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Cost of Living Comparison Between Cebu and Koh Phan Ghan Cost of Living Comparison Between Cebu and Koh Phan Ghan

๐Ÿ™‚ Solo nomad: Cebu is 10.7% cheaper than Koh Phan Ghan without rent, and 19.3% cheaper with rent.
๐Ÿ™‚ Family of 3: Cebu is 10.3% cheaper than Koh Phan Ghan without rent, and 35.5% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Cebu
Koh Phan Ghan
Difference
Meal at Budget Restaurant
$4.55 โ‚ฑ271
$4.15 เธฟ130
9.64%
Three-Course Dinner for Two, Mid-Range
$24.29 โ‚ฑ1,444
$41.89 เธฟ1,317
-42.01%
Fast Food Meal (McDonalds, etc)
$4.49 โ‚ฑ267
$7.67 เธฟ241
-41.46%
Cappuccino
$2.51 โ‚ฑ149
$2.68 เธฟ84.4
-6.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 โ‚ฑ48.11
$0.61 เธฟ19.13
32.79%
Water (0.33 liter bottle)
$0.45 โ‚ฑ26.98
$0.36 เธฟ11.19
25.00%
Local Beer (0.5 liter draught)
$1.58 โ‚ฑ94.0
$2.18 เธฟ68.5
-27.52%
Imported Beer (0.33 liter bottle)
$2.14 โ‚ฑ127
$3.30 เธฟ104
-35.15%
๐Ÿ›’ Groceries & Markets
Cebu
Koh Phan Ghan
Difference
Milk (1 liter)
$2.31 โ‚ฑ137
$2.10 เธฟ66.1
10.00%
White Bread (500g)
$1.56 โ‚ฑ92.7
$1.80 เธฟ56.5
-13.33%
Rice (white) (1kg)
$1.17 โ‚ฑ69.7
$2.08 เธฟ65.3
-43.75%
Eggs
$2.29 โ‚ฑ136
$2.14 เธฟ67.4
7.01%
Local Cheese (1kg)
$13.04 โ‚ฑ775
$18.50 เธฟ582
-29.51%
Chicken Fillets (1kg)
$5.28 โ‚ฑ314
$3.46 เธฟ109
52.60%
Beef Round Steak (1kg)
$7.80 โ‚ฑ464
$12.66 เธฟ398
-38.39%
Apples (1kg)
$3.59 โ‚ฑ213
$3.20 เธฟ101
12.19%
Banana (1kg)
$1.52 โ‚ฑ90.1
$1.54 เธฟ48.32
-1.30%
Oranges (1kg)
$3.28 โ‚ฑ195
$2.24 เธฟ70.5
46.43%
Tomato (1kg)
$2.21 โ‚ฑ132
$1.92 เธฟ60.4
15.10%
Potato (1kg)
$2.55 โ‚ฑ152
$1.48 เธฟ46.50
72.30%
Onion (1kg)
$2.57 โ‚ฑ153
$1.43 เธฟ45.11
79.72%
Lettuce (1 head)
$0.98 โ‚ฑ58.0
$0.96 เธฟ30.20
2.08%
Water (1.5 liter bottle)
$0.78 โ‚ฑ46.32
$0.50 เธฟ15.72
56.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 โ‚ฑ193
$4.25 เธฟ134
-23.53%
Wine (Bottle)
$6.86 โ‚ฑ407
$19.95 เธฟ627
-65.61%
Local Beer (0.5 liter bottle)
$1.17 โ‚ฑ69.3
$1.69 เธฟ53.1
-30.77%
Imported Beer (0.33 liter bottle)
$2.28 โ‚ฑ135
$2.57 เธฟ80.9
-11.28%
๐ŸšŒ Getting Around
Cebu
Koh Phan Ghan
Difference
One-way Ticket (Public Transport)
$0.26 โ‚ฑ15.42
$1.29 เธฟ40.45
-79.84%
Public Transport Monthly Pass (Regular Price)
$14.80 โ‚ฑ879
-
-
Taxi Start (Normal Tariff)
$0.81 โ‚ฑ48.11
$2.75 เธฟ86.3
-70.55%
Taxi (Normal Tariff) (1km)
$0.25 โ‚ฑ14.96
$0.90 เธฟ28.18
