Last update: Nov 2026

Cost of Living Comparison Between Cebu and Mirpur

For one person, living is cheaper in Mirpur: $379 a month against $943 in Cebu, rent and utilities included – about $6,800 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
18

Cost of Living Index in Mirpur
Learn more

Mirpur Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$943

/mo nomad

Mirpur

🇵🇰 Pakistan

$379

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Mirpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Mirpur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $379 in Mirpur.

Cebu $943
Mirpur $379

Estimated couple costs with rent: $1,437 in Cebu versus $576 in Mirpur.

Cebu $1,437
Mirpur $576

Monthly costs for a family of three with rent: $1,930 in Cebu versus $772 in Mirpur.

Cebu $1,930
Mirpur $772

Living in Cebu is roughly 149% more expensive than in Mirpur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Mirpur 72% lower.

Meal at Budget Restaurant

$3.88 ₱244

$1.85 PKR 511

109.73%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

$7.12 PKR 1,969

226.12%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$5.43 PKR 1,502

-28.18%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.10 PKR 304

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.76 PKR 488

Cappuccino

$2.56 ₱161

$1.06 PKR 293

141.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$0.48 PKR 133

233.33%

Water (0.33 liter bottle)

$0.51 ₱32.02

$0.16 PKR 43.96

218.75%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$1.99 ₱125

$0.77 PKR 213

158.44%

White Bread (500g)

$1.37 ₱86.3

$0.58 PKR 160

136.21%

Rice (white) (1kg)

$0.95 ₱59.8

$1.21 PKR 334

-21.49%

Eggs

$2.02 ₱127

$1.24 PKR 344

62.90%

Local Cheese (1kg)

$9.63 ₱606

$3.69 PKR 1,021

160.98%

Chicken Fillets (1kg)

$4.35 ₱274

$2.46 PKR 680

76.83%

Beef Round Steak (1kg)

$7.70 ₱485

$4.07 PKR 1,124

89.19%

Apples (1kg)

$3.30 ₱207

$1.09 PKR 302

202.75%

Banana (1kg)

$1.27 ₱79.7

$0.63 PKR 174

101.59%

Oranges (1kg)

$2.34 ₱147

$0.61 PKR 169

283.61%

Tomato (1kg)

$1.51 ₱95.3

$0.56 PKR 154

169.64%

Potato (1kg)

$2.23 ₱141

$0.28 PKR 77.0

696.43%

Onion (1kg)

$1.93 ₱122

$0.30 PKR 84.0

543.33%

Lettuce (1 head)

$1.18 ₱74.4

$0.28 PKR 76.9

321.43%

Water (1.5 liter bottle)

$0.65 ₱40.92

$0.38 PKR 104

71.05%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.83 PKR 506

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.11 PKR 306

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.38 PKR 657

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$1.43 PKR 395

102.10%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.0

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.23 ₱14.42

$0.16 PKR 44.22

43.75%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱770

$10.20 PKR 2,822

20.00%

Taxi Start (Normal Tariff)

$0.82 ₱51.5

$1.06 PKR 293

-22.64%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

$0.21 PKR 57.9

-4.76%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

$2.88 PKR 796

50.00%

Gasoline (1 liter)

$1.38 ₱86.7

$0.96 PKR 266

43.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$8,924 PKR 2.5M

137.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$14.4K PKR 4.0M

34.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,814

$67.6 PKR 18.7K

83.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$5.66 PKR 1,565

181.45%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,767

$14.50 PKR 4,010

93.59%

Gym Membership (Monthly)

$33.41 ₱2,103

$14.65 PKR 4,051

128.05%

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

$8.21 PKR 2,272

-22.05%

Cinema Ticket

$5.85 ₱368

$3.51 PKR 970

66.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

$26.97 PKR 7,459

903.23%

International Primary School, 1 Child (Yearly)

$8,060 ₱507.3K

$1,984 PKR 548.8K

306.24%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,041

$18.04 PKR 4,989

167.79%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

$18.20 PKR 5,033

34.95%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,855

$36.25 PKR 10.0K

112.77%

Men's Leather Business Shoes

$56.5 ₱3,557

$28.99 PKR 8,019

94.93%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

$134 PKR 37.0K

269.97%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.2K

$84.7 PKR 23.4K

279.93%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.3K

$271 PKR 74.9K

265.84%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.5K

$180 PKR 49.7K

249.79%

Buy Apartment in City Center (m2)

$4,459 ₱280.6K

$833 PKR 230.4K

435.25%

Buy Apartment Outside City Center (m2)

$3,030 ₱190.7K

$503 PKR 139.2K

502.00%

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

$145 PKR 40.2K

136.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

11.83

-39.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Mirpur: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Mirpur

$85 22.3% 73.7% $237

Groceries & Markets

Cebu

$206 21.8%

Mirpur

$80 21.2% 60.9% $125

Monthly Utilities & Internet

Cebu

$168 17.8%

Mirpur

$88 23.1% 47.8% $80

Eating Out

Cebu

$95 10.1%

Mirpur

$46 12.2% 51.2% $49

Clothing & Footwear

Cebu

$93 9.9%

Mirpur

$46 12% 50.9% $47

Sport & Entertainment

Cebu

$45 4.8%

Mirpur

$22 5.7% 52% $23

Getting Around

Cebu

$15 1.6%

Mirpur

$13 3.4% 13.5% $2

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $134 in Mirpur. Housing cost is often the main lever when comparing two cities.

Cebu pays about 2.4 times more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23 in Cebu vs $7 in Mirpur for a mid-range dinner for two. Groceries echo the gap at $206 vs $80 per month, with Mirpur cheaper across the board.

Good to know

🇵🇭 Cebu

🇵🇰 Mirpur

🕒 Local time

11:45 11:45 AM

08:45 8:45 AM

3 h behind Cebu

🌤 Weather

👥 Population

964,169

124,350

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

Pakistani Rupee exchange rates as of November 6, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Mirpur 5,700 km ≈ 8 h nonstop flight

From you

Cebu
Mirpur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Mirpur: Cost of Living - Frequently Asked Questions

Mirpur is about 60% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Cebu is about 2.4 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $495 in Cebu versus $134 in Mirpur. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $943 per month in Cebu versus $379 in Mirpur – Mirpur is about 60% cheaper, which adds up to real savings over time.

A monthly transit pass in Mirpur runs roughly 17% less than in Cebu. The price difference matters if you commute daily and watch your budget.

Either city works on $1,200 a month, though Mirpur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Mirpur gentler on the wallet – expenses run 60% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.