

-40.31%

Apples (1kg)

$3.31 ₱207

$1.92 ₽163

72.40%

Banana (1kg)

$1.45 ₱90.9

$1.69 ₽144

-14.20%

Oranges (1kg)

$2.36 ₱148

$1.49 ₽127

58.39%

Tomato (1kg)

$1.54 ₱96.4

$2.63 ₽224

-41.44%

Potato (1kg)

$2.36 ₱148

$0.63 ₽53.6

274.60%

Onion (1kg)

$1.99 ₱125

$0.57 ₽48.73

249.12%

Lettuce (1 head)

$1.15 ₱72.1

$1.48 ₽126

-22.30%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.86 ₽73.0

-22.09%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$3.34 ₽284

-10.18%

Wine (Bottle)

$6.35 ₱398

$7.22 ₽614

-12.05%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.36 ₽116

-3.68%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$2.49 ₽212

-30.52%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.49 ₽41.75

-48.98%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$4.21 ₽358

-82.42%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.18 ₽15.11

16.67%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$4.30 ₽366

0.70%

Gasoline (1 liter)

$1.33 ₱83.5

$0.84 ₽71.2

58.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$35.0K ₽3.0M

-37.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$28.5K ₽2.4M

-31.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$117 ₽9,936

3.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$5.77 ₽491

150.43%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$11.90 ₽1,013

137.73%

Gym Membership (Monthly)

$32.68 ₱2,050

$39.40 ₽3,353

-17.06%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$22.80 ₽1,940

-71.97%

Cinema Ticket

$5.46 ₱342

$7.28 ₽619

-25.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$336 ₽28.6K

-18.59%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$3,651 ₽310.7K

123.39%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$133 ₽11.3K

-62.80%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$50.4 ₽4,292

-50.69%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$234 ₽20.0K

-67.34%

Men's Leather Business Shoes

$59.3 ₱3,717

$168 ₽14.3K

-64.81%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$420 ₽35.7K

20.47%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$322 ₽27.4K

-3.81%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$958 ₽81.5K

9.75%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$492 ₽41.8K

25.91%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$2,173 ₽184.9K

34.14%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$1,592 ₽135.5K

17.25%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

22.22

-67.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Ozyorsk: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Ozyorsk

$322 27.6% 4% $12

Groceries & Markets

Cebu

$210 22.7%

Ozyorsk

$212 18.2% 0.7% $1.5

Monthly Utilities & Internet

Cebu

$163 17.7%

Ozyorsk

$134 11.6% 17.7% $29

Clothing & Footwear

Cebu

$95 10.2%

Ozyorsk

$264 22.7% 179% $169

Eating Out

Cebu

$88 9.6%

Ozyorsk

$171 14.7% 93.3% $82

Sport & Entertainment

Cebu

$44 4.7%

Ozyorsk

$54 4.6% 23.8% $10

Getting Around

Cebu

$15 1.7%

Ozyorsk

$7.1 * 0.6% 54.3% $8.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $420 in Ozyorsk. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Cebu vs $54.0 in Ozyorsk for a mid-range dinner for two. Groceries echo the gap at $210 vs $212 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇷🇺 Ozyorsk

🕒 Local time

18:04 6:04 PM

12:04 12:04 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

4,500

💱 Currency

Philippine Peso PHP ₱

Russian Ruble RUB ₽

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

Exchange rates and currency converter

RUB, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.09 RUB (100 RUB = 1.18 USD). 1 EUR = 95.35 RUB (100 RUB = 1.05 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Ozyorsk 9,830 km ≈ 13 h nonstop flight

From you

Cebu
Ozyorsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ozyorsk: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 23% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,401 in Cebu and $1,726 in Ozyorsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $506 in Cebu versus $420 in Ozyorsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 1% higher in Ozyorsk. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $934 per month in Cebu versus $1,151 in Ozyorsk – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.

At $934 in Cebu versus $1,151 in Ozyorsk, a $1,500 budget is realistic in Cebu but tight or insufficient in Ozyorsk. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ozyorsk, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Ozyorsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 23% less than in Ozyorsk. Beyond cost, consider language, visa policies, and how big the international community is in each city.