Last update: Oct 2026

Cost of Living Comparison Between Cebu and Nepalgunj

For one person, living is cheaper in Nepalgunj: $167 a month against $934 in Cebu, rent and utilities included – about $9,200 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
20

Cost of Living Index in Nepalgunj
Learn more

Nepalgunj Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Nepalgunj

🇳🇵 Nepal

$167

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Nepalgunj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nepalgunj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $167 in Nepalgunj.

Cebu $934
Nepalgunj $167

Estimated couple costs with rent: $1,415 in Cebu versus $281 in Nepalgunj.

Cebu $1,415
Nepalgunj $281

Monthly costs for a family of three with rent: $1,896 in Cebu versus $395 in Nepalgunj.

Cebu $1,896
Nepalgunj $395

Living in Cebu is roughly 458% more expensive than in Nepalgunj, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Nepalgunj 88% lower.

Meal at Budget Restaurant

$3.03 ₱191

$3.22 NPR 498

-5.90%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,476

$7.88 NPR 1,220

197.97%

Fast Food Meal (McDonalds, etc)

$4.09 ₱257

$6.52 NPR 1,010

-37.27%

Cappuccino

$2.52 ₱158

$1.67 NPR 258

50.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.2

$0.54 NPR 83.5

185.19%

Water (0.33 liter bottle)

$0.49 ₱31.06

$0.12 NPR 19.19

308.33%

Local Beer (0.5 liter draught)

$1.79 ₱113

$2.21 NPR 342

-19.00%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$3.21 NPR 498

-29.60%

Milk (1 liter)

$1.95 ₱122

$0.62 NPR 96.2

214.52%

White Bread (500g)

$1.43 ₱89.9

Rice (white) (1kg)

$1.02 ₱64.0

$0.53 NPR 82.1

92.45%

Eggs

$2.06 ₱129

$0.81 NPR 125

154.32%

Local Cheese (1kg)

$9.81 ₱617

Chicken Fillets (1kg)

$4.61 ₱290

Beef Round Steak (1kg)

$7.70 ₱484

Apples (1kg)

$3.31 ₱208

$1.93 NPR 299

71.50%

Banana (1kg)

$1.45 ₱91.2

$0.63 NPR 98.0

130.16%

Oranges (1kg)

$2.36 ₱148

$0.67 NPR 103

252.24%

Tomato (1kg)

$1.54 ₱96.6

$0.63 NPR 97.0

144.44%

Potato (1kg)

$2.36 ₱148

$0.21 NPR 33.09

1023.81%

Onion (1kg)

$1.99 ₱125

$0.27 NPR 42.10

637.04%

Lettuce (1 head)

$1.15 ₱72.3

Water (1.5 liter bottle)

$0.67 ₱42.26

$0.17 NPR 25.78

294.12%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

Wine (Bottle)

$6.35 ₱399

Local Beer (0.5 liter bottle)

$1.31 ₱82.1

Imported Beer (0.33 liter bottle)

$1.73 ₱109

One-way Ticket (Public Transport)

$0.25 ₱15.82

$0.34 NPR 51.9

-26.47%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱796

Taxi Start (Normal Tariff)

$0.74 ₱46.44

Taxi (Normal Tariff) (1km)

$0.21 ₱13.15

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

Gasoline (1 liter)

$1.33 ₱83.7

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,583

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱909

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,779

Gym Membership (Monthly)

$32.68 ₱2,055

$9.53 NPR 1,476

242.92%

Tennis Court (1 Hour on Weekend)

$6.39 ₱402

Cinema Ticket

$5.46 ₱343

$2.53 NPR 392

115.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.2K

International Primary School, 1 Child (Yearly)

$8,156 ₱512.9K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,117

$19.77 NPR 3,060

150.73%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,564

$25.96 NPR 4,019

-4.20%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,817

$12.81 NPR 1,983

497.89%

Men's Leather Business Shoes

$59.3 ₱3,727

$19.40 NPR 3,003

205.46%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.8K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.1K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.9K

Buy Apartment in City Center (m2)

$2,915 ₱183.4K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.4K

Average Monthly Net Salary (After Tax)

$341 ₱21.5K

$98.0 NPR 15.2K

248.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Nepalgunj: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Nepalgunj

- * 0% 100%

Groceries & Markets

Cebu

$210 22.7%

Nepalgunj

$34 * 19.9% 83.8% $176

Monthly Utilities & Internet

Cebu

$163 17.7%

Nepalgunj

- * 0% 100%

Clothing & Footwear

Cebu

$95 10.2%

Nepalgunj

$35 20.6% 62.9% $60

Eating Out

Cebu

$88 9.6%

Nepalgunj

$85 50.1% 3.3% $2.9

Sport & Entertainment

Cebu

$44 4.7%

Nepalgunj

$15 8.6% 66.5% $29

Getting Around

Cebu

$15 1.7%

Nepalgunj

$1.3 * 0.8% 91.3% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Cebu pays 248% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $8.00 in Nepalgunj for a mid-range dinner for two. Groceries echo the gap at $210 vs $34.00 per month, with Nepalgunj cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇵 Nepalgunj

🕒 Local time

14:24 2:24 PM

12:09 12:09 PM

2 h 15 min behind Cebu

🌤 Weather

👥 Population

964,169

72,503

💱 Currency

Philippine Peso PHP ₱

Nepalese Rupee NPR रु

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 NPR = 6.46 USD

1,000 NPR = 5.76 EUR

Exchange rates and currency converter

NPR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

Nepalese Rupee exchange rates as of October 10, 2026: 1 USD = 155 NPR (1,000 NPR = 6.46 USD). 1 EUR = 174 NPR (1,000 NPR = 5.76 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Nepalgunj 4,830 km ≈ 7 h nonstop flight

From you

Cebu
Nepalgunj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Nepalgunj: Cost of Living - Frequently Asked Questions

Nepalgunj is cheaper overall, especially in groceries, clothing, and eating out. The 458% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 248% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Supermarket bills run roughly 519% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Nepalgunj – a meal for two runs $8.00 versus $23.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Nepalgunj gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nepalgunj is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Nepalgunj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nepalgunj gentler on the wallet – expenses run 458% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.