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Cost of Living Comparison Between Cebu and Koh Phan Ghan Cost of Living Comparison Between Cebu and Koh Phan Ghan

🙂 Solo nomad: Cebu is 7.2% cheaper than Koh Phan Ghan without rent, and 32% cheaper with rent.
🙂 Family of 3: Cebu is 18.1% cheaper than Koh Phan Ghan without rent, and 44.3% cheaper with rent.
Currency
🍽 Eating Out
Cebu
Koh Phan Ghan
Difference
Meal at Budget Restaurant
$4.47 ₱261
$3.65 ฿117
22.47%
Three-Course Dinner for Two, Mid-Range
$23.92 ₱1,396
$46.22 ฿1,479
-48.25%
Fast Food Meal (McDonalds, etc)
$4.33 ₱253
$8.42 ฿270
-48.57%
Cappuccino
$2.6 ₱152
$2.97 ฿95.2
-12.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.86 ₱49.92
$0.73 ฿23.42
17.81%
Water (0.33 liter bottle)
$0.43 ₱25.05
$0.37 ฿11.82
16.22%
Local Beer (0.5 liter draught)
$1.5 ₱87.8
$2.41 ฿77.1
-37.76%
Imported Beer (0.33 liter bottle)
$2.11 ₱123
$3.8 ฿122
-44.47%
🛒 Groceries & Markets
Cebu
Koh Phan Ghan
Difference
Milk (1 liter)
$2.32 ₱136
$2.18 ฿69.6
6.42%
White Bread (500g)
$1.5 ₱87.6
$1.36 ฿43.52
10.29%
Rice (white) (1kg)
$1.17 ₱68.3
$1.1 ฿35.1
6.36%
Eggs
$2.33 ₱136
$2.24 ฿71.6
4.02%
Local Cheese (1kg)
$13.04 ₱761
$19.38 ฿620
-32.71%
Chicken Fillets (1kg)
$5.36 ₱313
$1.97 ฿63.1
172.08%
Beef Round Steak (1kg)
$7.74 ₱452
$9.33 ฿298
-17.04%
Apples (1kg)
$3.6 ₱210
$3.16 ฿101
13.92%
Banana (1kg)
$1.53 ₱89.3
$0.9 ฿28.86
70.00%
Oranges (1kg)
$3.3 ₱193
$0.9 ฿28.81
266.67%
Tomato (1kg)
$2.24 ₱131
$1.66 ฿53.1
34.94%
Potato (1kg)
$2.56 ₱149
$1.24 ฿39.72
106.45%
Onion (1kg)
$2.5 ₱146
$1.15 ฿36.85
117.39%
Lettuce (1 head)
$0.94 ₱54.9
$0.98 ฿31.42
-4.08%
Water (1.5 liter bottle)
$0.77 ₱45.09
$0.52 ฿16.77
48.08%
Cigarettes 20 Pack (Marlboro, Camel)
$3.11 ₱182
$2.57 ฿82.3
21.01%
Wine (Bottle)
$6.68 ₱390
$15.51 ฿496
-56.93%
Local Beer (0.5 liter bottle)
$1.2 ₱69.9
$1.78 ฿57.1
-32.58%
Imported Beer (0.33 liter bottle)
$2.34 ₱136
$2.66 ฿85.1
-12.03%
🚌 Getting Around
Cebu
Koh Phan Ghan
Difference
One-way Ticket (Public Transport)
$0.28 ₱16.52
$2.35 ฿75.2
-88.09%
Public Transport Monthly Pass (Regular Price)
$14.78 ₱863
-
-
Taxi Start (Normal Tariff)
$0.89 ₱51.8
$3.11 ฿99.4
-71.38%
Taxi (Normal Tariff) (1km)
$0.25 ₱14.69
$0.91 ฿29.11
-72.53%
Taxi 1hour Waiting (Normal Tariff)
$2.61 ₱153
$13.82 ฿442
-81.11%
Gasoline (1 liter)
$1.09 ₱63.9
$1.27 ฿40.58
-14.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30K ₱1.7M
$27.5K ฿880.1K
8.90%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.8K ₱1.6M
$27.1K ฿866.1K
2.53%
🧾 Monthly Utilities & Internet
Cebu
Koh Phan Ghan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$97.2 ₱5,671
$65.9 ฿2,108
47.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.71 ₱1,967
$13.63 ฿436
147.32%
Internet (50+ Mbps, Unlimited Data)
$29.34 ₱1,712
$18.57 ฿594
58.00%
🎉 Sport & Entertainment
Cebu
Koh Phan Ghan
Difference
Gym Membership (Monthly)
$33.09 ₱1,931
$52.3 ฿1,672
-36.68%
Tennis Court (1 Hour on Weekend)
$8.42 ₱492
$13.88 ฿444
-39.34%
Cinema Ticket
$5.89 ₱344
$4.49 ฿144
31.18%
🧸 Childcare & Education
Cebu
Koh Phan Ghan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$233 ₱13.6K
$523 ฿16.7K
-55.54%
International Primary School, 1 Child (Yearly)
$3,956 ₱230.9K
$5,954 ฿190.5K
-33.57%
👕👟 Clothing & Footwear
Cebu
Koh Phan Ghan
Difference
Jeans (Levis 501 Or Similar)
$51.7 ₱3,016
$30.78 ฿985
67.90%
Summer Dress (H&M, Zara, etc)
$22.93 ₱1,338
$31.21 ฿999
-26.53%
Sport Shoes (Adidas, Nike)
$75 ₱4,378
$114 ฿3,659
-34.40%
Men's Leather Business Shoes
$55.9 ₱3,260
$61.2 ฿1,957
-8.68%
🏠 Accommodation & Living
Cebu
Koh Phan Ghan
Difference
1-bedroom Apartment, City Center (Monthly)
$502 ₱29.3K
$628 ฿20.1K
-20.12%
1-bedroom Apartment, Outside City Center (Monthly)
$216 ₱12.6K
$648 ฿20.7K
-66.69%
3-bedroom Apartment, City Center (Monthly)
$797 ₱46.5K
$1,795 ฿57.4K
-55.57%
3-bedroom Apartment, Outside City Center (Monthly)
$383 ₱22.4K
$1,741 ฿55.7K
-77.97%
Buy Apartment in City Center (m2)
$3,131 ₱182.8K
$1,693 ฿54.2K
85.00%
Buy Apartment Outside City Center (m2)
$1,393 ₱81.3K
$2,060 ฿65.9K
-32.39%
💵 Salaries & Financials
Cebu
Koh Phan Ghan
Difference
Average Monthly Net Salary (After Tax)
$399 ₱23.3K
$739 ฿23.6K
-45.99%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
5.33
50.09%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 30, 2025

Last update for Koh Phan Ghan: December 1, 2025

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