Last update: Oct 2026

Cost of Living Comparison Between Cebu and Loei

For one person, living costs are similar in Cebu and in Loei: $918 and $915 a month, rent and utilities included.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
45

Cost of Living Index in Loei
Learn more

Loei Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Loei

🇹🇭 Thailand

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Loei

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Loei actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $915 in Loei.

Cebu $918
Loei $915

Estimated couple costs with rent: $1,409 in Cebu versus $1,493 in Loei.

Cebu $1,409
Loei $1,493

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,070 in Loei.

Cebu $1,900
Loei $2,070

Monthly costs are close between Cebu and Loei; which city is cheaper depends on the spending category.

Both cities sit below the global median: Cebu 32% lower, Loei 32% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.93 ฿98.1

5.46%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$22.08 ฿738

9.69%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.78 ฿226

-42.18%

Cappuccino

$2.51 ₱158

$2.04 ฿68.2

23.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.74 ฿24.68

114.86%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.37 ฿12.28

43.24%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.03 ฿67.7

-12.32%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.88 ฿96.3

-24.65%

Milk (1 liter)

$1.92 ₱121

$1.75 ฿58.4

9.71%

White Bread (500g)

$1.36 ₱85.4

$1.44 ฿48.15

-5.56%

Rice (white) (1kg)

$1.01 ₱63.5

$1.30 ฿43.32

-22.31%

Eggs

$2.03 ₱128

$2.18 ฿72.8

-6.88%

Local Cheese (1kg)

$9.86 ₱621

$16.22 ฿542

-39.21%

Chicken Fillets (1kg)

$4.39 ₱277

$2.67 ฿89.1

64.42%

Beef Round Steak (1kg)

$7.60 ₱479

$10.18 ฿340

-25.34%

Apples (1kg)

$3.30 ₱208

$2.98 ฿99.6

10.74%

Banana (1kg)

$1.39 ₱87.8

$1.03 ฿34.56

34.95%

Oranges (1kg)

$2.33 ₱147

$2.22 ฿74.3

4.95%

Tomato (1kg)

$1.50 ₱94.3

$1.83 ฿61.2

-18.03%

Potato (1kg)

$2.36 ₱149

$1.48 ฿49.51

59.46%

Onion (1kg)

$1.90 ₱119

$1.11 ฿37.09

71.17%

Lettuce (1 head)

$1.19 ₱74.9

$1.11 ฿37.26

7.21%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.48 ฿16.06

31.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.41 ฿147

-31.97%

Wine (Bottle)

$6.03 ₱379

$17.36 ฿580

-65.26%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.69 ฿56.5

-27.22%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.77 ฿92.5

-36.82%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.86 ฿28.88

-70.93%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.30 ฿43.52

-40.77%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.08 ฿36.20

-78.70%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$4.73 ฿158

-5.71%

Gasoline (1 liter)

$1.31 ₱82.8

$1.35 ฿45.08

-2.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$26.6K ฿888.2K

-20.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$26.4K ฿882.3K

-27.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$83.8 ฿2,802

43.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$11.44 ฿382

22.38%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$19.35 ฿647

42.33%

Gym Membership (Monthly)

$32.33 ₱2,035

$47.47 ฿1,587

-31.89%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$13.92 ฿465

-52.23%

Cinema Ticket

$5.65 ₱356

$6.36 ฿212

-11.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$574 ฿19.2K

-52.03%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$10.8K ฿362.4K

-26.99%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$51.2 ฿1,712

-3.71%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$29.41 ฿983

-14.18%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$78.7 ฿2,630

-2.21%

Men's Leather Business Shoes

$57.2 ₱3,601

$75.2 ฿2,515

-23.98%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$438 ฿14.6K

13.99%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$293 ฿9,801

5.31%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,405 ฿47.0K

-23.31%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$725 ฿24.2K

-15.19%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,942 ฿64.9K

48.64%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,596 ฿53.3K

20.12%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.57

29.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Loei: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Loei

$293 32% 5% $16

Groceries & Markets

Cebu

$206 22.4%

Loei

$243 26.6% 18.1% $37

Monthly Utilities & Internet

Cebu

$162 17.6%

Loei

$115 12.5% 29.1% $47

Clothing & Footwear

Cebu

$94 10.2%

Loei

$106 11.5% 12.4% $12

Eating Out

Cebu

$88 9.6%

Loei

$89 9.7% 0.4% $0.3

Sport & Entertainment

Cebu

$44 4.8%

Loei

$60 6.6% 38% $17

Getting Around

Cebu

$16 1.7%

Loei

$10 * 1.1% 34.7% $5.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $438 in Loei. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $22.00 in Loei. Groceries flip the comparison at $206 vs $243, with Cebu cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇹🇭 Loei

🕒 Local time

01:30 1:30 AM

00:30 12:30 AM

1 h behind Cebu

🌤 Weather

👥 Population

964,169

22,677

💱 Currency

Philippine Peso PHP ₱

Thai Baht THB ฿

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Thai Baht exchange rates as of October 17, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Loei 2,520 km ≈ 3 h 45 min nonstop flight

From you

Cebu
Loei

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Loei: Cost of Living - Frequently Asked Questions

You'd need roughly $1,377 in Cebu and $1,373 in Loei to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $438 in Loei. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Loei – a meal for two runs $22.00 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Childcare runs $275 in Cebu versus $574 in Loei. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,200 a month, though Loei gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Loei is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Loei are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Loei wins on affordability, Cebu on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.