Cost of Living Comparison Between Cebu and Naga Cost of Living Comparison Between Cebu and Naga

😐 Solo nomad: Cebu is 31.3% more expensive than Naga without rent, and 10.4% more expensive with rent.

😐 Family of 3: Cebu is 5.5% more expensive than Naga without rent, and 21.6% more expensive with rent.

Meal at Budget Restaurant

$4.46 ₱248

$3.47 ₱193

28.53%

Three-Course Dinner for Two, Mid-Range

$23.59 ₱1,313

$17.92 ₱998

31.64%

Fast Food Meal (McDonalds, etc)

$4.54 ₱253

$3.38 ₱188

34.32%

Cappuccino

$2.65 ₱148

$2.36 ₱131

12.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ₱46.77

$0.77 ₱42.74

9.09%

Water (0.33 liter bottle)

$0.45 ₱25.1

$0.37 ₱20.48

21.62%

Local Beer (0.5 liter draught)

$1.52 ₱84.9

$1.37 ₱76.1

10.95%

Imported Beer (0.33 liter bottle)

$2.09 ₱116

$2.08 ₱116

0.48%

Milk (1 liter)

$2.31 ₱129

$1.91 ₱106

20.94%

White Bread (500g)

$1.57 ₱87.3

$1.26 ₱70.2

24.60%

Rice (white) (1kg)

$1.13 ₱62.9

$0.93 ₱51.9

21.51%

Eggs

$2.36 ₱131

$1.75 ₱97.2

34.86%

Local Cheese (1kg)

$12.95 ₱721

$8.1 ₱451

59.88%

Chicken Fillets (1kg)

$5.12 ₱285

$4.33 ₱241

18.24%

Beef Round Steak (1kg)

$7.61 ₱424

$7.9 ₱440

-3.67%

Apples (1kg)

$3.63 ₱202

$2.88 ₱160

26.04%

Banana (1kg)

$1.47 ₱82

$1.58 ₱88.2

-6.96%

Oranges (1kg)

$3.43 ₱191

$2.62 ₱146

30.92%

Tomato (1kg)

$2.25 ₱125

$1.62 ₱90.1

38.89%

Potato (1kg)

$2.53 ₱141

$2.24 ₱124

12.95%

Onion (1kg)

$2.47 ₱137

$2.61 ₱145

-5.36%

Lettuce (1 head)

$1 ₱55.8

$1.07 ₱59.7

-6.54%

Water (1.5 liter bottle)

$0.82 ₱45.9

$0.76 ₱42.24

7.89%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 ₱181

$2.53 ₱141

28.46%

Wine (Bottle)

$6.68 ₱372

$4.05 ₱225

64.94%

Local Beer (0.5 liter bottle)

$1.17 ₱64.9

$1.19 ₱66.5

-1.68%

Imported Beer (0.33 liter bottle)

$2.26 ₱126

$2.02 ₱113

11.88%

One-way Ticket (Public Transport)

$0.26 ₱14.34

$0.28 ₱15.66

-7.14%

Public Transport Monthly Pass (Regular Price)

$15.28 ₱851

Taxi Start (Normal Tariff)

$0.81 ₱45.31

$0.81 ₱45.33

Taxi (Normal Tariff) (1km)

$0.25 ₱14

$0.22 ₱12.2

13.64%

Taxi 1hour Waiting (Normal Tariff)

$2.72 ₱151

$2.07 ₱115

31.40%

Gasoline (1 liter)

$1.13 ₱63.2

$1.14 ₱63.7

-0.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K ₱1.6M

$26.5K ₱1.5M

11.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K ₱1.5M

$20.1K ₱1.1M

35.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99 ₱5,512

$112 ₱6,230

-11.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35 ₱1,949

$32.2 ₱1,793

8.70%

Internet (50+ Mbps, Unlimited Data)

$29.45 ₱1,640

$26.69 ₱1,486

10.34%

Gym Membership (Monthly)

$33.3 ₱1,854

$33.61 ₱1,872

-0.92%

Tennis Court (1 Hour on Weekend)

$8.33 ₱464

Cinema Ticket

$5.97 ₱332

$5.85 ₱326

2.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$228 ₱12.7K

$152 ₱8,453

50.19%

International Primary School, 1 Child (Yearly)

$3,917 ₱218.1K

$4,394 ₱244.7K

-10.86%

Jeans (Levis 501 Or Similar)

$51.8 ₱2,884

$45.24 ₱2,519

14.50%

Summer Dress (H&M, Zara, etc)

$22.69 ₱1,263

$26.71 ₱1,487

-15.05%

Sport Shoes (Adidas, Nike)

$74.8 ₱4,163

$75.8 ₱4,222

-1.41%

Men's Leather Business Shoes

$54.8 ₱3,049

$53.3 ₱2,970

2.68%

1-bedroom Apartment, City Center (Monthly)

$501 ₱27.9K

$268 ₱14.9K

86.87%

1-bedroom Apartment, Outside City Center (Monthly)

$214 ₱11.9K

$180 ₱10K

18.78%

3-bedroom Apartment, City Center (Monthly)

$795 ₱44.3K

$322 ₱17.9K

147.34%

3-bedroom Apartment, Outside City Center (Monthly)

$391 ₱21.8K

$264 ₱14.7K

48.17%

Buy Apartment in City Center (m2)

$2,957 ₱164.6K

$2,139 ₱119.1K

38.24%

Buy Apartment Outside City Center (m2)

$1,052 ₱58.6K

Average Monthly Net Salary (After Tax)

$375 ₱20.9K

$155 ₱8,626

142.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

19.94%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 29, 2025

Last update for Naga: October 28, 2025

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