Last update: Nov 2026

Cost of Living Comparison Between Cebu and Nawabshah

For one person, living is cheaper in Nawabshah: $488 a month against $943 in Cebu, rent and utilities included – about $5,500 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
23

Cost of Living Index in Nawabshah
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Nawabshah Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

Nawabshah

🇵🇰 Pakistan

$488

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Nawabshah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nawabshah actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $488 in Nawabshah.

Cebu $943
Nawabshah $488

Estimated couple costs with rent: $1,437 in Cebu versus $734 in Nawabshah.

Cebu $1,437
Nawabshah $734

Monthly costs for a family of three with rent: $1,930 in Cebu versus $981 in Nawabshah.

Cebu $1,930
Nawabshah $981

Living in Cebu is roughly 94% more expensive than in Nawabshah, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Nawabshah 64% lower.

Meal at Budget Restaurant

$3.88 ₱244

$2.15 PKR 594

80.47%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

$12.43 PKR 3,439

86.81%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$5.33 PKR 1,475

-26.83%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.22 PKR 613

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.05 PKR 1,950

Cappuccino

$2.56 ₱161

$2.09 PKR 579

22.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$0.38 PKR 106

321.05%

Water (0.33 liter bottle)

$0.51 ₱32.02

$0.23 PKR 63.5

121.74%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$1.99 ₱125

$0.90 PKR 248

121.11%

White Bread (500g)

$1.37 ₱86.3

$0.53 PKR 146

158.49%

Rice (white) (1kg)

$0.95 ₱59.8

$1.19 PKR 329

-20.17%

Eggs

$2.02 ₱127

$1.29 PKR 357

56.59%

Local Cheese (1kg)

$9.63 ₱606

$5.93 PKR 1,639

62.39%

Chicken Fillets (1kg)

$4.35 ₱274

$3.11 PKR 860

39.87%

Beef Round Steak (1kg)

$7.70 ₱485

$6.40 PKR 1,771

20.31%

Apples (1kg)

$3.30 ₱207

$1.28 PKR 355

157.81%

Banana (1kg)

$1.27 ₱79.7

$0.58 PKR 160

118.97%

Oranges (1kg)

$2.34 ₱147

$1.01 PKR 280

131.68%

Tomato (1kg)

$1.51 ₱95.3

$0.51 PKR 142

196.08%

Potato (1kg)

$2.23 ₱141

$0.34 PKR 94.3

555.88%

Onion (1kg)

$1.93 ₱122

$0.35 PKR 95.6

451.43%

Lettuce (1 head)

$1.18 ₱74.4

$0.43 PKR 120

174.42%

Water (1.5 liter bottle)

$0.65 ₱40.92

$0.40 PKR 111

62.50%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.30 PKR 358

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.37 PKR 379

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.43 PKR 673

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$1.84 PKR 510

57.07%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.0

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.23 ₱14.42

$0.19 PKR 52.8

21.05%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱770

$9.67 PKR 2,675

26.58%

Taxi Start (Normal Tariff)

$0.82 ₱51.5

$0.87 PKR 241

-5.75%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

$0.75 PKR 206

-73.33%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

$2.15 PKR 594

100.93%

Gasoline (1 liter)

$1.38 ₱86.7

$1.38 PKR 381

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$17.9K PKR 4.9M

18.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$25.6K PKR 7.1M

-24.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,814

$115 PKR 31.9K

7.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$6.09 PKR 1,684

161.58%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,767

$12.98 PKR 3,589

116.26%

Gym Membership (Monthly)

$33.41 ₱2,103

$14.67 PKR 4,058

127.74%

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

$8.29 PKR 2,293

-22.80%

Cinema Ticket

$5.85 ₱368

$4.20 PKR 1,162

39.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

$66.3 PKR 18.3K

308.16%

International Primary School, 1 Child (Yearly)

$8,060 ₱507.3K

$1,950 PKR 539.2K

313.42%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,041

$18.12 PKR 5,012

166.61%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

$22.71 PKR 6,283

8.15%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,855

$67.0 PKR 18.5K

15.21%

Men's Leather Business Shoes

$56.5 ₱3,557

$39.58 PKR 10.9K

42.77%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

$133 PKR 36.8K

272.47%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.2K

$86.8 PKR 24.0K

270.82%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.3K

$268 PKR 74.0K

270.11%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.5K

$181 PKR 50.0K

247.76%

Buy Apartment in City Center (m2)

$4,459 ₱280.6K

$825 PKR 228.3K

440.19%

Buy Apartment Outside City Center (m2)

$3,030 ₱190.7K

$505 PKR 139.7K

499.98%

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

$125 PKR 34.5K

174.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

13.21

-45.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Nawabshah: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Nawabshah

$87 17.8% 73% $235

Groceries & Markets

Cebu

$206 21.8%

Nawabshah

$101 20.8% 50.7% $104

Monthly Utilities & Internet

Cebu

$168 17.8%

Nawabshah

$134 27.6% 20.2% $34

Eating Out

Cebu

$95 10.1%

Nawabshah

$61 12.5% 36.1% $34

Clothing & Footwear

Cebu

$93 9.9%

Nawabshah

$66 13.6% 28.6% $27

Sport & Entertainment

Cebu

$45 4.8%

Nawabshah

$23 4.7% 48.8% $22

Getting Around

Cebu

$15 1.6%

Nawabshah

$15 3.1% 0.5% $0.1

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $133 in Nawabshah. Housing cost is often the main lever when comparing two cities.

Cebu pays about 2.7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $23 in Cebu vs $12 in Nawabshah for a mid-range dinner for two. Groceries echo the gap at $206 vs $101 per month, with Nawabshah cheaper across the board.

Good to know

🇵🇭 Cebu

🇵🇰 Nawabshah

🕒 Local time

05:10 5:10 AM

02:10 2:10 AM

3 h behind Cebu

🌤 Weather

👥 Population

964,169

263,102

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

Pakistani Rupee exchange rates as of November 5, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Nawabshah 6,070 km ≈ 8 h nonstop flight

From you

Cebu
Nawabshah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Nawabshah: Cost of Living - Frequently Asked Questions

Nawabshah is about 48% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Cebu is about 2.7 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $495 in Cebu versus $133 in Nawabshah. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $943 per month in Cebu versus $488 in Nawabshah – Nawabshah is about 48% cheaper, which adds up to real savings over time.

A monthly transit pass in Nawabshah runs roughly 21% less than in Cebu. The price difference matters if you commute daily and watch your budget.

At $488 in Nawabshah versus $943 in Cebu, a $800 budget is realistic in Nawabshah but tight or insufficient in Cebu. The gap between the two cities makes Nawabshah the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Nawabshah gentler on the wallet – expenses run 48% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.