Cost of Living Comparison Between Cebu and Naga Cost of Living Comparison Between Cebu and Naga

😐 Solo nomad: Cebu is 33.5% more expensive than Naga without rent, and 12.2% more expensive with rent.

😐 Family of 3: Cebu is 37% more expensive than Naga without rent, and 22% more expensive with rent.

Meal at Budget Restaurant

$4.55 ₱271

$3.60 ₱214

26.39%

Three-Course Dinner for Two, Mid-Range

$24.29 ₱1,444

$17.63 ₱1,048

37.78%

Fast Food Meal (McDonalds, etc)

$4.49 ₱267

$3.24 ₱192

38.58%

Cappuccino

$2.51 ₱149

$2.48 ₱147

1.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 ₱48.11

$0.79 ₱46.82

2.53%

Water (0.33 liter bottle)

$0.45 ₱26.98

$0.40 ₱23.51

12.50%

Local Beer (0.5 liter draught)

$1.58 ₱94.0

$1.35 ₱80.2

17.04%

Imported Beer (0.33 liter bottle)

$2.14 ₱127

$2.18 ₱130

-1.83%

Milk (1 liter)

$2.31 ₱137

$1.83 ₱109

26.23%

White Bread (500g)

$1.56 ₱92.7

$1.27 ₱75.5

22.83%

Rice (white) (1kg)

$1.17 ₱69.7

$0.86 ₱51.2

36.05%

Eggs

$2.29 ₱136

$1.68 ₱99.8

36.31%

Local Cheese (1kg)

$13.04 ₱775

$7.89 ₱469

65.27%

Chicken Fillets (1kg)

$5.28 ₱314

$4.32 ₱257

22.22%

Beef Round Steak (1kg)

$7.80 ₱464

$7.53 ₱447

3.59%

Apples (1kg)

$3.59 ₱213

$2.90 ₱172

23.79%

Banana (1kg)

$1.52 ₱90.1

$1.58 ₱93.8

-3.80%

Oranges (1kg)

$3.28 ₱195

$2.67 ₱159

22.85%

Tomato (1kg)

$2.21 ₱132

$1.55 ₱92.1

42.58%

Potato (1kg)

$2.55 ₱152

$2.20 ₱131

15.91%

Onion (1kg)

$2.57 ₱153

$2.52 ₱150

1.98%

Lettuce (1 head)

$0.98 ₱58.0

$1.07 ₱63.8

-8.41%

Water (1.5 liter bottle)

$0.78 ₱46.32

$0.71 ₱42.13

9.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 ₱193

$2.54 ₱151

27.95%

Wine (Bottle)

$6.86 ₱407

$4.15 ₱246

65.30%

Local Beer (0.5 liter bottle)

$1.17 ₱69.3

$1.16 ₱69.0

0.86%

Imported Beer (0.33 liter bottle)

$2.28 ₱135

$2.05 ₱122

11.22%

One-way Ticket (Public Transport)

$0.26 ₱15.42

$0.28 ₱16.76

-7.14%

Public Transport Monthly Pass (Regular Price)

$14.80 ₱879

Taxi Start (Normal Tariff)

$0.81 ₱48.11

$0.83 ₱49.35

-2.41%

Taxi (Normal Tariff) (1km)

$0.25 ₱14.96

$0.22 ₱13.04

13.64%

Taxi 1hour Waiting (Normal Tariff)

$2.58 ₱154

$2.08 ₱124

24.04%

Gasoline (1 liter)

$1.10 ₱65.3

$1.13 ₱67.3

-2.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K ₱1.8M

$26.6K ₱1.6M

14.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K ₱1.6M

$20.6K ₱1.2M

32.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.9 ₱5,756

$112 ₱6,642

-13.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.74 ₱2,005

$32.64 ₱1,940

3.37%

Internet (50+ Mbps, Unlimited Data)

$29.72 ₱1,766

$26.65 ₱1,584

11.52%

Gym Membership (Monthly)

$33.41 ₱1,986

$33.80 ₱2,009

-1.15%

Tennis Court (1 Hour on Weekend)

$8.22 ₱489

Cinema Ticket

$5.78 ₱343

$5.89 ₱350

-1.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$236 ₱14.0K

$149 ₱8,842

58.74%

International Primary School, 1 Child (Yearly)

$3,881 ₱230.6K

$4,354 ₱258.8K

-10.87%

Jeans (Levis 501 Or Similar)

$52.9 ₱3,141

$46.06 ₱2,737

14.76%

Summer Dress (H&M, Zara, etc)

$23.20 ₱1,379

$26.49 ₱1,574

-12.42%

Sport Shoes (Adidas, Nike)

$76.7 ₱4,560

$76.5 ₱4,546

0.31%

Men's Leather Business Shoes

$56.3 ₱3,348

$52.6 ₱3,123

7.19%

1-bedroom Apartment, City Center (Monthly)

$505 ₱30.0K

$266 ₱15.8K

89.74%

1-bedroom Apartment, Outside City Center (Monthly)

$217 ₱12.9K

$174 ₱10.3K

24.85%

3-bedroom Apartment, City Center (Monthly)

$807 ₱47.9K

$329 ₱19.5K

145.47%

3-bedroom Apartment, Outside City Center (Monthly)

$383 ₱22.7K

$263 ₱15.7K

45.26%

Buy Apartment in City Center (m2)

$3,099 ₱184.1K

Buy Apartment Outside City Center (m2)

$1,967 ₱116.9K

Average Monthly Net Salary (After Tax)

$370 ₱22.0K

$149 ₱8,841

148.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

19.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: January 12, 2026

Last update for Naga: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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