-72.22%
Taxi 1hour Waiting (Normal Tariff)
$2.58 โ‚ฑ154
$12.63 เธฟ397
-79.57%
Gasoline (1 liter)
$1.10 โ‚ฑ65.3
$1.19 เธฟ37.36
-7.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K โ‚ฑ1.8M
$27.5K เธฟ865.3K
10.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K โ‚ฑ1.6M
$33.0K เธฟ1.0M
-17.01%
๐Ÿงพ Monthly Utilities & Internet
Cebu
Koh Phan Ghan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.9 โ‚ฑ5,756
$121 เธฟ3,797
-19.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.74 โ‚ฑ2,005
$13.66 เธฟ429
147.00%
Internet (50+ Mbps, Unlimited Data)
$29.72 โ‚ฑ1,766
$18.61 เธฟ585
59.70%
๐ŸŽ‰ Sport & Entertainment
Cebu
Koh Phan Ghan
Difference
Gym Membership (Monthly)
$33.41 โ‚ฑ1,986
$61.1 เธฟ1,920
-45.27%
Tennis Court (1 Hour on Weekend)
$8.22 โ‚ฑ489
$16.93 เธฟ532
-51.45%
Cinema Ticket
$5.78 โ‚ฑ343
$8.87 เธฟ279
-34.84%
๐Ÿงธ Childcare & Education
Cebu
Koh Phan Ghan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$236 โ‚ฑ14.0K
$696 เธฟ21.9K
-66.08%
International Primary School, 1 Child (Yearly)
$3,881 โ‚ฑ230.6K
$16.1K เธฟ506.9K
-75.93%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cebu
Koh Phan Ghan
Difference
Jeans (Levis 501 Or Similar)
$52.9 โ‚ฑ3,141
$57.6 เธฟ1,810
-8.18%
Summer Dress (H&M, Zara, etc)
$23.20 โ‚ฑ1,379
$34.98 เธฟ1,100
-33.68%
Sport Shoes (Adidas, Nike)
$76.7 โ‚ฑ4,560
$116 เธฟ3,660
-34.10%
Men's Leather Business Shoes
$56.3 โ‚ฑ3,348
$86.2 เธฟ2,709
-34.63%
๐Ÿ  Accommodation & Living
Cebu
Koh Phan Ghan
Difference
1-bedroom Apartment, City Center (Monthly)
$505 โ‚ฑ30.0K
$425 เธฟ13.4K
18.94%
1-bedroom Apartment, Outside City Center (Monthly)
$217 โ‚ฑ12.9K
$306 เธฟ9,609
-29.03%
3-bedroom Apartment, City Center (Monthly)
$807 โ‚ฑ47.9K
$1,457 เธฟ45.8K
-44.63%
3-bedroom Apartment, Outside City Center (Monthly)
$383 โ‚ฑ22.7K
$1,041 เธฟ32.7K
-63.25%
Buy Apartment in City Center (m2)
$3,099 โ‚ฑ184.1K
$3,111 เธฟ97.8K
-0.39%
Buy Apartment Outside City Center (m2)
$1,967 โ‚ฑ116.9K
$2,126 เธฟ66.9K
-7.49%
๐Ÿ’ต Salaries & Financials
Cebu
Koh Phan Ghan
Difference
Average Monthly Net Salary (After Tax)
$370 โ‚ฑ22.0K
$763 เธฟ24.0K
-51.59%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
5.33
50.09%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Cebu: January 12, 2026

Last update for Koh Phan Ghan: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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