Last update: Oct 2026

Cost of Living Comparison Between Cebu and Moka

For one person, living costs are similar in Cebu and in Moka: $934 and $915 a month, rent and utilities included.

44

Cost of Living Index in Cebu
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Cebu Living Index
43

Cost of Living Index in Moka
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Moka Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Moka

🇲🇺 Mauritius

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Moka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Moka actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $915 in Moka.

Cebu $934
Moka $915

Estimated couple costs with rent: $1,415 in Cebu versus $1,517 in Moka.

Cebu $1,415
Moka $1,517

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,119 in Moka.

Cebu $1,896
Moka $2,119

Living in Cebu is roughly 2% more expensive than in Moka, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Moka 32% lower.

Meal at Budget Restaurant

$3.03 ₱190

$6.22 MUR 294

-51.29%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$27.62 MUR 1,307

-14.99%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$6.60 MUR 312

-38.03%

Cappuccino

$2.52 ₱158

$4.21 MUR 199

-40.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$1.03 MUR 48.77

49.51%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.30 MUR 14.00

63.33%

Local Beer (0.5 liter draught)

$1.79 ₱112

$2.66 MUR 126

-32.71%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$3.10 MUR 147

-27.10%

Milk (1 liter)

$1.95 ₱122

$1.66 MUR 78.6

17.47%

White Bread (500g)

$1.43 ₱89.7

$0.75 MUR 35.26

90.67%

Rice (white) (1kg)

$1.02 ₱63.8

$1.67 MUR 78.9

-38.92%

Eggs

$2.06 ₱129

$3.10 MUR 147

-33.55%

Local Cheese (1kg)

$9.81 ₱615

Chicken Fillets (1kg)

$4.61 ₱289

$10.41 MUR 492

-55.72%

Beef Round Steak (1kg)

$7.70 ₱483

$14.93 MUR 706

-48.43%

Apples (1kg)

$3.31 ₱207

$2.86 MUR 135

15.73%

Banana (1kg)

$1.45 ₱90.9

$1.65 MUR 78.0

-12.12%

Oranges (1kg)

$2.36 ₱148

$4.31 MUR 204

-45.24%

Tomato (1kg)

$1.54 ₱96.4

$4.29 MUR 203

-64.10%

Potato (1kg)

$2.36 ₱148

$1.07 MUR 50.7

120.56%

Onion (1kg)

$1.99 ₱125

$1.06 MUR 50.3

87.74%

Lettuce (1 head)

$1.15 ₱72.1

$0.86 MUR 40.49

33.72%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.69 MUR 32.85

-2.90%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$7.04 MUR 333

-57.39%

Wine (Bottle)

$6.35 ₱398

$14.82 MUR 701

-57.15%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$2.69 MUR 127

-51.30%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$3.22 MUR 153

-46.27%

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.33 ₱83.5

$1.59 MUR 75.3

-16.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$4.24 MUR 200

240.80%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$21.33 MUR 1,009

32.63%

Gym Membership (Monthly)

$32.68 ₱2,050

$20.77 MUR 982

57.34%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

$6.11 MUR 289

-10.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$103 MUR 4,855

166.43%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$59.0 MUR 2,792

-16.01%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$32.02 MUR 1,515

-22.33%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$110 MUR 5,219

-30.57%

Men's Leather Business Shoes

$59.3 ₱3,717

$83.0 MUR 3,928

-28.62%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$511 MUR 24.2K

-0.97%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$317 MUR 15.0K

-2.43%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$896 MUR 42.4K

17.43%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$702 MUR 33.2K

-11.76%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$1,067 MUR 50.5K

-68.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

20.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Moka: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Moka

$317 34.5% 2.5% $7.7

Groceries & Markets

Cebu

$210 22.7%

Moka

$269 * 29.4% 28.1% $59

Monthly Utilities & Internet

Cebu

$163 17.7%

Moka

$26 * 2.8% 84.3% $138

Clothing & Footwear

Cebu

$95 10.2%

Moka

$128 13.9% 35.2% $33

Eating Out

Cebu

$88 9.6%

Moka

$145 15.8% 64% $57

Sport & Entertainment

Cebu

$44 4.7%

Moka

$33 3.6% 24.4% $11

Getting Around

Cebu

$15 1.7%

Moka

- * 0% 100%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $511 in Moka. Housing cost is often the main lever when comparing two cities.

Moka pays 213% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Cebu vs $28.00 in Moka for a mid-range dinner for two. Groceries echo the gap at $210 vs $269 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇲🇺 Moka

🕒 Local time

18:04 6:04 PM

14:04 2:04 PM

4 h behind Cebu

🌤 Weather

👥 Population

964,169

9,364

💱 Currency

Philippine Peso PHP ₱

Mauritian Rupee MUR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 MUR = 2.11 USD

100 MUR = 1.89 EUR

Exchange rates and currency converter

MUR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Mauritian Rupee exchange rates as of October 10, 2026: 1 USD = 47.31 MUR (100 MUR = 2.11 USD). 1 EUR = 53.01 MUR (100 MUR = 1.89 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Moka 8,010 km ≈ 11 h nonstop flight

From you

Cebu
Moka

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Moka: Cost of Living - Frequently Asked Questions

Moka is cheaper overall, especially in leisure, utilities, and transport. The 2% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 213% lower in Moka. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $511 in Moka. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Cebu pay roughly 28% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $934 per month in Cebu versus $915 in Moka – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

At $915 in Moka versus $934 in Cebu, a $1,500 budget is realistic in Moka but tight or insufficient in Cebu. The gap between the two cities makes Moka the clear choice for anyone on this budget.

For families, Moka is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Moka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Moka gentler on the wallet – expenses run 2% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.