Cost of Living Comparison Between Cebu and Koh Phan Ghan Cost of Living Comparison Between Cebu and Koh Phan Ghan

🙂 Solo nomad: Cebu is 7.4% cheaper than Koh Phan Ghan without rent, and 19.1% cheaper with rent.
🙂 Family of 3: Cebu is 6.1% cheaper than Koh Phan Ghan without rent, and 35.1% cheaper with rent.
Currency
🍽 Eating Out
Cebu
Koh Phan Ghan
Difference
Meal at Budget Restaurant
$4.40 ₱257
$4.06 ฿129
8.37%
Three-Course Dinner for Two, Mid-Range
$24.09 ₱1,409
$41.86 ฿1,325
-42.45%
Fast Food Meal (McDonalds, etc)
$4.51 ₱264
$7.57 ฿240
-40.42%
Cappuccino
$2.60 ₱152
$2.77 ฿87.8
-6.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.80 ₱46.87
$0.61 ฿19.24
31.15%
Water (0.33 liter bottle)
$0.43 ₱25.10
$0.33 ฿10.38
30.30%
Local Beer (0.5 liter draught)
$1.58 ₱92.2
$2.24 ฿71.0
-29.46%
Imported Beer (0.33 liter bottle)
$2.09 ₱122
$3.43 ฿109
-39.07%
🛒 Groceries & Markets
Cebu
Koh Phan Ghan
Difference
Milk (1 liter)
$2.22 ₱130
$2.04 ฿64.6
8.82%
White Bread (500g)
$1.50 ₱87.9
$1.74 ฿55.2
-13.79%
Rice (white) (1kg)
$1.13 ₱66.0
$2.14 ฿67.8
-47.20%
Eggs
$2.34 ₱137
$2.20 ฿69.7
6.36%
Local Cheese (1kg)
$12.75 ₱746
$18.81 ฿595
-32.22%
Chicken Fillets (1kg)
$5.38 ₱314
$3.45 ฿109
55.94%
Beef Round Steak (1kg)
$7.87 ₱461
$12.72 ฿403
-38.13%
Apples (1kg)
$3.61 ₱211
$3.08 ฿97.4
17.21%
Banana (1kg)
$1.46 ₱85.1
$1.59 ฿50.3
-8.18%
Oranges (1kg)
$3.29 ₱192
$2.27 ฿71.8
44.93%
Tomato (1kg)
$2.29 ₱134
$1.89 ฿60.0
21.16%
Potato (1kg)
$2.56 ₱150
$1.51 ฿47.79
69.54%
Onion (1kg)
$2.45 ₱143
$1.42 ฿44.96
72.54%
Lettuce (1 head)
$1.00 ₱58.3
$0.93 ฿29.34
7.53%
Water (1.5 liter bottle)
$0.85 ₱49.68
$0.50 ฿15.74
70.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 ₱183
$4.22 ฿134
-25.83%
Wine (Bottle)
$6.84 ₱400
$19.16 ฿607
-64.30%
Local Beer (0.5 liter bottle)
$1.21 ₱70.5
$1.69 ฿53.6
-28.40%
Imported Beer (0.33 liter bottle)
$2.33 ₱136
$2.52 ฿79.6
-7.54%
🚌 Getting Around
Cebu
Koh Phan Ghan
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.19
$1.24 ฿39.14
-79.03%
Public Transport Monthly Pass (Regular Price)
$15.06 ₱881
-
-
Taxi Start (Normal Tariff)
$0.81 ₱47.67
$2.80 ฿88.7
-71.07%
Taxi (Normal Tariff) (1km)
$0.23 ₱13.41
$0.95 ฿29.91
-75.79%
Taxi 1hour Waiting (Normal Tariff)
$2.68 ₱157
$12.29 ฿389
-78.19%
Gasoline (1 liter)
$1.15 ₱67.4
$1.18 ฿37.20
-2.54%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.2K ₱1.8M
$25.3K ฿802.1K
19.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K ₱1.6M
$30.4K ฿963.5K
-9.98%
🧾 Monthly Utilities & Internet
Cebu
Koh Phan Ghan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.0 ₱5,790
$125 ฿3,945
-20.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.23 ₱2,003
$13.92 ฿441
145.91%
Internet (50+ Mbps, Unlimited Data)
$30.40 ₱1,778
$18.60 ฿589
63.44%
🎉 Sport & Entertainment
Cebu
Koh Phan Ghan
Difference
Gym Membership (Monthly)
$33.37 ₱1,952
$61.2 ฿1,937
-45.47%
Tennis Court (1 Hour on Weekend)
$8.07 ₱472
$17.12 ฿542
-52.86%
Cinema Ticket
$5.84 ₱341
$8.95 ฿283
-34.75%
🧸 Childcare & Education
Cebu
Koh Phan Ghan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$235 ₱13.8K
$708 ฿22.4K
-66.78%
International Primary School, 1 Child (Yearly)
$3,954 ₱231.3K
$15.7K ฿497.7K
-74.85%
👕👟 Clothing & Footwear
Cebu
Koh Phan Ghan
Difference
Jeans (Levis 501 Or Similar)
$52.2 ₱3,053
$57.7 ฿1,827
-9.58%
Summer Dress (H&M, Zara, etc)
$22.81 ₱1,335
$35.09 ฿1,111
-35.00%
Sport Shoes (Adidas, Nike)
$75.1 ₱4,393
$113 ฿3,570
-33.43%
Men's Leather Business Shoes
$55.7 ₱3,261
$85.7 ฿2,713
-34.97%
🏠 Accommodation & Living
Cebu
Koh Phan Ghan
Difference
1-bedroom Apartment, City Center (Monthly)
$516 ₱30.2K
$429 ฿13.6K
20.47%
1-bedroom Apartment, Outside City Center (Monthly)
$209 ₱12.2K
$314 ฿9,927
-33.45%
3-bedroom Apartment, City Center (Monthly)
$789 ₱46.2K
$1,409 ฿44.6K
-43.97%
3-bedroom Apartment, Outside City Center (Monthly)
$396 ₱23.2K
$1,058 ฿33.5K
-62.56%
Buy Apartment in City Center (m2)
$3,151 ₱184.4K
$3,026 ฿95.8K
4.15%
Buy Apartment Outside City Center (m2)
$2,024 ₱118.4K
$2,120 ฿67.1K
-4.53%
💵 Salaries & Financials
Cebu
Koh Phan Ghan
Difference
Average Monthly Net Salary (After Tax)
$396 ₱23.2K
$749 ฿23.7K
-47.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
5.33
50.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: March 1, 2026

Last update for Koh Phan Ghan: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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