Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kislovodsk

For one person, living is cheaper in Cebu: $915 a month against $1,017 in Kislovodsk, rent and utilities included – about $1,200 less a year. The total is higher in Kislovodsk despite lower rent and utilities.

44

Cost of Living Index in Cebu
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Cebu Living Index
51

Cost of Living Index in Kislovodsk
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Kislovodsk Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Kislovodsk

🇷🇺 Russia

$1,017

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kislovodsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kislovodsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $1,017 in Kislovodsk.

Cebu $915
Kislovodsk $1,017

Estimated couple costs with rent: $1,418 in Cebu versus $1,644 in Kislovodsk.

Cebu $1,418
Kislovodsk $1,644

Monthly costs for a family of three with rent: $1,921 in Cebu versus $2,272 in Kislovodsk.

Cebu $1,921
Kislovodsk $2,272

Living in Cebu costs roughly 10% less than in Kislovodsk, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 33% lower, Kislovodsk 25% lower.

Meal at Budget Restaurant

$3.05 ₱194

$11.88 ₽956

-74.33%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,526

$38.01 ₽3,058

-36.86%

Fast Food Meal (McDonalds, etc)

$3.99 ₱254

$5.40 ₽434

-26.11%

Cappuccino

$2.50 ₱159

$2.74 ₽221

-8.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱98.0

$1.15 ₽92.4

33.91%

Water (0.33 liter bottle)

$0.50 ₱31.68

$0.61 ₽48.92

-18.03%

Local Beer (0.5 liter draught)

$1.78 ₱113

$1.84 ₽148

-3.26%

Imported Beer (0.33 liter bottle)

$2.17 ₱138

$2.86 ₽230

-24.13%

Milk (1 liter)

$2.00 ₱127

$1.17 ₽94.5

70.94%

White Bread (500g)

$1.37 ₱87.0

$0.79 ₽63.4

73.42%

Rice (white) (1kg)

$1.03 ₱65.5

$1.43 ₽115

-27.97%

Eggs

$2.03 ₱129

$1.46 ₽118

39.04%

Local Cheese (1kg)

$10.20 ₱648

$11.61 ₽934

-12.14%

Chicken Fillets (1kg)

$4.45 ₱283

$5.40 ₽434

-17.59%

Beef Round Steak (1kg)

$7.67 ₱487

$11.25 ₽905

-31.82%

Apples (1kg)

$3.31 ₱210

$1.78 ₽143

85.96%

Banana (1kg)

$1.46 ₱92.7

$1.97 ₽159

-25.89%

Oranges (1kg)

$2.32 ₱148

$1.93 ₽155

20.21%

Tomato (1kg)

$1.49 ₱94.9

$2.66 ₽214

-43.98%

Potato (1kg)

$2.34 ₱149

$0.83 ₽66.6

181.93%

Onion (1kg)

$1.94 ₱124

$0.59 ₽47.16

228.81%

Lettuce (1 head)

$1.16 ₱73.7

$1.25 ₽101

-7.20%

Water (1.5 liter bottle)

$0.68 ₱43.32

$0.82 ₽66.3

-17.07%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱190

$2.99 ₽240

Wine (Bottle)

$6.24 ₱397

$6.83 ₽549

-8.64%

Local Beer (0.5 liter bottle)

$1.23 ₱78.1

$1.06 ₽84.9

16.04%

Imported Beer (0.33 liter bottle)

$1.73 ₱110

$1.95 ₽157

-11.28%

One-way Ticket (Public Transport)

$0.23 ₱14.50

$0.55 ₽44.21

-58.18%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱785

Taxi Start (Normal Tariff)

$0.79 ₱50.5

$2.75 ₽221

-71.27%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.00

$0.31 ₽25.24

-29.03%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱288

$5.45 ₽438

-16.70%

Gasoline (1 liter)

$1.32 ₱83.7

$0.84 ₽67.4

57.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$52.7K ₽4.2M

-60.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$38.6K ₽3.1M

-49.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,537

$116 ₽9,319

2.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱904

$5.69 ₽457

149.91%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,747

$7.44 ₽598

269.22%

Gym Membership (Monthly)

$32.31 ₱2,054

$33.19 ₽2,670

-2.65%

Tennis Court (1 Hour on Weekend)

$6.50 ₱413

$27.21 ₽2,189

-76.11%

Cinema Ticket

$5.40 ₱343

$6.19 ₽498

-12.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.5K

$305 ₽24.5K

-9.37%

International Primary School, 1 Child (Yearly)

$7,866 ₱500.1K

$7,051 ₽567.2K

11.56%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,139

$86.4 ₽6,946

-42.83%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,563

$53.5 ₽4,304

-54.06%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,873

$119 ₽9,543

-35.41%

Men's Leather Business Shoes

$58.9 ₱3,742

$99.5 ₽8,003

-40.84%

1-bedroom Apartment, City Center (Monthly)

$503 ₱32.0K

$518 ₽41.7K

-2.88%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.4K

$298 ₽24.0K

2.06%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱68.3K

$885 ₽71.2K

21.43%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱40.2K

$625 ₽50.3K

1.09%

Buy Apartment in City Center (m2)

$2,870 ₱182.5K

$2,022 ₽162.6K

41.94%

Buy Apartment Outside City Center (m2)

$1,877 ₱119.4K

$1,648 ₽132.6K

13.88%

Average Monthly Net Salary (After Tax)

$336 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

21.45

-66.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Kislovodsk: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Kislovodsk

$298 29.4% 2% $6.2

Groceries & Markets

Cebu

$210 22.9%

Kislovodsk

$210 20.7% 0.2% $0.3

Monthly Utilities & Internet

Cebu

$160 17.5%

Kislovodsk

$129 12.7% 19.5% $31

Clothing & Footwear

Cebu

$94 10.3%

Kislovodsk

$161 15.9% 70.9% $67

Eating Out

Cebu

$88 9.6%

Kislovodsk

$166 16.3% 89.3% $78

Sport & Entertainment

Cebu

$43 4.7%

Kislovodsk

$46 4.5% 5.8% $2.5

Getting Around

Cebu

$15 1.7%

Kislovodsk

$6.5 * 0.6% 57% $8.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $518 in Kislovodsk. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $38.00 in Kislovodsk for a mid-range dinner for two. Groceries echo the gap at $210 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇷🇺 Kislovodsk

🕒 Local time

22:02 10:02 PM

17:02 5:02 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

127,919

💱 Currency

Philippine Peso PHP ₱

Russian Ruble RUB ₽

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

Exchange rates and currency converter

RUB, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 25, 2026: 1 USD = 63.58 PHP (100 PHP = 1.57 USD). 1 EUR = 71.48 PHP (100 PHP = 1.4 EUR).

Russian Ruble exchange rates as of October 25, 2026: 1 USD = 80.44 RUB (100 RUB = 1.24 USD). 1 EUR = 90.43 RUB (100 RUB = 1.11 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Kislovodsk 8,510 km ≈ 11 h nonstop flight

From you

Cebu
Kislovodsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kislovodsk: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 11% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,372 in Cebu and $1,525 in Kislovodsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $503 in Cebu versus $518 in Kislovodsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 0% higher in Kislovodsk. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $915 per month in Cebu versus $1,017 in Kislovodsk – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

At $915 in Cebu versus $1,017 in Kislovodsk, a $1,500 budget is realistic in Cebu but tight or insufficient in Kislovodsk. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kislovodsk, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kislovodsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 11% less than in Kislovodsk. Beyond cost, consider language, visa policies, and how big the international community is in each city.