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Cost of Living Comparison Between Cebu and Laoag City Cost of Living Comparison Between Cebu and Laoag City

😐 Solo nomad: Cebu is 10.9% more expensive than Laoag City without rent, and 9.4% more expensive with rent.
😐 Family of 3: Cebu is 12.4% more expensive than Laoag City without rent, and 10% more expensive with rent.
Currency
🍽 Eating Out
Cebu
Laoag City
Difference
Meal at Budget Restaurant
$4.55 ₱271
$3.47 ₱206
31.12%
Three-Course Dinner for Two, Mid-Range
$24.29 ₱1,444
$14.97 ₱890
62.26%
Fast Food Meal (McDonalds, etc)
$4.49 ₱267
$3.23 ₱192
39.01%
Cappuccino
$2.51 ₱149
$2.42 ₱144
3.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 ₱48.11
$0.77 ₱45.59
5.19%
Water (0.33 liter bottle)
$0.45 ₱26.98
$0.40 ₱23.49
12.50%
Local Beer (0.5 liter draught)
$1.58 ₱94.0
$1.32 ₱78.2
19.70%
Imported Beer (0.33 liter bottle)
$2.14 ₱127
$2.14 ₱127
-
🛒 Groceries & Markets
Cebu
Laoag City
Difference
Milk (1 liter)
$2.31 ₱137
$1.91 ₱113
20.94%
White Bread (500g)
$1.56 ₱92.7
$1.27 ₱75.4
22.83%
Rice (white) (1kg)
$1.17 ₱69.7
$0.95 ₱56.3
23.16%
Eggs
$2.29 ₱136
$2.24 ₱133
2.23%
Local Cheese (1kg)
$13.04 ₱775
$8.11 ₱482
60.79%
Chicken Fillets (1kg)
$5.28 ₱314
$7.57 ₱450
-30.25%
Beef Round Steak (1kg)
$7.80 ₱464
$7.94 ₱472
-1.76%
Apples (1kg)
$3.59 ₱213
$2.94 ₱175
22.11%
Banana (1kg)
$1.52 ₱90.1
$1.55 ₱91.9
-1.94%
Oranges (1kg)
$3.28 ₱195
$2.71 ₱161
21.03%
Tomato (1kg)
$2.21 ₱132
$1.56 ₱92.7
41.67%
Potato (1kg)
$2.55 ₱152
$2.25 ₱134
13.33%
Onion (1kg)
$2.57 ₱153
$2.63 ₱156
-2.28%
Lettuce (1 head)
$0.98 ₱58.0
$1.12 ₱66.6
-12.50%
Water (1.5 liter bottle)
$0.78 ₱46.32
$0.76 ₱45.44
2.63%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 ₱193
$3.10 ₱184
4.84%
Wine (Bottle)
$6.86 ₱407
$6.59 ₱392
4.10%
Local Beer (0.5 liter bottle)
$1.17 ₱69.3
$0.95 ₱56.6
23.16%
Imported Beer (0.33 liter bottle)
$2.28 ₱135
$1.96 ₱116
16.33%
🚌 Getting Around
Cebu
Laoag City
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.42
$0.26 ₱15.34
-
Public Transport Monthly Pass (Regular Price)
$14.80 ₱879
-
-
Taxi Start (Normal Tariff)
$0.81 ₱48.11
$0.77 ₱45.93
5.19%
Taxi (Normal Tariff) (1km)
$0.25 ₱14.96
$0.26 ₱15.60
-3.85%
Taxi 1hour Waiting (Normal Tariff)
$2.58 ₱154
$2.19 ₱130
17.81%
Gasoline (1 liter)
$1.10 ₱65.3
$1.11 ₱65.8
-0.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K ₱1.8M
$26.7K ₱1.6M
13.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K ₱1.6M
$20.4K ₱1.2M
33.82%
🧾 Monthly Utilities & Internet
Cebu
Laoag City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.9 ₱5,756
$114 ₱6,769
-14.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.74 ₱2,005
$32.92 ₱1,956
2.49%
Internet (50+ Mbps, Unlimited Data)
$29.72 ₱1,766
$26.89 ₱1,598
10.52%
🎉 Sport & Entertainment
Cebu
Laoag City
Difference
Gym Membership (Monthly)
$33.41 ₱1,986
$14.80 ₱879
125.74%
Tennis Court (1 Hour on Weekend)
$8.22 ₱489
$4.36 ₱259
88.53%
Cinema Ticket
$5.78 ₱343
$6.10 ₱363
-5.25%
🧸 Childcare & Education
Cebu
Laoag City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$236 ₱14.0K
$153 ₱9,098
54.26%
International Primary School, 1 Child (Yearly)
$3,881 ₱230.6K
$4,358 ₱259.0K
-10.94%
👕👟 Clothing & Footwear
Cebu
Laoag City
Difference
Jeans (Levis 501 Or Similar)
$52.9 ₱3,141
$45.22 ₱2,688
16.90%
Summer Dress (H&M, Zara, etc)
$23.20 ₱1,379
$26.85 ₱1,596
-13.59%
Sport Shoes (Adidas, Nike)
$76.7 ₱4,560
$75.9 ₱4,512
1.07%
Men's Leather Business Shoes
$56.3 ₱3,348
$53.3 ₱3,166
5.72%
🏠 Accommodation & Living
Cebu
Laoag City
Difference
1-bedroom Apartment, City Center (Monthly)
$505 ₱30.0K
$268 ₱15.9K
88.31%
1-bedroom Apartment, Outside City Center (Monthly)
$217 ₱12.9K
$202 ₱12.0K
7.62%
3-bedroom Apartment, City Center (Monthly)
$807 ₱47.9K
$422 ₱25.1K
91.32%
3-bedroom Apartment, Outside City Center (Monthly)
$383 ₱22.7K
$398 ₱23.6K
-3.78%
Buy Apartment in City Center (m2)
$3,099 ₱184.1K
$2,013 ₱119.6K
53.96%
Buy Apartment Outside City Center (m2)
$1,967 ₱116.9K
$902 ₱53.6K
118.13%
💵 Salaries & Financials
Cebu
Laoag City
Difference
Average Monthly Net Salary (After Tax)
$370 ₱22.0K
$168 ₱9,999
119.64%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
6.67
19.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: January 12, 2026

Last update for Laoag City: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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