Last update: Oct 2026

Cost of Living Comparison Between Cebu and Osh

For one person, living is cheaper in Osh: $691 a month against $934 in Cebu, rent and utilities included – about $2,900 less a year. Other living expenses account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
34

Cost of Living Index in Osh
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Osh Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Osh

🇰🇬 Kyrgyzstan

$691

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Osh

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Osh actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $691 in Osh.

Cebu $934
Osh $691

Estimated couple costs with rent: $1,415 in Cebu versus $1,118 in Osh.

Cebu $1,415
Osh $1,118

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,544 in Osh.

Cebu $1,896
Osh $1,544

Living in Cebu is roughly 35% more expensive than in Osh, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Osh 48% lower.

Meal at Budget Restaurant

$3.03 ₱191

$4.46 KGS 389

-32.06%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,476

$23.08 KGS 2,016

1.73%

Fast Food Meal (McDonalds, etc)

$4.09 ₱257

$9.33 KGS 815

-56.16%

Cappuccino

$2.52 ₱158

$1.91 KGS 166

31.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.2

$0.84 KGS 73.3

83.33%

Water (0.33 liter bottle)

$0.49 ₱31.06

$0.28 KGS 24.69

75.00%

Local Beer (0.5 liter draught)

$1.79 ₱113

$1.12 KGS 97.8

59.82%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$1.29 KGS 113

75.19%

Milk (1 liter)

$1.95 ₱122

$0.86 KGS 74.7

126.74%

White Bread (500g)

$1.43 ₱89.9

$0.38 KGS 32.80

276.32%

Rice (white) (1kg)

$1.02 ₱64.0

$1.21 KGS 106

-15.70%

Eggs

$2.06 ₱129

$1.45 KGS 127

42.07%

Local Cheese (1kg)

$9.81 ₱617

$4.84 KGS 423

102.69%

Chicken Fillets (1kg)

$4.61 ₱290

$3.52 KGS 308

30.97%

Beef Round Steak (1kg)

$7.70 ₱484

$7.92 KGS 692

-2.78%

Apples (1kg)

$3.31 ₱208

$0.67 KGS 58.7

394.03%

Banana (1kg)

$1.45 ₱91.2

$1.55 KGS 135

-6.45%

Oranges (1kg)

$2.36 ₱148

$2.21 KGS 193

6.79%

Tomato (1kg)

$1.54 ₱96.6

$1.19 KGS 104

29.41%

Potato (1kg)

$2.36 ₱148

$0.47 KGS 40.85

402.13%

Onion (1kg)

$1.99 ₱125

$0.46 KGS 40.28

332.61%

Lettuce (1 head)

$1.15 ₱72.3

$0.59 KGS 51.2

94.92%

Water (1.5 liter bottle)

$0.67 ₱42.26

$0.70 KGS 61.2

-4.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.11 KGS 184

42.18%

Wine (Bottle)

$6.35 ₱399

$5.08 KGS 444

25.00%

Local Beer (0.5 liter bottle)

$1.31 ₱82.1

$1.11 KGS 96.7

18.02%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$1.65 KGS 144

4.85%

One-way Ticket (Public Transport)

$0.25 ₱15.82

$0.22 KGS 19.13

13.64%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱796

$11.97 KGS 1,046

5.68%

Taxi Start (Normal Tariff)

$0.74 ₱46.44

$0.24 KGS 20.99

208.33%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.15

$0.33 KGS 29.13

-36.36%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

$7.55 KGS 660

-42.65%

Gasoline (1 liter)

$1.33 ₱83.7

$1.00 KGS 87.6

33.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$18.4K KGS 1.6M

18.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$17.0K KGS 1.5M

13.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,583

$38.39 KGS 3,354

214.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱909

$4.97 KGS 434

190.74%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,779

$9.38 KGS 819

201.60%

Gym Membership (Monthly)

$32.68 ₱2,055

$45.54 KGS 3,979

-28.24%

Tennis Court (1 Hour on Weekend)

$6.39 ₱402

$20.09 KGS 1,755

-68.19%

Cinema Ticket

$5.46 ₱343

$3.33 KGS 291

63.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.2K

$169 KGS 14.7K

62.01%

International Primary School, 1 Child (Yearly)

$8,156 ₱512.9K

$1,886 KGS 164.7K

332.53%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,117

$18.96 KGS 1,657

161.45%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,564

$36.46 KGS 3,185

-31.79%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,817

$53.9 KGS 4,711

42.04%

Men's Leather Business Shoes

$59.3 ₱3,727

$52.2 KGS 4,561

13.50%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.8K

$367 KGS 32.0K

37.87%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$272 KGS 23.8K

13.65%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.1K

$900 KGS 78.7K

16.83%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.9K

$578 KGS 50.5K

7.02%

Buy Apartment in City Center (m2)

$2,915 ₱183.4K

$1,233 KGS 107.7K

136.54%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.4K

$1,010 KGS 88.3K

84.80%

Average Monthly Net Salary (After Tax)

$341 ₱21.5K

$308 KGS 26.9K

10.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Osh: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Osh

$272 38.8% 12% $37

Groceries & Markets

Cebu

$210 22.7%

Osh

$138 19.7% 34.2% $72

Monthly Utilities & Internet

Cebu

$163 17.7%

Osh

$53 7.5% 67.7% $111

Clothing & Footwear

Cebu

$95 10.2%

Osh

$73 10.4% 23.2% $22

Eating Out

Cebu

$88 9.6%

Osh

$99 14.1% 12.2% $11

Sport & Entertainment

Cebu

$44 4.7%

Osh

$52 7.4% 19.7% $8.6

Getting Around

Cebu

$15 1.7%

Osh

$15 2.1% 4.5% $0.7

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $367 in Osh. Housing cost is often the main lever when comparing two cities.

Cebu pays 11% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $23.00 in Osh. Groceries flip the comparison at $210 vs $138, with Osh cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇰🇬 Osh

🕒 Local time

13:21 1:21 PM

11:21 11:21 AM

2 h behind Cebu

🌤 Weather

👥 Population

964,169

270,347

💱 Currency

Philippine Peso PHP ₱

Kyrgyzstani Som KGS сом

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 KGS = 1.14 USD

100 KGS = 1.02 EUR

Exchange rates and currency converter

KGS, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

Kyrgyzstani Som exchange rates as of October 10, 2026: 1 USD = 87.37 KGS (100 KGS = 1.14 USD). 1 EUR = 97.99 KGS (100 KGS = 1.02 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Osh 6,020 km ≈ 8 h nonstop flight

From you

Cebu
Osh

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Osh: Cost of Living - Frequently Asked Questions

Osh is cheaper overall, especially in groceries, clothing, and utilities. The 35% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 11% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $506 in Cebu versus $367 in Osh. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $691 in Osh – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Osh runs roughly 6% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Osh gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Osh is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Osh are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Osh gentler on the wallet – expenses run 35% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.