Last update: Oct 2026

Cost of Living Comparison Between Cebu and Narsingdi

For one person, living is cheaper in Narsingdi: $356 a month against $918 in Cebu, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
17

Cost of Living Index in Narsingdi
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Narsingdi Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Narsingdi

🇧🇩 Bangladesh

$356

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Narsingdi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Narsingdi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $356 in Narsingdi.

Cebu $918
Narsingdi $356

Estimated couple costs with rent: $1,409 in Cebu versus $583 in Narsingdi.

Cebu $1,409
Narsingdi $583

Monthly costs for a family of three with rent: $1,900 in Cebu versus $810 in Narsingdi.

Cebu $1,900
Narsingdi $810

Living in Cebu is roughly 158% more expensive than in Narsingdi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Narsingdi 74% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.07 ৳255

49.28%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$12.14 ৳1,499

99.51%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.23 ৳646

-25.05%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.69 ৳332

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.11 ৳508

Cappuccino

$2.51 ₱158

$1.98 ৳245

26.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.40 ৳49.26

297.50%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.11 ৳14.17

381.82%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.92 ₱121

$0.76 ৳93.9

152.63%

White Bread (500g)

$1.36 ₱85.4

$0.56 ৳68.8

142.86%

Rice (white) (1kg)

$1.01 ₱63.5

$0.62 ৳76.9

62.90%

Eggs

$2.03 ₱128

$1.15 ৳143

76.52%

Local Cheese (1kg)

$9.86 ₱621

$7.55 ৳933

30.60%

Chicken Fillets (1kg)

$4.39 ₱277

$2.04 ৳252

115.20%

Beef Round Steak (1kg)

$7.60 ₱479

$7.25 ৳896

4.83%

Apples (1kg)

$3.30 ₱208

$2.34 ৳289

41.03%

Banana (1kg)

$1.39 ₱87.8

$0.85 ৳105

63.53%

Oranges (1kg)

$2.33 ₱147

$2.00 ৳247

16.50%

Tomato (1kg)

$1.50 ₱94.3

$0.80 ৳99.2

87.50%

Potato (1kg)

$2.36 ₱149

$0.43 ৳53.1

448.84%

Onion (1kg)

$1.90 ₱119

$0.82 ৳101

131.71%

Lettuce (1 head)

$1.19 ₱74.9

$0.50 ৳61.5

138.00%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.33 ৳40.16

90.91%

Bottle of Non-Alcoholic Wine (Mid-Range)

$4.38 ৳542

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.78 ৳96.4

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.48 ৳183

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.89 ৳357

3.81%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.42 ৳52.1

-40.48%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.83 ৳102

-7.23%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.59 ৳73.3

-61.02%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$2.92 ৳361

52.74%

Gasoline (1 liter)

$1.31 ₱82.8

$1.11 ৳137

18.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$32.2K ৳4.0M

-34.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$44.8K ৳5.5M

-57.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$29.47 ৳3,641

307.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$5.36 ৳663

161.19%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$12.33 ৳1,523

123.36%

Gym Membership (Monthly)

$32.33 ₱2,035

$13.76 ৳1,701

134.96%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$3.58 ৳443

57.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$35.32 ৳4,364

679.47%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,496 ৳184.9K

429.15%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$22.52 ৳2,782

119.05%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$19.81 ৳2,448

27.41%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$56.8 ৳7,017

35.52%

Men's Leather Business Shoes

$57.2 ₱3,601

$34.58 ৳4,273

65.41%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$87.3 ৳10.8K

472.45%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$52.0 ৳6,430

493.43%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$168 ৳20.8K

541.53%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$118 ৳14.5K

423.10%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$705 ৳87.1K

309.63%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

11.5

-37.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Narsingdi: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Narsingdi

$52 14.6% 83.1% $257

Groceries & Markets

Cebu

$206 22.4%

Narsingdi

$113 31.6% 45.3% $93

Monthly Utilities & Internet

Cebu

$162 17.6%

Narsingdi

$47 13.2% 70.8% $115

Clothing & Footwear

Cebu

$94 10.2%

Narsingdi

$60 16.9% 35.9% $34

Eating Out

Cebu

$88 9.6%

Narsingdi

$58 16.3% 34.2% $30

Sport & Entertainment

Cebu

$44 4.8%

Narsingdi

$21 5.9% 52% $23

Getting Around

Cebu

$16 1.7%

Narsingdi

$5.5 * 1.5% 64.8% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $87.3 in Narsingdi. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $12.00 in Narsingdi for a mid-range dinner for two. Groceries echo the gap at $206 vs $113 per month, with Narsingdi cheaper across the board.

Good to know

🇵🇭 Cebu

🇧🇩 Narsingdi

🕒 Local time

07:13 7:13 AM

05:13 5:13 AM

2 h behind Cebu

🌤 Weather

👥 Population

964,169

185,128

💱 Currency

Philippine Peso PHP ₱

Bangladeshi Taka BDT ৳

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 BDT = 8.09 USD

1,000 BDT = 7.2 EUR

Exchange rates and currency converter

BDT, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bangladeshi Taka exchange rates as of October 17, 2026: 1 USD = 124 BDT (1,000 BDT = 8.09 USD). 1 EUR = 139 BDT (1,000 BDT = 7.2 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Narsingdi 3,820 km ≈ 5 h nonstop flight

From you

Cebu
Narsingdi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Narsingdi: Cost of Living - Frequently Asked Questions

Narsingdi is cheaper overall, especially in groceries, clothing, and eating out. The 158% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $535 in Narsingdi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $87.3 in Narsingdi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 83% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $356 in Narsingdi – a 158% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Narsingdi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Narsingdi is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Narsingdi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Narsingdi gentler on the wallet – expenses run 158% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.