Last update: Nov 2026

Cost of Living Comparison Between Cebu and Kurgan

For one person, living is cheaper in Kurgan: $606 a month against $943 in Cebu, rent and utilities included – about $4,000 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
29

Cost of Living Index in Kurgan
Learn more

Kurgan Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

Kurgan

🇷🇺 Russia

$606

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kurgan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kurgan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $606 in Kurgan.

Cebu $943
Kurgan $606

Estimated couple costs with rent: $1,437 in Cebu versus $969 in Kurgan.

Cebu $1,437
Kurgan $969

Monthly costs for a family of three with rent: $1,930 in Cebu versus $1,332 in Kurgan.

Cebu $1,930
Kurgan $1,332

Living in Cebu is roughly 56% more expensive than in Kurgan, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Cebu 30% lower, Kurgan 55% lower.

Meal at Budget Restaurant

$3.88 ₱244

$8.52 ₽696

-54.46%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

$29.53 ₽2,411

-21.37%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$5.58 ₽456

-30.11%

Cappuccino

$2.56 ₱161

$2.79 ₽228

-8.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$1.16 ₽94.4

37.93%

Water (0.33 liter bottle)

$0.51 ₱32.02

$0.60 ₽49.01

-15.00%

Local Beer (0.5 liter draught)

$1.76 ₱111

$3.63 ₽296

-51.52%

Imported Beer (0.33 liter bottle)

$2.15 ₱136

$4.78 ₽390

-55.02%

Milk (1 liter)

$1.99 ₱125

$1.18 ₽96.6

68.64%

White Bread (500g)

$1.37 ₱86.3

$0.86 ₽70.6

59.30%

Rice (white) (1kg)

$0.95 ₱59.8

$1.09 ₽89.3

-12.84%

Eggs

$2.02 ₱127

$1.22 ₽99.8

65.57%

Local Cheese (1kg)

$9.63 ₱606

$10.10 ₽825

-4.65%

Chicken Fillets (1kg)

$4.35 ₱274

$4.83 ₽394

-9.94%

Beef Round Steak (1kg)

$7.70 ₱485

$10.09 ₽824

-23.69%

Apples (1kg)

$3.30 ₱207

$1.69 ₽138

95.27%

Banana (1kg)

$1.27 ₱79.7

$1.73 ₽142

-26.59%

Oranges (1kg)

$2.34 ₱147

$2.21 ₽180

5.88%

Tomato (1kg)

$1.51 ₱95.3

$1.77 ₽144

-14.69%

Potato (1kg)

$2.23 ₱141

$0.59 ₽48.25

277.97%

Onion (1kg)

$1.93 ₱122

$0.56 ₽45.85

244.64%

Lettuce (1 head)

$1.18 ₱74.4

$1.87 ₽152

-36.90%

Water (1.5 liter bottle)

$0.65 ₱40.92

$0.55 ₽44.83

18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$2.80 ₽229

3.21%

Wine (Bottle)

$6.35 ₱400

$5.05 ₽412

25.74%

Local Beer (0.5 liter bottle)

$1.27 ₱80.0

$0.79 ₽64.7

60.76%

Imported Beer (0.33 liter bottle)

$1.64 ₱103

$1.38 ₽112

18.84%

One-way Ticket (Public Transport)

$0.23 ₱14.42

$0.49 ₽39.65

-53.06%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱770

Taxi Start (Normal Tariff)

$0.82 ₱51.5

$2.49 ₽203

-67.07%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

$0.63 ₽51.8

-68.25%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

$7.28 ₽594

-40.66%

Gasoline (1 liter)

$1.38 ₱86.7

$0.81 ₽66.1

70.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$53.6K ₽4.4M

-60.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$41.7K ₽3.4M

-53.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,814

$111 ₽9,067

11.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$6.09 ₽497

161.58%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,767

$8.58 ₽700

227.16%

Gym Membership (Monthly)

$33.41 ₱2,103

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

Cinema Ticket

$5.85 ₱368

$4.35 ₽355

34.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

International Primary School, 1 Child (Yearly)

$8,060 ₱507.3K

Jeans (Levis 501 Or Similar)

$48.31 ₱3,041

$99.1 ₽8,093

-51.25%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

$30.97 ₽2,529

-20.70%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,855

$93.8 ₽7,656

-17.74%

Men's Leather Business Shoes

$56.5 ₱3,557

$56.4 ₽4,603

0.25%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.2K

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.3K

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.5K

Buy Apartment in City Center (m2)

$4,459 ₱280.6K

Buy Apartment Outside City Center (m2)

$3,030 ₱190.7K

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

$987 ₽80.6K

-65.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

20.32

-64.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Kurgan: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Kurgan

- * 0% 100%

Groceries & Markets

Cebu

$206 21.8%

Kurgan

$185 30.5% 10.2% $21

Monthly Utilities & Internet

Cebu

$168 17.8%

Kurgan

$126 20.8% 25.2% $42

Eating Out

Cebu

$95 10.1%

Kurgan

$153 25.3% 61.2% $58

Clothing & Footwear

Cebu

$93 9.9%

Kurgan

$126 20.8% 35.7% $33

Sport & Entertainment

Cebu

$45 4.8%

Kurgan

$8.7 * 1.4% 80.7% $36

Getting Around

Cebu

$15 1.6%

Kurgan

$7.6 * 1.3% 49.2% $7.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Kurgan pays about 2.9 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23 in Cebu vs $30 in Kurgan. Groceries flip the comparison at $206 vs $185, with Kurgan cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇷🇺 Kurgan

🕒 Local time

07:45 7:45 AM

04:45 4:45 AM

3 h behind Cebu

🌤 Weather

👥 Population

964,169

309,285

💱 Currency

Philippine Peso PHP ₱

Russian Ruble RUB ₽

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 RUB = 1.22 USD

100 RUB = 1.09 EUR

Exchange rates and currency converter

RUB, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

Russian Ruble exchange rates as of November 5, 2026: 1 USD = 81.66 RUB (100 RUB = 1.22 USD). 1 EUR = 91.67 RUB (100 RUB = 1.09 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Kurgan 7,120 km ≈ 9 h nonstop flight

From you

Cebu
Kurgan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kurgan: Cost of Living - Frequently Asked Questions

Kurgan is about 36% cheaper overall, especially in leisure, utilities, and groceries. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 65% lower in Cebu. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 11% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $23 versus $30 in Kurgan. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.