Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kutahya

For one person, living is cheaper in Kutahya: $835 a month against $918 in Cebu, rent and utilities included – about $1,000 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
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Cebu Living Index
41

Cost of Living Index in Kutahya
Learn more

Kutahya Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kutahya

🇹🇷 Turkey

$835

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kutahya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kutahya actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $835 in Kutahya.

Cebu $918
Kutahya $835

Estimated couple costs with rent: $1,409 in Cebu versus $1,368 in Kutahya.

Cebu $1,409
Kutahya $1,368

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,901 in Kutahya.

Cebu $1,900
Kutahya $1,901

Living in Cebu is roughly 10% more expensive than in Kutahya, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Kutahya 38% lower.

Meal at Budget Restaurant

$3.09 ₱194

$7.01 ₺347

-55.92%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$42.17 ₺2,088

-42.57%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$9.43 ₺467

-58.43%

Cappuccino

$2.51 ₱158

$3.22 ₺159

-22.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.04 ₺51.3

52.88%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.43 ₺21.28

23.26%

Local Beer (0.5 liter draught)

$1.78 ₱112

$5.01 ₺248

-64.47%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$5.90 ₺292

-63.22%

Milk (1 liter)

$1.92 ₱121

$1.21 ₺59.7

58.68%

White Bread (500g)

$1.36 ₱85.4

$0.40 ₺19.72

240.00%

Rice (white) (1kg)

$1.01 ₱63.5

$1.56 ₺77.4

-35.26%

Eggs

$2.03 ₱128

$1.49 ₺73.9

36.24%

Local Cheese (1kg)

$9.86 ₱621

$8.87 ₺439

11.16%

Chicken Fillets (1kg)

$4.39 ₱277

$2.61 ₺129

68.20%

Beef Round Steak (1kg)

$7.60 ₱479

$18.30 ₺906

-58.47%

Apples (1kg)

$3.30 ₱208

$0.52 ₺25.90

534.62%

Banana (1kg)

$1.39 ₱87.8

$1.83 ₺90.9

-24.04%

Oranges (1kg)

$2.33 ₱147

$0.73 ₺36.13

219.18%

Tomato (1kg)

$1.50 ₱94.3

$0.74 ₺36.55

102.70%

Potato (1kg)

$2.36 ₱149

$0.31 ₺15.37

661.29%

Onion (1kg)

$1.90 ₱119

$0.29 ₺14.27

555.17%

Lettuce (1 head)

$1.19 ₱74.9

$0.49 ₺24.09

142.86%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.53 ₺26.06

18.87%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.24 ₺111

33.93%

Wine (Bottle)

$6.03 ₱379

$12.00 ₺594

-49.75%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.15 ₺106

-42.79%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.21 ₺159

-45.48%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.69 ₺34.10

-63.77%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$25.38 ₺1,257

-50.20%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.92 ₺45.31

-16.30%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.31 ₺15.50

-25.81%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$6.48 ₺321

-31.17%

Gasoline (1 liter)

$1.31 ₱82.8

$1.41 ₺70.0

-7.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$48.8K ₺2.4M

-56.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$42.5K ₺2.1M

-54.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$94.1 ₺4,656

27.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.97 ₺543

27.62%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$14.95 ₺740

84.21%

Gym Membership (Monthly)

$32.33 ₱2,035

$30.76 ₺1,523

5.10%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$20.41 ₺1,010

-67.42%

Cinema Ticket

$5.65 ₱356

$6.11 ₺302

-7.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$1,056 ₺52.3K

-73.93%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$19.5K ₺963.2K

-59.30%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$18.47 ₺915

167.08%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$20.38 ₺1,009

23.85%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$81.4 ₺4,028

-5.41%

Men's Leather Business Shoes

$57.2 ₱3,601

$94.2 ₺4,665

-39.29%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$199 ₺9,860

150.83%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$186 ₺9,184

66.48%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$510 ₺25.3K

111.16%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$412 ₺20.4K

49.28%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,729 ₺135.1K

5.75%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,598 ₺79.1K

19.93%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$710 ₺35.2K

-51.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-82.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kutahya: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kutahya

$186 22.2% 39.9% $123

Groceries & Markets

Cebu

$206 22.4%

Kutahya

$194 23.2% 5.8% $12

Monthly Utilities & Internet

Cebu

$162 17.6%

Kutahya

$120 14.4% 25.8% $42

Clothing & Footwear

Cebu

$94 10.2%

Kutahya

$97 11.6% 2.7% $2.6

Eating Out

Cebu

$88 9.6%

Kutahya

$166 19.8% 87.7% $77

Sport & Entertainment

Cebu

$44 4.8%

Kutahya

$43 5.2% 1.5% $0.6

Getting Around

Cebu

$16 1.7%

Kutahya

$31 3.7% 96.7% $15

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $199 in Kutahya. Housing cost is often the main lever when comparing two cities.

Kutahya pays 105% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $42.00 in Kutahya. Groceries flip the comparison at $206 vs $194, with Kutahya cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇹🇷 Kutahya

🕒 Local time

11:58 11:58 AM

06:58 6:58 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

573,642

💱 Currency

Philippine Peso PHP ₱

Turkish Lira TRY ₺

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

Exchange rates and currency converter

TRY, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Turkish Lira exchange rates as of October 19, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Kutahya 9,620 km ≈ 13 h nonstop flight

From you

Cebu
Kutahya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kutahya: Cost of Living - Frequently Asked Questions

Kutahya is cheaper overall, especially in groceries, leisure, and utilities. The 10% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 105% lower in Kutahya. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $199 in Kutahya. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $835 in Kutahya – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kutahya runs roughly 101% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Kutahya gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Kutahya is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kutahya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kutahya gentler on the wallet – expenses run 10% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.