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Cost of Living Comparison Between Cebu and Lipa Cost of Living Comparison Between Cebu and Lipa

😐 Solo nomad: Cebu is 18.8% more expensive than Lipa without rent, and 38% more expensive with rent.
😐 Family of 3: Cebu is 35.4% more expensive than Lipa without rent, and 28.8% more expensive with rent.
Currency
🍽 Eating Out
Cebu
Lipa
Difference
Meal at Budget Restaurant
$4.55 ₱271
$3.54 ₱210
28.53%
Three-Course Dinner for Two, Mid-Range
$24.29 ₱1,444
$18.00 ₱1,070
34.94%
Fast Food Meal (McDonalds, etc)
$4.49 ₱267
$3.14 ₱186
42.99%
Cappuccino
$2.51 ₱149
$2.39 ₱142
5.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 ₱48.11
$0.45 ₱26.87
80.00%
Water (0.33 liter bottle)
$0.45 ₱26.98
$0.31 ₱18.40
45.16%
Local Beer (0.5 liter draught)
$1.58 ₱94.0
$0.72 ₱42.97
119.44%
Imported Beer (0.33 liter bottle)
$2.14 ₱127
$2.63 ₱157
-18.63%
🛒 Groceries & Markets
Cebu
Lipa
Difference
Milk (1 liter)
$2.31 ₱137
$1.33 ₱79.3
73.68%
White Bread (500g)
$1.56 ₱92.7
$1.12 ₱66.4
39.29%
Rice (white) (1kg)
$1.17 ₱69.7
$1.10 ₱65.5
6.36%
Eggs
$2.29 ₱136
$1.94 ₱115
18.04%
Local Cheese (1kg)
$13.04 ₱775
$7.03 ₱418
85.49%
Chicken Fillets (1kg)
$5.28 ₱314
$4.21 ₱250
25.42%
Beef Round Steak (1kg)
$7.80 ₱464
$7.35 ₱437
6.12%
Apples (1kg)
$3.59 ₱213
$1.82 ₱108
97.25%
Banana (1kg)
$1.52 ₱90.1
$1.59 ₱94.5
-4.40%
Oranges (1kg)
$3.28 ₱195
$1.79 ₱106
83.24%
Tomato (1kg)
$2.21 ₱132
$1.21 ₱71.9
82.64%
Potato (1kg)
$2.55 ₱152
$0.92 ₱54.8
177.17%
Onion (1kg)
$2.57 ₱153
$1.08 ₱64.1
137.96%
Lettuce (1 head)
$0.98 ₱58.0
$0.51 ₱30.25
92.16%
Water (1.5 liter bottle)
$0.78 ₱46.32
$1.01 ₱60.0
-22.77%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 ₱193
$3.22 ₱192
0.93%
Wine (Bottle)
$6.86 ₱407
$7.54 ₱448
-9.02%
Local Beer (0.5 liter bottle)
$1.17 ₱69.3
$0.86 ₱50.9
36.05%
Imported Beer (0.33 liter bottle)
$2.28 ₱135
$1.98 ₱117
15.15%
🚌 Getting Around
Cebu
Lipa
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.42
$0.24 ₱14.31
8.33%
Public Transport Monthly Pass (Regular Price)
$14.80 ₱879
-
-
Taxi Start (Normal Tariff)
$0.81 ₱48.11
$0.84 ₱49.79
-3.57%
Taxi (Normal Tariff) (1km)
$0.25 ₱14.96
$0.24 ₱14.34
4.17%
Taxi 1hour Waiting (Normal Tariff)
$2.58 ₱154
$2.16 ₱129
19.44%
Gasoline (1 liter)
$1.10 ₱65.3
$1.15 ₱68.4
-4.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K ₱1.8M
$25.8K ₱1.5M
17.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K ₱1.6M
$20.7K ₱1.2M
32.10%
🧾 Monthly Utilities & Internet
Cebu
Lipa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.9 ₱5,756
$81.1 ₱4,820
19.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.74 ₱2,005
$32.35 ₱1,922
4.30%
Internet (50+ Mbps, Unlimited Data)
$29.72 ₱1,766
$30.31 ₱1,801
-1.95%
🎉 Sport & Entertainment
Cebu
Lipa
Difference
Gym Membership (Monthly)
$33.41 ₱1,986
$26.97 ₱1,603
23.88%
Tennis Court (1 Hour on Weekend)
$8.22 ₱489
-
-
Cinema Ticket
$5.78 ₱343
$5.68 ₱338
1.76%
🧸 Childcare & Education
Cebu
Lipa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$236 ₱14.0K
$79.8 ₱4,740
196.13%
International Primary School, 1 Child (Yearly)
$3,881 ₱230.6K
$2,798 ₱166.3K
38.73%
👕👟 Clothing & Footwear
Cebu
Lipa
Difference
Jeans (Levis 501 Or Similar)
$52.9 ₱3,141
$32.10 ₱1,908
64.67%
Summer Dress (H&M, Zara, etc)
$23.20 ₱1,379
$29.16 ₱1,733
-20.44%
Sport Shoes (Adidas, Nike)
$76.7 ₱4,560
$96.6 ₱5,739
-20.54%
Men's Leather Business Shoes
$56.3 ₱3,348
$94.3 ₱5,607
-40.29%
🏠 Accommodation & Living
Cebu
Lipa
Difference
1-bedroom Apartment, City Center (Monthly)
$505 ₱30.0K
$88.5 ₱5,261
470.71%
1-bedroom Apartment, Outside City Center (Monthly)
$217 ₱12.9K
$67.8 ₱4,031
219.80%
3-bedroom Apartment, City Center (Monthly)
$807 ₱47.9K
$277 ₱16.4K
191.51%
3-bedroom Apartment, Outside City Center (Monthly)
$383 ₱22.7K
$255 ₱15.1K
50.14%
Buy Apartment in City Center (m2)
$3,099 ₱184.1K
-
-
Buy Apartment Outside City Center (m2)
$1,967 ₱116.9K
-
-
💵 Salaries & Financials
Cebu
Lipa
Difference
Average Monthly Net Salary (After Tax)
$370 ₱22.0K
$213 ₱12.6K
73.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
8.13
-1.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: January 12, 2026

Last update for Lipa: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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