Last update: Nov 2026

Cost of Living Comparison Between Cebu and Layyah

For one person, living is cheaper in Layyah: $424 a month against $943 in Cebu, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
20

Cost of Living Index in Layyah
Learn more

Layyah Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

Layyah

🇵🇰 Pakistan

$424

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Layyah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Layyah actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $424 in Layyah.

Cebu $943
Layyah $424

Estimated couple costs with rent: $1,437 in Cebu versus $659 in Layyah.

Cebu $1,437
Layyah $659

Monthly costs for a family of three with rent: $1,930 in Cebu versus $894 in Layyah.

Cebu $1,930
Layyah $894

Living in Cebu is roughly 122% more expensive than in Layyah, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Layyah 69% lower.

Meal at Budget Restaurant

$3.88 ₱244

$1.85 PKR 513

109.73%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

$11.01 PKR 3,046

110.90%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$5.36 PKR 1,484

-27.24%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.54 PKR 703

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.15 PKR 596

Cappuccino

$2.56 ₱161

$1.44 PKR 400

77.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$0.45 PKR 124

255.56%

Water (0.33 liter bottle)

$0.51 ₱32.02

$0.30 PKR 82.1

70.00%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$1.99 ₱125

$0.78 PKR 215

155.13%

White Bread (500g)

$1.37 ₱86.3

$0.65 PKR 180

110.77%

Rice (white) (1kg)

$0.95 ₱59.8

$1.25 PKR 345

-24.00%

Eggs

$2.02 ₱127

$1.20 PKR 333

68.33%

Local Cheese (1kg)

$9.63 ₱606

$8.55 PKR 2,364

12.63%

Chicken Fillets (1kg)

$4.35 ₱274

$2.49 PKR 690

74.70%

Beef Round Steak (1kg)

$7.70 ₱485

$4.16 PKR 1,152

85.10%

Apples (1kg)

$3.30 ₱207

$1.07 PKR 296

208.41%

Banana (1kg)

$1.27 ₱79.7

$0.67 PKR 186

89.55%

Oranges (1kg)

$2.34 ₱147

$0.57 PKR 158

310.53%

Tomato (1kg)

$1.51 ₱95.3

$0.60 PKR 166

151.67%

Potato (1kg)

$2.23 ₱141

$0.28 PKR 77.0

696.43%

Onion (1kg)

$1.93 ₱122

$0.48 PKR 132

302.08%

Lettuce (1 head)

$1.18 ₱74.4

$0.41 PKR 113

187.80%

Water (1.5 liter bottle)

$0.65 ₱40.92

$0.40 PKR 111

62.50%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.52 PKR 145

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.52 PKR 143

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.69 PKR 190

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$1.42 PKR 392

103.52%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.0

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.23 ₱14.42

$0.17 PKR 47.24

35.29%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱770

$9.74 PKR 2,694

25.67%

Taxi Start (Normal Tariff)

$0.82 ₱51.5

$1.09 PKR 302

-24.77%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

$1.09 PKR 302

-81.65%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

$2.85 PKR 789

51.58%

Gasoline (1 liter)

$1.38 ₱86.7

$1.16 PKR 322

18.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$23.5K PKR 6.5M

-9.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$23.0K PKR 6.4M

-16.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,814

$66.6 PKR 18.4K

86.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$5.72 PKR 1,582

178.50%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,767

$14.39 PKR 3,981

95.07%

Gym Membership (Monthly)

$33.41 ₱2,103

$15.01 PKR 4,153

122.58%

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

$7.90 PKR 2,185

-18.99%

Cinema Ticket

$5.85 ₱368

$7.38 PKR 2,040

-20.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

$26.68 PKR 7,380

914.13%

International Primary School, 1 Child (Yearly)

$8,060 ₱507.3K

$2,060 PKR 569.9K

291.19%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,041

$19.22 PKR 5,316

151.35%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

$26.25 PKR 7,262

-6.44%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,855

$53.6 PKR 14.8K

43.79%

Men's Leather Business Shoes

$56.5 ₱3,557

$29.73 PKR 8,224

90.08%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

$136 PKR 37.7K

263.43%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.2K

$84.2 PKR 23.3K

282.19%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.3K

$270 PKR 74.6K

267.00%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.5K

$182 PKR 50.3K

245.26%

Buy Apartment in City Center (m2)

$4,459 ₱280.6K

$801 PKR 221.6K

456.60%

Buy Apartment Outside City Center (m2)

$3,030 ₱190.7K

$495 PKR 136.8K

512.61%

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

11.83

-39.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Layyah: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Layyah

$84 19.8% 73.8% $238

Groceries & Markets

Cebu

$206 21.8%

Layyah

$98 23% 52.6% $108

Monthly Utilities & Internet

Cebu

$168 17.8%

Layyah

$87 20.4% 48.4% $81

Eating Out

Cebu

$95 10.1%

Layyah

$51 12.1% 46% $44

Clothing & Footwear

Cebu

$93 9.9%

Layyah

$58 13.7% 37.6% $35

Sport & Entertainment

Cebu

$45 4.8%

Layyah

$30 7% 34% $15

Getting Around

Cebu

$15 1.6%

Layyah

$17 4% 13.4% $2

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $136 in Layyah. Housing cost is often the main lever when comparing two cities.

Dining out: $23 in Cebu vs $11 in Layyah for a mid-range dinner for two. Groceries echo the gap at $206 vs $98 per month, with Layyah cheaper across the board.

Good to know

🇵🇭 Cebu

🇵🇰 Layyah

🕒 Local time

02:00 2:00 AM

23:00 11:00 PM

3 h behind Cebu

🌤 Weather

👥 Population

964,169

126,361

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.73 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of November 5, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Layyah 5,910 km ≈ 8 h nonstop flight

From you

Cebu
Layyah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Layyah: Cost of Living - Frequently Asked Questions

Layyah is about 55% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,415 in Cebu and $637 in Layyah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $495 in Cebu versus $136 in Layyah. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $943 per month in Cebu versus $424 in Layyah – Layyah is about 55% cheaper, which adds up to real savings over time.

A monthly transit pass in Layyah runs roughly 20% less than in Cebu. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Layyah gentler on the wallet – expenses run 55% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.