Last update: Oct 2026

Cost of Living Comparison Between Cebu and Narvik

For one person, living is cheaper in Cebu: $918 a month against $2,460 in Narvik, rent and utilities included – about $18,500 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
119

Cost of Living Index in Narvik
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Narvik Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Narvik

🇳🇴 Norway

$2,460

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Narvik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Narvik actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $2,460 in Narvik.

Cebu $918
Narvik $2,460

Estimated couple costs with rent: $1,409 in Cebu versus $3,763 in Narvik.

Cebu $1,409
Narvik $3,763

Monthly costs for a family of three with rent: $1,900 in Cebu versus $5,067 in Narvik.

Cebu $1,900
Narvik $5,067

Living in Cebu costs roughly 63% less than in Narvik, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Narvik is 82% above.

Meal at Budget Restaurant

$3.09 ₱195

$31.93 NOK 301

-90.32%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$93.7 NOK 882

-74.15%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$15.68 NOK 148

-75.00%

Cappuccino

$2.51 ₱158

$4.96 NOK 46.67

-49.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.91 NOK 27.37

-45.36%

Water (0.33 liter bottle)

$0.53 ₱33.45

$2.95 NOK 27.79

-82.03%

Local Beer (0.5 liter draught)

$1.78 ₱112

$11.36 NOK 107

-84.33%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$12.04 NOK 113

-81.98%

Milk (1 liter)

$1.92 ₱121

$2.43 NOK 22.89

-20.99%

White Bread (500g)

$1.36 ₱85.5

$3.27 NOK 30.77

-58.41%

Rice (white) (1kg)

$1.01 ₱63.6

$2.69 NOK 25.28

-62.45%

Eggs

$2.03 ₱128

$5.21 NOK 49.07

-61.04%

Local Cheese (1kg)

$9.86 ₱621

$12.05 NOK 113

-18.17%

Chicken Fillets (1kg)

$4.39 ₱277

$14.83 NOK 140

-70.40%

Beef Round Steak (1kg)

$7.60 ₱479

$22.51 NOK 212

-66.24%

Apples (1kg)

$3.30 ₱208

$3.88 NOK 36.57

-14.95%

Banana (1kg)

$1.39 ₱87.8

$2.05 NOK 19.30

-32.20%

Oranges (1kg)

$2.33 ₱147

$4.77 NOK 44.95

-51.15%

Tomato (1kg)

$1.50 ₱94.3

$4.39 NOK 41.35

-65.83%

Potato (1kg)

$2.36 ₱149

$2.52 NOK 23.71

-6.35%

Onion (1kg)

$1.90 ₱119

$4.88 NOK 45.96

-61.07%

Lettuce (1 head)

$1.19 ₱74.9

$2.90 NOK 27.27

-58.97%

Water (1.5 liter bottle)

$0.63 ₱39.73

$2.18 NOK 20.50

-71.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$16.29 NOK 153

-81.58%

Wine (Bottle)

$6.03 ₱380

$16.93 NOK 159

-64.38%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$3.39 NOK 31.92

-63.72%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.61 NOK 33.98

-51.52%

One-way Ticket (Public Transport)

$0.25 ₱15.87

$4.63 NOK 43.61

-94.60%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$89.0 NOK 838

-85.79%

Taxi Start (Normal Tariff)

$0.77 ₱48.64

$15.46 NOK 146

-95.02%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$2.14 NOK 20.15

-89.25%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$51.8 NOK 488

-91.40%

Gasoline (1 liter)

$1.31 ₱82.8

$2.28 NOK 21.44

-42.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$39.6K NOK 372.8K

-46.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$36.9K NOK 346.9K

-48.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,573

$261 NOK 2,453

-53.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$49.95 NOK 470

-71.97%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,735

$81.9 NOK 771

-66.38%

Gym Membership (Monthly)

$32.33 ₱2,036

$55.3 NOK 521

-41.56%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$26.34 NOK 248

-74.75%

Cinema Ticket

$5.65 ₱356

$17.44 NOK 164

-67.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$308 NOK 2,903

-10.74%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.8K

$7,612 NOK 71.7K

4.03%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,107

$123 NOK 1,157

-59.85%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,590

$34.34 NOK 323

-26.50%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,848

$138 NOK 1,299

-44.22%

Men's Leather Business Shoes

$57.2 ₱3,603

$161 NOK 1,520

-64.56%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$912 NOK 8,583

-45.21%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$719 NOK 6,771

-57.06%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,643 NOK 15.5K

-34.38%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$1,224 NOK 11.5K

-49.73%

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

$5,156 NOK 48.5K

-44.03%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$4,755 NOK 44.8K

-59.69%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$3,517 NOK 33.1K

-90.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.01

43.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Narvik: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Narvik

$719 29.2% 133% $410

Groceries & Markets

Cebu

$206 22.4%

Narvik

$452 18.4% 120% $246

Monthly Utilities & Internet

Cebu

$162 17.6%

Narvik

$392 16% 143% $231

Clothing & Footwear

Cebu

$94 10.2%

Narvik

$205 8.4% 119% $112

Eating Out

Cebu

$88 9.6%

Narvik

$466 19% 428% $378

Sport & Entertainment

Cebu

$44 4.8%

Narvik

$90 3.7% 107% $47

Getting Around

Cebu

$16 1.7%

Narvik

$134 5.4% 759% $118

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $912 in Narvik. Housing cost is often the main lever when comparing two cities.

Narvik pays 917% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $94.0 in Narvik for a mid-range dinner for two. Groceries echo the gap at $206 vs $452 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇴 Narvik

🕒 Local time

00:13 12:13 AM

18:13 6:13 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

14,183

💱 Currency

Philippine Peso PHP ₱

Norwegian Krone NOK kr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

Exchange rates and currency converter

NOK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Norwegian Krone exchange rates as of October 17, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Narvik 9,600 km ≈ 13 h nonstop flight

From you

Cebu
Narvik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Narvik: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 168% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 917% lower in Narvik. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $912 in Narvik. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $2,460 in Narvik – a 168% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 604% less than in Narvik. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,460 in Narvik, a $1,500 budget is realistic in Cebu but tight or insufficient in Narvik. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Narvik, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Narvik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 168% less than in Narvik. Beyond cost, consider language, visa policies, and how big the international community is in each city.