Last update: Oct 2026

Cost of Living Comparison Between Cebu and Narayangarh, Chitwan

For one person, living is cheaper in Narayangarh, Chitwan: $353 a month against $915 in Cebu, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
17

Cost of Living Index in Narayangarh, Chitwan
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Narayangarh, Chitwan Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Narayangarh, Chitwan

🇳🇵 Nepal

$353

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Narayangarh, Chitwan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Narayangarh, Chitwan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $351 in Narayangarh, Chitwan.

Cebu $918
Narayangarh, Chitwan $351

Estimated couple costs with rent: $1,409 in Cebu versus $552 in Narayangarh, Chitwan.

Cebu $1,409
Narayangarh, Chitwan $552

Monthly costs for a family of three with rent: $1,900 in Cebu versus $753 in Narayangarh, Chitwan.

Cebu $1,900
Narayangarh, Chitwan $753

Living in Cebu is roughly 162% more expensive than in Narayangarh, Chitwan, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Narayangarh, Chitwan 74% lower.

Meal at Budget Restaurant

$3.05 ₱192

$1.97 NPR 299

54.82%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$9.86 NPR 1,499

143.41%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$5.34 NPR 812

-25.28%

Cappuccino

$2.50 ₱157

$1.52 NPR 230

64.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.53 NPR 80.0

190.57%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.12 NPR 18.42

316.67%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.95 NPR 296

-8.72%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$2.26 NPR 344

-3.98%

Milk (1 liter)

$2.00 ₱126

$0.76 NPR 116

163.16%

White Bread (500g)

$1.37 ₱86.2

$0.63 NPR 95.2

117.46%

Rice (white) (1kg)

$1.03 ₱64.9

$0.64 NPR 96.8

60.94%

Eggs

$2.03 ₱128

$1.71 NPR 259

18.71%

Local Cheese (1kg)

$10.20 ₱642

$7.50 NPR 1,140

36.00%

Chicken Fillets (1kg)

$4.45 ₱280

$3.11 NPR 473

43.09%

Beef Round Steak (1kg)

$7.67 ₱483

$6.08 NPR 924

26.15%

Apples (1kg)

$3.31 ₱208

$2.01 NPR 305

64.68%

Banana (1kg)

$1.46 ₱91.8

$0.82 NPR 124

78.05%

Oranges (1kg)

$2.32 ₱146

$1.45 NPR 220

60.00%

Tomato (1kg)

$1.49 ₱94.0

$0.59 NPR 90.3

152.54%

Potato (1kg)

$2.34 ₱147

$0.38 NPR 57.4

515.79%

Onion (1kg)

$1.94 ₱122

$0.51 NPR 77.2

280.39%

Lettuce (1 head)

$1.16 ₱73.0

$0.48 NPR 73.5

141.67%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.22 NPR 33.23

209.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$2.00 NPR 305

49.50%

Wine (Bottle)

$6.24 ₱393

$7.75 NPR 1,177

-19.48%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$2.29 NPR 348

-46.29%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$3.05 NPR 463

-43.28%

One-way Ticket (Public Transport)

$0.23 ₱14.36

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$1.77 NPR 269

-55.37%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$1.15 NPR 175

-80.87%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$3.25 NPR 494

39.69%

Gasoline (1 liter)

$1.32 ₱82.9

$1.29 NPR 197

2.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$35.6K NPR 5.4M

-41.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$36.9K NPR 5.6M

-47.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$32.10 NPR 4,877

269.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$3.47 NPR 527

309.80%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$9.31 NPR 1,415

195.06%

Gym Membership (Monthly)

$32.31 ₱2,034

$20.06 NPR 3,048

61.07%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$5.40 ₱340

$2.91 NPR 443

85.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$66.9 NPR 10.2K

312.83%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$5,503 NPR 836.1K

42.95%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$23.95 NPR 3,639

106.14%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$26.59 NPR 4,040

-7.56%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$65.1 NPR 9,896

17.67%

Men's Leather Business Shoes

$58.9 ₱3,706

$28.56 NPR 4,340

106.09%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.98

-27.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Narayangarh, Chitwan: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Narayangarh, Chitwan

- * 0% 100%

Groceries & Markets

Cebu

$210 22.9%

Narayangarh, Chitwan

$143 40.5% 31.7% $67

Monthly Utilities & Internet

Cebu

$160 17.5%

Narayangarh, Chitwan

$45 12.7% 72% $115

Clothing & Footwear

Cebu

$94 10.3%

Narayangarh, Chitwan

$65 18.4% 31.1% $29

Eating Out

Cebu

$88 9.6%

Narayangarh, Chitwan

$67 18.9% 23.9% $21

Sport & Entertainment

Cebu

$43 4.7%

Narayangarh, Chitwan

$26 7.3% 39.9% $17

Getting Around

Cebu

$15 1.7%

Narayangarh, Chitwan

$7.5 * 2.1% 50.2% $7.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $10.00 in Narayangarh, Chitwan for a mid-range dinner for two. Groceries echo the gap at $206 vs $141 per month, with Narayangarh, Chitwan cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇵 Narayangarh, Chitwan

🕒 Local time

17:56 5:56 PM

15:41 3:41 PM

2 h 15 min behind Cebu

🌤 Weather

👥 Population

964,169

💱 Currency

Philippine Peso PHP ₱

Nepalese Rupee NPR रु

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 NPR = 6.58 USD

1,000 NPR = 5.85 EUR

Exchange rates and currency converter

NPR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Nepalese Rupee exchange rates as of October 20, 2026: 1 USD = 152 NPR (1,000 NPR = 6.58 USD). 1 EUR = 171 NPR (1,000 NPR = 5.85 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Narayangarh, Chitwan 4,550 km ≈ 6 h nonstop flight

From you

Cebu
Narayangarh, Chitwan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Narayangarh, Chitwan: Cost of Living - Frequently Asked Questions

Narayangarh, Chitwan is cheaper overall, especially in groceries, clothing, and eating out. The 162% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $526 in Narayangarh, Chitwan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 46% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $351 in Narayangarh, Chitwan – a 162% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Narayangarh, Chitwan gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Narayangarh, Chitwan is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Narayangarh, Chitwan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Narayangarh, Chitwan gentler on the wallet – expenses run 162% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.