Cost of Living Comparison Between Cebu and Naga Cost of Living Comparison Between Cebu and Naga

😐 Solo nomad: Cebu is 35.6% more expensive than Naga without rent, and 16.1% more expensive with rent.

😐 Family of 3: Cebu is 34.4% more expensive than Naga without rent, and 22.1% more expensive with rent.

Meal at Budget Restaurant

$4.40 ₱257

$3.58 ₱210

22.91%

Three-Course Dinner for Two, Mid-Range

$24.09 ₱1,409

$17.57 ₱1,028

37.11%

Fast Food Meal (McDonalds, etc)

$4.51 ₱264

$3.36 ₱197

34.23%

Cappuccino

$2.60 ₱152

$2.34 ₱137

11.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 ₱46.87

$0.78 ₱45.88

2.56%

Water (0.33 liter bottle)

$0.43 ₱25.10

$0.39 ₱22.88

10.26%

Local Beer (0.5 liter draught)

$1.58 ₱92.2

$1.31 ₱76.9

20.61%

Imported Beer (0.33 liter bottle)

$2.09 ₱122

$2.12 ₱124

-1.42%

Milk (1 liter)

$2.22 ₱130

$1.90 ₱111

16.84%

White Bread (500g)

$1.50 ₱87.9

$1.22 ₱71.2

22.95%

Rice (white) (1kg)

$1.13 ₱66.0

$0.86 ₱50.1

31.40%

Eggs

$2.34 ₱137

$1.76 ₱103

32.95%

Local Cheese (1kg)

$12.75 ₱746

$8.09 ₱473

57.60%

Chicken Fillets (1kg)

$5.38 ₱314

$4.22 ₱247

27.49%

Beef Round Steak (1kg)

$7.87 ₱461

$7.78 ₱455

1.16%

Apples (1kg)

$3.61 ₱211

$2.84 ₱166

27.11%

Banana (1kg)

$1.46 ₱85.1

$1.58 ₱92.6

-7.59%

Oranges (1kg)

$3.29 ₱192

$2.63 ₱154

25.10%

Tomato (1kg)

$2.29 ₱134

$1.54 ₱90.2

48.70%

Potato (1kg)

$2.56 ₱150

$2.22 ₱130

15.32%

Onion (1kg)

$2.45 ₱143

$2.51 ₱147

-2.39%

Lettuce (1 head)

$1.00 ₱58.3

$1.10 ₱64.5

-9.09%

Water (1.5 liter bottle)

$0.85 ₱49.68

$0.72 ₱42.08

18.06%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 ₱183

$2.63 ₱154

19.01%

Wine (Bottle)

$6.84 ₱400

$4.18 ₱245

63.64%

Local Beer (0.5 liter bottle)

$1.21 ₱70.5

$1.21 ₱71.0

Imported Beer (0.33 liter bottle)

$2.33 ₱136

$2.04 ₱119

14.22%

One-way Ticket (Public Transport)

$0.26 ₱15.19

$0.26 ₱15.05

Public Transport Monthly Pass (Regular Price)

$15.06 ₱881

Taxi Start (Normal Tariff)

$0.81 ₱47.67

$0.82 ₱47.93

-1.22%

Taxi (Normal Tariff) (1km)

$0.23 ₱13.41

$0.24 ₱14.11

-4.17%

Taxi 1hour Waiting (Normal Tariff)

$2.68 ₱157

$2.12 ₱124

26.42%

Gasoline (1 liter)

$1.15 ₱67.4

$1.11 ₱64.9

3.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K ₱1.8M

$27.1K ₱1.6M

11.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K ₱1.6M

$20.6K ₱1.2M

32.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.0 ₱5,790

$112 ₱6,557

-11.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.23 ₱2,003

$32.79 ₱1,918

4.39%

Internet (50+ Mbps, Unlimited Data)

$30.40 ₱1,778

$26.14 ₱1,529

16.30%

Gym Membership (Monthly)

$33.37 ₱1,952

$33.94 ₱1,986

-1.68%

Tennis Court (1 Hour on Weekend)

$8.07 ₱472

Cinema Ticket

$5.84 ₱341

$5.98 ₱350

-2.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 ₱13.8K

$149 ₱8,710

58.05%

International Primary School, 1 Child (Yearly)

$3,954 ₱231.3K

$4,283 ₱250.6K

-7.69%

Jeans (Levis 501 Or Similar)

$52.2 ₱3,053

$44.97 ₱2,631

16.03%

Summer Dress (H&M, Zara, etc)

$22.81 ₱1,335

$26.63 ₱1,558

-14.34%

Sport Shoes (Adidas, Nike)

$75.1 ₱4,393

$74.0 ₱4,326

1.54%

Men's Leather Business Shoes

$55.7 ₱3,261

$53.8 ₱3,145

3.68%

1-bedroom Apartment, City Center (Monthly)

$516 ₱30.2K

$266 ₱15.5K

94.45%

1-bedroom Apartment, Outside City Center (Monthly)

$209 ₱12.2K

$179 ₱10.5K

16.46%

3-bedroom Apartment, City Center (Monthly)

$789 ₱46.2K

$333 ₱19.5K

137.03%

3-bedroom Apartment, Outside City Center (Monthly)

$396 ₱23.2K

$265 ₱15.5K

49.41%

Buy Apartment in City Center (m2)

$3,151 ₱184.4K

Buy Apartment Outside City Center (m2)

$2,024 ₱118.4K

Average Monthly Net Salary (After Tax)

$396 ₱23.2K

$156 ₱9,128

153.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

19.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: March 1, 2026

Last update for Naga: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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