Last update: Oct 2026

Cost of Living Comparison Between Cebu and Lancy

For one person, living is cheaper in Cebu: $915 a month against $3,280 in Lancy, rent and utilities included – about $28,400 less a year. Rent and utilities account for about half of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
164

Cost of Living Index in Lancy
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Lancy Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Lancy

🇨🇭 Switzerland

$3,280

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Lancy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Lancy actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $3,280 in Lancy.

Cebu $915
Lancy $3,280

Estimated couple costs with rent: $1,418 in Cebu versus $5,151 in Lancy.

Cebu $1,418
Lancy $5,151

Monthly costs for a family of three with rent: $1,921 in Cebu versus $7,023 in Lancy.

Cebu $1,921
Lancy $7,023

Living in Cebu costs roughly 72% less than in Lancy, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 33% below, Lancy is 142% above.

Meal at Budget Restaurant

$3.05 ₱194

$28.74 CHF 23.68

-89.39%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,525

$124 CHF 102

-80.61%

Fast Food Meal (McDonalds, etc)

$3.99 ₱254

$15.64 CHF 12.89

-74.49%

Cappuccino

$2.50 ₱159

$6.32 CHF 5.20

-60.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱98.0

$4.56 CHF 3.76

-66.23%

Water (0.33 liter bottle)

$0.50 ₱31.66

$4.01 CHF 3.30

-87.53%

Local Beer (0.5 liter draught)

$1.78 ₱113

$9.28 CHF 7.64

-80.82%

Imported Beer (0.33 liter bottle)

$2.17 ₱138

$7.72 CHF 6.36

-71.89%

Milk (1 liter)

$2.00 ₱127

$2.23 CHF 1.84

-10.31%

White Bread (500g)

$1.37 ₱87.0

$2.90 CHF 2.39

-52.76%

Rice (white) (1kg)

$1.03 ₱65.5

$3.13 CHF 2.57

-67.09%

Eggs

$2.03 ₱129

$7.57 CHF 6.24

-73.18%

Local Cheese (1kg)

$10.20 ₱648

$24.10 CHF 19.85

-57.68%

Chicken Fillets (1kg)

$4.45 ₱283

$29.41 CHF 24.23

-84.87%

Beef Round Steak (1kg)

$7.67 ₱487

$39.04 CHF 32.16

-80.35%

Apples (1kg)

$3.31 ₱210

$3.54 CHF 2.92

-6.50%

Banana (1kg)

$1.46 ₱92.7

$1.65 CHF 1.36

-11.52%

Oranges (1kg)

$2.32 ₱147

$2.74 CHF 2.25

-15.33%

Tomato (1kg)

$1.49 ₱94.9

$4.76 CHF 3.92

-68.70%

Potato (1kg)

$2.34 ₱149

$1.58 CHF 1.30

48.10%

Onion (1kg)

$1.94 ₱123

$2.05 CHF 1.69

-5.37%

Lettuce (1 head)

$1.16 ₱73.7

$2.21 CHF 1.82

-47.51%

Water (1.5 liter bottle)

$0.68 ₱43.30

$1.35 CHF 1.12

-49.63%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱190

$10.84 CHF 8.93

-72.42%

Wine (Bottle)

$6.24 ₱397

$12.17 CHF 10.03

-48.73%

Local Beer (0.5 liter bottle)

$1.23 ₱78.0

$2.17 CHF 1.79

-43.32%

Imported Beer (0.33 liter bottle)

$1.73 ₱110

$2.91 CHF 2.40

-40.55%

One-way Ticket (Public Transport)

$0.23 ₱14.49

$3.90 CHF 3.21

-94.10%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱784

$94.7 CHF 78.0

-86.96%

Taxi Start (Normal Tariff)

$0.79 ₱50.4

$7.73 CHF 6.37

-89.78%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.99

$3.78 CHF 3.12

-94.18%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱288

$64.6 CHF 53.2

-92.97%

Gasoline (1 liter)

$1.32 ₱83.7

$2.33 CHF 1.92

-43.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$38.8K CHF 31.9K

-45.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$39.5K CHF 32.6K

-50.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,534

$276 CHF 227

-57.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱904

$27.82 CHF 22.92

-48.89%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,746

$55.1 CHF 45.42

-50.18%

Gym Membership (Monthly)

$32.31 ₱2,053

$90.5 CHF 74.5

-64.29%

Tennis Court (1 Hour on Weekend)

$6.50 ₱413

$46.39 CHF 38.22

-85.99%

Cinema Ticket

$5.40 ₱343

$24.28 CHF 20.00

-77.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.5K

$2,430 CHF 2,002

-88.64%

International Primary School, 1 Child (Yearly)

$7,866 ₱499.9K

$30.3K CHF 25.0K

-74.07%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,137

$135 CHF 111

-63.39%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,562

$61.0 CHF 50.2

-59.69%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,870

$158 CHF 130

-51.54%

Men's Leather Business Shoes

$58.9 ₱3,741

$188 CHF 154

-68.61%

1-bedroom Apartment, City Center (Monthly)

$503 ₱32.0K

$1,798 CHF 1,481

-71.99%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.4K

$1,384 CHF 1,140

-78.00%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱68.3K

$2,926 CHF 2,410

-63.27%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱40.2K

$2,610 CHF 2,150

-75.79%

Buy Apartment in City Center (m2)

$2,870 ₱182.4K

$17.9K CHF 14.7K

-83.96%

Buy Apartment Outside City Center (m2)

$1,877 ₱119.3K

$11.4K CHF 9,367

-83.49%

Average Monthly Net Salary (After Tax)

$336 ₱21.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

1.98

263.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Lancy: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Lancy

$1.4K 42.2% 355% $1.1K

Groceries & Markets

Cebu

$210 22.9%

Lancy

$568 17.3% 171% $358

Monthly Utilities & Internet

Cebu

$160 17.5%

Lancy

$359 10.9% 124% $199

Clothing & Footwear

Cebu

$94 10.3%

Lancy

$244 7.4% 159% $149

Eating Out

Cebu

$88 9.6%

Lancy

$449 13.7% 411% $361

Sport & Entertainment

Cebu

$43 4.7%

Lancy

$139 4.2% 223% $96

Getting Around

Cebu

$15 1.7%

Lancy

$137 4.2% 804% $122

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $1,798 in Lancy. Housing cost is often the main lever when comparing two cities.

Dining out: $24 in Cebu vs $124 in Lancy for a mid-range dinner for two. Groceries echo the gap at $210 vs $568 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇨🇭 Lancy

🕒 Local time

18:01 6:01 PM

11:01 11:01 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

10,919

💱 Currency

Philippine Peso PHP ₱

Swiss Franc CHF Fr

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 26, 2026: 1 USD = 63.55 PHP (100 PHP = 1.57 USD). 1 EUR = 71.3 PHP (100 PHP = 1.4 EUR).

Swiss Franc exchange rates as of October 26, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.924 CHF (1 CHF = 1.08 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Lancy 11,220 km ≈ 15 h nonstop flight

From you

Cebu
Lancy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Lancy: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 259% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,372 in Cebu and $4,919 in Lancy to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $503 in Cebu versus $1,798 in Lancy. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $915 per month in Cebu versus $3,280 in Lancy – a 259% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 87% less than in Lancy. Both cities have functional networks, but the price difference matters if you’re watching your budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Lancy, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Cebu gentler on the wallet – expenses run 72% less than in Lancy. Beyond cost, consider language, visa policies, and how big the international community is in each city.