Last update: Nov 2026

Cost of Living Comparison Between Cebu and Oral

For one person, living is cheaper in Oral: $720 a month against $943 in Cebu, rent and utilities included – about $2,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

Oral

🇰🇿 Kazakhstan

$720

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Oral

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Oral actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $720 in Oral.

Cebu $943
Oral $720

Estimated couple costs with rent: $1,437 in Cebu versus $1,097 in Oral.

Cebu $1,437
Oral $1,097

Monthly costs for a family of three with rent: $1,930 in Cebu versus $1,474 in Oral.

Cebu $1,930
Oral $1,474

Living in Cebu is roughly 31% more expensive than in Oral, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 30% lower, Oral 47% lower.

Meal at Budget Restaurant

$3.88 ₱244

$8.31 ₸3,746

-53.31%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

$34.52 ₸15.6K

-32.73%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$8.42 ₸3,797

-53.68%

Cappuccino

$2.56 ₱161

$1.86 ₸838

37.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$1.03 ₸466

55.34%

Water (0.33 liter bottle)

$0.51 ₱32.03

$0.60 ₸270

-15.00%

Local Beer (0.5 liter draught)

$1.76 ₱111

$0.89 ₸403

97.75%

Imported Beer (0.33 liter bottle)

$2.15 ₱136

$1.96 ₸886

9.69%

Milk (1 liter)

$1.99 ₱125

$1.46 ₸656

36.30%

White Bread (500g)

$1.37 ₱86.3

$0.47 ₸211

191.49%

Rice (white) (1kg)

$0.95 ₱59.9

$1.61 ₸726

-40.99%

Eggs

$2.02 ₱127

$1.52 ₸685

32.89%

Local Cheese (1kg)

$9.63 ₱606

$8.87 ₸4,000

8.57%

Chicken Fillets (1kg)

$4.35 ₱274

$4.36 ₸1,964

-0.23%

Beef Round Steak (1kg)

$7.70 ₱485

$10.88 ₸4,903

-29.23%

Apples (1kg)

$3.30 ₱207

$1.20 ₸540

175.00%

Banana (1kg)

$1.27 ₱79.7

$2.02 ₸912

-37.13%

Oranges (1kg)

$2.34 ₱148

$2.30 ₸1,035

1.74%

Tomato (1kg)

$1.51 ₱95.4

$3.39 ₸1,529

-55.46%

Potato (1kg)

$2.23 ₱141

$0.45 ₸203

395.56%

Onion (1kg)

$1.93 ₱122

$0.35 ₸158

451.43%

Lettuce (1 head)

$1.18 ₱74.4

$0.66 ₸297

78.79%

Water (1.5 liter bottle)

$0.65 ₱40.93

$1.08 ₸486

-39.81%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$2.22 ₸1,002

30.18%

Wine (Bottle)

$6.35 ₱400

$7.92 ₸3,571

-19.82%

Local Beer (0.5 liter bottle)

$1.27 ₱80.1

$0.68 ₸306

86.76%

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.23 ₱14.42

$0.21 ₸94.3

9.52%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱771

Taxi Start (Normal Tariff)

$0.82 ₱51.5

$0.69 ₸311

18.84%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

$5.44 ₸2,450

-20.59%

Gasoline (1 liter)

$1.38 ₱86.7

$0.67 ₸302

105.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$30.1K ₸13.6M

-35.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,816

$82.7 ₸37.3K

50.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$8.61 ₸3,880

85.02%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,768

$14.39 ₸6,486

95.07%

Gym Membership (Monthly)

$33.41 ₱2,104

$56.3 ₸25.4K

-40.62%

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

Cinema Ticket

$5.85 ₱368

$3.26 ₸1,471

79.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

International Primary School, 1 Child (Yearly)

$8,060 ₱507.5K

Jeans (Levis 501 Or Similar)

$48.31 ₱3,042

$33.36 ₸15.0K

44.81%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

Sport Shoes (Adidas, Nike)

$77.1 ₱4,856

Men's Leather Business Shoes

$56.5 ₱3,558

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

$282 ₸127.2K

75.56%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.3K

$212 ₸95.6K

51.68%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.4K

$450 ₸202.8K

120.15%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.6K

$313 ₸141.0K

100.83%

Buy Apartment in City Center (m2)

$4,459 ₱280.7K

Buy Apartment Outside City Center (m2)

$3,030 ₱190.8K

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

$434 ₸195.4K

-20.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Oral: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Oral

–

Groceries & Markets

Cebu

$206 21.8%

Oral

–

Monthly Utilities & Internet

Cebu

$168 17.8%

Oral

–

Eating Out

Cebu

$95 10.1%

Oral

–

Clothing & Footwear

Cebu

$93 9.9%

Oral

–

Sport & Entertainment

Cebu

$45 4.8%

Oral

–

Getting Around

Cebu

$15 1.6%

Oral

–

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $282 in Oral. Housing cost is often the main lever when comparing two cities.

Oral pays 26% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23 in Cebu vs $35 in Oral. Groceries flip the comparison at $206 vs $194, with Oral cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇰🇿 Oral

🕒 Local time

09:24 9:24 AM

06:24 6:24 AM

3 h behind Cebu

🌤 Weather

👥 Population

964,169

256,960

💱 Currency

Philippine Peso PHP ₱

Kazakhstani Tenge KZT ₸

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 KZT = 2.22 USD

1,000 KZT = 1.98 EUR

Exchange rates and currency converter

KZT, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.97 PHP (100 PHP = 1.59 USD). 1 EUR = 70.68 PHP (100 PHP = 1.41 EUR).

Kazakhstani Tenge exchange rates as of November 6, 2026: 1 USD = 451 KZT (1,000 KZT = 2.22 USD). 1 EUR = 506 KZT (1,000 KZT = 1.98 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Oral 7,900 km ≈ 10 h nonstop flight

From you

Cebu
Oral

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Oral: Cost of Living - Frequently Asked Questions

Oral is about 24% cheaper overall, especially in clothing, utilities, and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 21% lower in Cebu. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $495 in Cebu versus $282 in Oral. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $23 versus $35 in Oral. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Oral are both considered safe, so it’s unlikely to be the deciding factor between them.