Last update: Nov 2026

Cost of Living Comparison Between Cebu and Nowshera

For one person, living is cheaper in Nowshera: $521 a month against $943 in Cebu, rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
25

Cost of Living Index in Nowshera
Learn more

Nowshera Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

Nowshera

🇵🇰 Pakistan

$521

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Nowshera

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nowshera actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $521 in Nowshera.

Cebu $943
Nowshera $521

Estimated couple costs with rent: $1,437 in Cebu versus $821 in Nowshera.

Cebu $1,437
Nowshera $821

Monthly costs for a family of three with rent: $1,930 in Cebu versus $1,121 in Nowshera.

Cebu $1,930
Nowshera $1,121

Living in Cebu is roughly 81% more expensive than in Nowshera, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Nowshera 61% lower.

Meal at Budget Restaurant

$3.88 ₱244

$3.51 PKR 971

10.54%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

$22.94 PKR 6,339

1.22%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$5.53 PKR 1,527

-29.48%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.53 PKR 976

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.02 PKR 1,940

Cappuccino

$2.56 ₱161

$2.54 PKR 701

0.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$0.32 PKR 87.6

400.00%

Water (0.33 liter bottle)

$0.51 ₱32.03

$0.23 PKR 63.8

121.74%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$1.99 ₱125

$1.00 PKR 275

99.00%

White Bread (500g)

$1.37 ₱86.3

$0.78 PKR 215

75.64%

Rice (white) (1kg)

$0.95 ₱59.9

$1.25 PKR 344

-24.00%

Eggs

$2.02 ₱127

$1.26 PKR 349

60.32%

Local Cheese (1kg)

$9.63 ₱606

$6.19 PKR 1,710

55.57%

Chicken Fillets (1kg)

$4.35 ₱274

$3.04 PKR 841

43.09%

Beef Round Steak (1kg)

$7.70 ₱485

$5.46 PKR 1,509

41.03%

Apples (1kg)

$3.30 ₱207

$1.27 PKR 351

159.84%

Banana (1kg)

$1.27 ₱79.7

$0.87 PKR 239

45.98%

Oranges (1kg)

$2.34 ₱148

$1.03 PKR 284

127.18%

Tomato (1kg)

$1.51 ₱95.4

$0.52 PKR 144

190.38%

Potato (1kg)

$2.23 ₱141

$0.29 PKR 80.9

668.97%

Onion (1kg)

$1.93 ₱122

$0.36 PKR 99.0

436.11%

Lettuce (1 head)

$1.18 ₱74.4

$0.28 PKR 76.5

321.43%

Water (1.5 liter bottle)

$0.65 ₱40.93

$0.39 PKR 109

66.67%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.79 PKR 496

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.24 PKR 343

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.41 PKR 665

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$2.33 PKR 645

24.03%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.1

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.23 ₱14.42

$0.19 PKR 53.1

21.05%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱771

$10.07 PKR 2,784

21.55%

Taxi Start (Normal Tariff)

$0.82 ₱51.5

$1.29 PKR 356

-36.43%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

$0.70 PKR 195

-71.43%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

$1.59 PKR 439

171.70%

Gasoline (1 liter)

$1.38 ₱86.7

$1.37 PKR 378

0.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$21.8K PKR 6.0M

-2.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$22.9K PKR 6.3M

-15.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,816

$100 PKR 27.8K

23.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$6.17 PKR 1,705

158.18%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,768

$17.15 PKR 4,740

63.67%

Gym Membership (Monthly)

$33.41 ₱2,104

$14.99 PKR 4,144

122.88%

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

$8.30 PKR 2,292

-22.89%

Cinema Ticket

$5.85 ₱368

$4.76 PKR 1,315

22.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

$42.78 PKR 11.8K

532.47%

International Primary School, 1 Child (Yearly)

$8,060 ₱507.5K

$1,060 PKR 292.9K

660.51%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,042

$25.97 PKR 7,178

86.02%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

$35.24 PKR 9,740

-30.31%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,856

$96.2 PKR 26.6K

-19.85%

Men's Leather Business Shoes

$56.5 ₱3,558

$41.07 PKR 11.4K

37.59%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

$136 PKR 37.7K

263.00%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.3K

$86.5 PKR 23.9K

271.90%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.4K

$263 PKR 72.6K

276.80%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.6K

$182 PKR 50.3K

245.05%

Buy Apartment in City Center (m2)

$4,459 ₱280.7K

$826 PKR 228.3K

439.67%

Buy Apartment Outside City Center (m2)

$3,030 ₱190.8K

$511 PKR 141.2K

493.06%

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

13.08

-44.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Nowshera: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Nowshera

$87 16.6% 73.1% $235

Groceries & Markets

Cebu

$206 21.8%

Nowshera

$104 19.9% 49.6% $102

Monthly Utilities & Internet

Cebu

$168 17.8%

Nowshera

$124 23.8% 26.4% $44

Eating Out

Cebu

$95 10.1%

Nowshera

$77 14.8% 18.6% $18

Clothing & Footwear

Cebu

$93 9.9%

Nowshera

$89 17.2% 3.9% $3.6

Sport & Entertainment

Cebu

$45 4.8%

Nowshera

$25 4.7% 45.7% $21

Getting Around

Cebu

$15 1.6%

Nowshera

$16 3% 4.6% $0.7

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $136 in Nowshera. Housing cost is often the main lever when comparing two cities.

Dining out: $23 in Cebu vs $23 in Nowshera. Groceries flip the comparison at $206 vs $104, with Nowshera cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇵🇰 Nowshera

🕒 Local time

11:49 11:49 AM

08:49 8:49 AM

3 h behind Cebu

🌤 Weather

👥 Population

964,169

120,131

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.97 PHP (100 PHP = 1.59 USD). 1 EUR = 70.68 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of November 6, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Nowshera 5,880 km ≈ 8 h nonstop flight

From you

Cebu
Nowshera

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Nowshera: Cost of Living - Frequently Asked Questions

Nowshera is about 45% cheaper overall, especially in groceries, utilities, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,415 in Cebu and $781 in Nowshera to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $495 in Cebu versus $136 in Nowshera. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 98% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $943 per month in Cebu versus $521 in Nowshera – Nowshera is about 45% cheaper, which adds up to real savings over time.

Either city works on $1,200 a month, though Nowshera gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.