Cost of Living Comparison Between Cebu and Legazpi Cost of Living Comparison Between Cebu and Legazpi

Monthly Cost of Living

Monthly costs for one person with rent: $873 in Cebu versus $751 in Legazpi.

Estimated couple costs with rent: $1,326 in Cebu versus $1,154 in Legazpi.

Monthly costs for a family of three with rent: $1,778 in Cebu versus $1,556 in Legazpi.

Living in Cebu is roughly 16% more expensive than Legazpi, driven mainly by Eating Out.

Both cities sit below the global median: Cebu 35% lower, Legazpi 44% lower.

Meal at Budget Restaurant

$4.33 ₱267

$3.49 ₱215

24.07%

Three-Course Dinner for Two, Mid-Range

$24.14 ₱1,489

$23.78 ₱1,466

1.51%

Fast Food Meal (McDonalds, etc)

$4.36 ₱269

$3.02 ₱186

44.37%

Cappuccino

$2.57 ₱159

$2.24 ₱138

14.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ₱52.1

$0.43 ₱26.32

95.35%

Water (0.33 liter bottle)

$0.43 ₱26.36

$0.36 ₱22.47

19.44%

Local Beer (0.5 liter draught)

$1.53 ₱94.5

$0.99 ₱61.2

54.55%

Imported Beer (0.33 liter bottle)

$2.11 ₱130

$3.61 ₱223

-41.55%

Milk (1 liter)

$2.21 ₱137

$1.72 ₱106

28.49%

White Bread (500g)

$1.50 ₱92.6

$1.32 ₱81.6

13.64%

Rice (white) (1kg)

$1.11 ₱68.7

$1.02 ₱62.7

8.82%

Eggs

$2.33 ₱144

$2.14 ₱132

8.88%

Local Cheese (1kg)

$13.03 ₱803

$12.16 ₱750

7.15%

Chicken Fillets (1kg)

$5.35 ₱330

$3.84 ₱237

39.32%

Beef Round Steak (1kg)

$7.50 ₱462

$7.03 ₱433

6.69%

Apples (1kg)

$3.57 ₱220

$2.99 ₱184

19.40%

Banana (1kg)

$1.45 ₱89.4

$2.16 ₱133

-32.87%

Oranges (1kg)

$3.39 ₱209

$3.61 ₱223

-6.09%

Tomato (1kg)

$2.18 ₱134

$1.73 ₱107

26.01%

Potato (1kg)

$2.59 ₱160

$2.68 ₱166

-3.36%

Onion (1kg)

$2.48 ₱153

$1.82 ₱112

36.26%

Lettuce (1 head)

$0.92 ₱56.6

$1.79 ₱111

-48.60%

Water (1.5 liter bottle)

$0.79 ₱48.95

$0.92 ₱56.8

-14.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.11 ₱192

$4.34 ₱268

-28.34%

Wine (Bottle)

$6.52 ₱402

$7.96 ₱491

-18.09%

Local Beer (0.5 liter bottle)

$1.21 ₱74.4

$1.16 ₱71.8

4.31%

Imported Beer (0.33 liter bottle)

$2.32 ₱143

$3.47 ₱214

-33.14%

One-way Ticket (Public Transport)

$0.28 ₱17.41

$0.22 ₱13.55

27.27%

Public Transport Monthly Pass (Regular Price)

$15.00 ₱925

Taxi Start (Normal Tariff)

$0.84 ₱51.6

$0.62 ₱38.07

35.48%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.45

$0.27 ₱16.74

-7.41%

Taxi 1hour Waiting (Normal Tariff)

$2.69 ₱166

$2.71 ₱167

-0.74%

Gasoline (1 liter)

$1.09 ₱67.1

$1.22 ₱75.2

-10.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K ₱1.9M

$26.2K ₱1.6M

14.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K ₱1.7M

$20.1K ₱1.2M

34.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.4 ₱5,880

$150 ₱9,241

-36.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.83 ₱2,086

$23.65 ₱1,458

43.04%

Internet (50+ Mbps, Unlimited Data)

$29.78 ₱1,836

$35.96 ₱2,218

-17.19%

Gym Membership (Monthly)

$32.91 ₱2,029

$34.45 ₱2,124

-4.47%

Tennis Court (1 Hour on Weekend)

$8.43 ₱520

$4.55 ₱281

85.27%

Cinema Ticket

$5.84 ₱360

$5.38 ₱331

8.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$233 ₱14.3K

$71.4 ₱4,404

225.74%

International Primary School, 1 Child (Yearly)

$3,894 ₱240.1K

$4,372 ₱269.6K

-10.93%

Jeans (Levis 501 Or Similar)

$53.5 ₱3,297

$46.03 ₱2,838

16.16%

Summer Dress (H&M, Zara, etc)

$22.75 ₱1,403

$27.00 ₱1,665

-15.74%

Sport Shoes (Adidas, Nike)

$76.7 ₱4,729

$71.6 ₱4,415

7.11%

Men's Leather Business Shoes

$54.5 ₱3,359

$70.5 ₱4,348

-22.75%

1-bedroom Apartment, City Center (Monthly)

$515 ₱31.8K

$160 ₱9,859

222.08%

1-bedroom Apartment, Outside City Center (Monthly)

$209 ₱12.9K

$107 ₱6,621

94.22%

3-bedroom Apartment, City Center (Monthly)

$805 ₱49.6K

$377 ₱23.2K

113.65%

3-bedroom Apartment, Outside City Center (Monthly)

$397 ₱24.5K

$219 ₱13.5K

81.34%

Buy Apartment in City Center (m2)

$2,955 ₱182.2K

$2,762 ₱170.3K

6.99%

Buy Apartment Outside City Center (m2)

$1,923 ₱118.6K

$910 ₱56.1K

111.40%

Average Monthly Net Salary (After Tax)

$364 ₱22.5K

$273 ₱16.9K

33.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

-20.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: June 2, 2026

Last update for Legazpi: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $515 in Cebu and $160 in Legazpi. Housing cost is often the main lever when comparing two cities.

Cebu pays 33% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $24.00 in Legazpi. Groceries flip the comparison at $240 vs $229, with Legazpi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Legazpi: Cost of Living - Frequently Asked Questions

Legazpi is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Getting Around. The 16% gap adds up to real monthly savings that compound significantly over time.

Cebu pays 33% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $515 in Cebu versus $160 in Legazpi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $873 per month in Cebu versus $751 in Legazpi – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

At $751 in Legazpi versus $873 in Cebu, a $2,000 budget is realistic in Legazpi but tight or insufficient in Cebu. The gap between the two cities makes Legazpi the clear choice for anyone on this budget.

For families, Legazpi is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Legazpi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Legazpi gentler on the wallet – expenses run 16% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.