Last update: Oct 2026

Cost of Living Comparison Between Cebu and Oslo

For one person, living is cheaper in Cebu: $934 a month against $3,443 in Oslo, rent and utilities included – about $30,100 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
165

Cost of Living Index in Oslo
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Oslo Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Oslo

🇳🇴 Norway

$3,443

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Oslo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Oslo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $3,443 in Oslo.

Cebu $934
Oslo $3,443

Estimated couple costs with rent: $1,415 in Cebu versus $4,981 in Oslo.

Cebu $1,415
Oslo $4,981

Monthly costs for a family of three with rent: $1,896 in Cebu versus $6,519 in Oslo.

Cebu $1,896
Oslo $6,519

Living in Cebu costs roughly 73% less than in Oslo, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 30% below, Oslo is 157% above.

Meal at Budget Restaurant

$3.03 ₱190

$20.80 NOK 199

-85.43%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$125 NOK 1,194

-81.22%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$15.81 NOK 151

-74.13%

Cappuccino

$2.52 ₱158

$6.03 NOK 57.6

-58.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$4.41 NOK 42.10

-65.08%

Water (0.33 liter bottle)

$0.49 ₱30.98

$3.28 NOK 31.33

-85.06%

Local Beer (0.5 liter draught)

$1.79 ₱112

$11.75 NOK 112

-84.77%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$12.73 NOK 122

-82.25%

Milk (1 liter)

$1.95 ₱122

$2.46 NOK 23.53

-20.73%

White Bread (500g)

$1.43 ₱89.7

$4.20 NOK 40.08

-65.95%

Rice (white) (1kg)

$1.02 ₱63.8

$4.62 NOK 44.16

-77.92%

Eggs

$2.06 ₱129

$5.99 NOK 57.2

-65.61%

Local Cheese (1kg)

$9.81 ₱615

$14.83 NOK 142

-33.85%

Chicken Fillets (1kg)

$4.61 ₱289

$15.56 NOK 149

-70.37%

Beef Round Steak (1kg)

$7.70 ₱483

$31.16 NOK 298

-75.29%

Apples (1kg)

$3.31 ₱207

$3.36 NOK 32.05

-1.49%

Banana (1kg)

$1.45 ₱90.9

$2.58 NOK 24.62

-43.80%

Oranges (1kg)

$2.36 ₱148

$3.52 NOK 33.63

-32.95%

Tomato (1kg)

$1.54 ₱96.4

$5.74 NOK 54.9

-73.17%

Potato (1kg)

$2.36 ₱148

$2.67 NOK 25.46

-11.61%

Onion (1kg)

$1.99 ₱125

$2.84 NOK 27.08

-29.93%

Lettuce (1 head)

$1.15 ₱72.1

$3.15 NOK 30.05

-63.49%

Water (1.5 liter bottle)

$0.67 ₱42.15

$2.48 NOK 23.66

-72.98%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$19.09 NOK 182

-84.28%

Wine (Bottle)

$6.35 ₱398

$16.58 NOK 158

-61.70%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$3.35 NOK 32.01

-60.90%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$4.33 NOK 41.31

-60.05%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$4.84 NOK 46.25

-94.83%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$82.6 NOK 789

-84.68%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$11.70 NOK 112

-93.68%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$1.85 NOK 17.68

-88.65%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$69.0 NOK 659

-93.72%

Gasoline (1 liter)

$1.33 ₱83.5

$2.33 NOK 22.23

-42.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$47.4K NOK 453.0K

-54.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$43.5K NOK 415.8K

-55.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$415 NOK 3,967

-70.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$33.37 NOK 319

-56.70%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$55.1 NOK 526

-48.64%

Gym Membership (Monthly)

$32.68 ₱2,050

$58.7 NOK 561

-44.36%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$28.61 NOK 273

-77.67%

Cinema Ticket

$5.46 ₱342

$19.45 NOK 186

-71.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$233 NOK 2,229

17.14%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$15.4K NOK 147.2K

-47.08%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$101 NOK 962

-50.79%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$58.6 NOK 560

-57.59%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$134 NOK 1,276

-42.69%

Men's Leather Business Shoes

$59.3 ₱3,717

$153 NOK 1,462

-61.30%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$2,021 NOK 19.3K

-74.98%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,576 NOK 15.0K

-80.36%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$3,054 NOK 29.2K

-65.56%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$2,346 NOK 22.4K

-73.61%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$11.8K NOK 112.2K

-75.19%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$6,804 NOK 65.0K

-72.56%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$4,578 NOK 43.7K

-92.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.94

45.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Oslo: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Oslo

$1.6K 46.1% 409% $1.3K

Groceries & Markets

Cebu

$210 22.7%

Oslo

$514 15.1% 145% $304

Monthly Utilities & Internet

Cebu

$163 17.7%

Oslo

$504 14.8% 209% $341

Clothing & Footwear

Cebu

$95 10.2%

Oslo

$201 5.9% 112% $106

Eating Out

Cebu

$88 9.6%

Oslo

$401 11.7% 354% $313

Sport & Entertainment

Cebu

$44 4.7%

Oslo

$98 2.9% 124% $54

Getting Around

Cebu

$15 1.7%

Oslo

$123 3.6% 696% $107

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $2,021 in Oslo. Housing cost is often the main lever when comparing two cities.

Oslo pays 1242% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $125 in Oslo for a mid-range dinner for two. Groceries echo the gap at $210 vs $514 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇴 Oslo

🕒 Local time

15:00 3:00 PM

09:00 9:00 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

1,098,061 Capital

💱 Currency

Philippine Peso PHP ₱

Norwegian Krone NOK kr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 NOK = 10.47 USD

100 NOK = 9.34 EUR

Exchange rates and currency converter

NOK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Norwegian Krone exchange rates as of October 10, 2026: 1 USD = 9.55 NOK (1 NOK = 0.105 USD). 1 EUR = 10.71 NOK (100 NOK = 9.34 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Oslo 10,260 km ≈ 13 h nonstop flight

From you

Cebu
Oslo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Oslo: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 269% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1242% lower in Oslo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $2,021 in Oslo. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $3,443 in Oslo – a 269% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 553% less than in Oslo. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $3,443 in Oslo, a $1,500 budget is realistic in Cebu but tight or insufficient in Oslo. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Oslo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Oslo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 269% less than in Oslo. Beyond cost, consider language, visa policies, and how big the international community is in each city.