Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kutaisi

For one person, living is cheaper in Kutaisi: $886 a month against $934 in Cebu, rent and utilities included – about $580 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

44

Cost of Living Index in Cebu
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Cebu Living Index
43

Cost of Living Index in Kutaisi
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Kutaisi Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Kutaisi

🇬🇪 Georgia

$886

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kutaisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kutaisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $886 in Kutaisi.

Cebu $934
Kutaisi $886

Estimated couple costs with rent: $1,415 in Cebu versus $1,318 in Kutaisi.

Cebu $1,415
Kutaisi $1,318

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,750 in Kutaisi.

Cebu $1,896
Kutaisi $1,750

Living in Cebu is roughly 5% more expensive than in Kutaisi, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 30% lower, Kutaisi 34% lower.

Meal at Budget Restaurant

$3.03 ₱191

$9.85 ₾25.53

-69.24%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,476

$31.26 ₾81.0

-24.89%

Fast Food Meal (McDonalds, etc)

$4.09 ₱257

$10.59 ₾27.44

-61.38%

Cappuccino

$2.52 ₱158

$2.06 ₾5.33

22.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.2

$0.74 ₾1.92

108.11%

Water (0.33 liter bottle)

$0.49 ₱31.06

$0.55 ₾1.42

-10.91%

Local Beer (0.5 liter draught)

$1.79 ₱113

$1.21 ₾3.15

47.93%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$1.90 ₾4.92

18.95%

Milk (1 liter)

$1.95 ₱122

$1.75 ₾4.54

11.43%

White Bread (500g)

$1.43 ₱89.9

$0.51 ₾1.31

180.39%

Rice (white) (1kg)

$1.02 ₱64.0

$1.19 ₾3.09

-14.29%

Eggs

$2.06 ₱129

$2.37 ₾6.14

-13.08%

Local Cheese (1kg)

$9.81 ₱617

$6.11 ₾15.84

60.56%

Chicken Fillets (1kg)

$4.61 ₱290

$4.80 ₾12.45

-3.96%

Beef Round Steak (1kg)

$7.70 ₱484

$10.54 ₾27.32

-26.94%

Apples (1kg)

$3.31 ₱208

$1.21 ₾3.14

173.55%

Banana (1kg)

$1.45 ₱91.2

$1.60 ₾4.14

-9.38%

Oranges (1kg)

$2.36 ₱148

$1.54 ₾4.00

53.25%

Tomato (1kg)

$1.54 ₱96.6

$1.72 ₾4.47

-10.47%

Potato (1kg)

$2.36 ₱148

$0.71 ₾1.83

232.39%

Onion (1kg)

$1.99 ₱125

$0.65 ₾1.69

206.15%

Lettuce (1 head)

$1.15 ₱72.3

$1.22 ₾3.15

-5.74%

Water (1.5 liter bottle)

$0.67 ₱42.26

$0.63 ₾1.63

6.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.06 ₾7.94

-1.96%

Wine (Bottle)

$6.35 ₱399

$3.77 ₾9.76

68.44%

Local Beer (0.5 liter bottle)

$1.31 ₱82.1

$1.57 ₾4.06

-16.56%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.59 ₾6.72

-33.20%

One-way Ticket (Public Transport)

$0.25 ₱15.82

$0.33 ₾0.87

-24.24%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱796

$7.73 ₾20.04

63.65%

Taxi Start (Normal Tariff)

$0.74 ₱46.44

$0.75 ₾1.94

-1.33%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.15

$0.74 ₾1.93

-71.62%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

$5.63 ₾14.59

-23.09%

Gasoline (1 liter)

$1.33 ₱83.7

$1.27 ₾3.30

4.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$23.1K ₾59.9K

-5.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$22.3K ₾57.8K

-12.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,583

$77.5 ₾201

55.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱909

$8.75 ₾22.67

65.14%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,779

$15.25 ₾39.52

85.51%

Gym Membership (Monthly)

$32.68 ₱2,055

$41.90 ₾109

-22.00%

Tennis Court (1 Hour on Weekend)

$6.39 ₱402

$8.49 ₾22.00

-24.73%

Cinema Ticket

$5.46 ₱343

$4.77 ₾12.36

14.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.2K

$132 ₾342

107.29%

International Primary School, 1 Child (Yearly)

$8,156 ₱512.9K

$2,675 ₾6,934

204.88%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,117

$57.6 ₾149

-13.87%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,564

$39.87 ₾103

-37.62%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,817

$96.2 ₾249

-20.36%

Men's Leather Business Shoes

$59.3 ₱3,727

$86.5 ₾224

-31.52%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.8K

$362 ₾939

39.67%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$262 ₾679

18.19%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.1K

$517 ₾1,340

103.42%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.9K

$343 ₾889

80.57%

Buy Apartment in City Center (m2)

$2,915 ₱183.4K

$1,069 ₾2,772

172.65%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.4K

$669 ₾1,735

178.94%

Average Monthly Net Salary (After Tax)

$341 ₱21.5K

$474 ₾1,229

-28.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

15.67

-54.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Kutaisi: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Kutaisi

$262 29.7% 15.4% $48

Groceries & Markets

Cebu

$210 22.7%

Kutaisi

$178 20.1% 15.6% $33

Monthly Utilities & Internet

Cebu

$163 17.7%

Kutaisi

$102 11.5% 37.8% $62

Clothing & Footwear

Cebu

$95 10.2%

Kutaisi

$126 14.3% 33.2% $31

Eating Out

Cebu

$88 9.6%

Kutaisi

$150 17% 70% $62

Sport & Entertainment

Cebu

$44 4.7%

Kutaisi

$51 5.8% 18% $7.8

Getting Around

Cebu

$15 1.7%

Kutaisi

$14 1.5% 12.3% $1.9

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $362 in Kutaisi. Housing cost is often the main lever when comparing two cities.

Kutaisi pays 39% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Cebu vs $31.00 in Kutaisi. Groceries flip the comparison at $210 vs $178, with Kutaisi cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇬🇪 Kutaisi

🕒 Local time

11:40 11:40 AM

07:40 7:40 AM

4 h behind Cebu

🌤 Weather

👥 Population

964,169

130,411

💱 Currency

Philippine Peso PHP ₱

Georgian Lari GEL ₾

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

Exchange rates and currency converter

GEL, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

Georgian Lari exchange rates as of October 10, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Kutaisi 8,520 km ≈ 11 h nonstop flight

From you

Cebu
Kutaisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kutaisi: Cost of Living - Frequently Asked Questions

Kutaisi is cheaper overall, especially in groceries, utilities, and transport. The 5% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 39% lower in Kutaisi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $362 in Kutaisi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $886 in Kutaisi – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kutaisi runs roughly 64% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Kutaisi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Kutaisi is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kutaisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kutaisi gentler on the wallet – expenses run 5% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.