Last update: Oct 2026

Cost of Living Comparison Between Cebu and Khulna

For one person, living is cheaper in Khulna: $336 a month against $934 in Cebu, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
17

Cost of Living Index in Khulna
Learn more

Khulna Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Khulna

🇧🇩 Bangladesh

$336

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Khulna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Khulna actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $336 in Khulna.

Cebu $934
Khulna $336

Estimated couple costs with rent: $1,415 in Cebu versus $543 in Khulna.

Cebu $1,415
Khulna $543

Monthly costs for a family of three with rent: $1,896 in Cebu versus $751 in Khulna.

Cebu $1,896
Khulna $751

Living in Cebu is roughly 178% more expensive than in Khulna, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Khulna 75% lower.

Meal at Budget Restaurant

$3.03 ₱191

$1.39 ৳171

117.99%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,476

$7.39 ৳908

217.73%

Fast Food Meal (McDonalds, etc)

$4.09 ₱257

$4.09 ৳503

Local Non-Alcoholic Beer (0.5 liter draught)

$2.20 ৳270

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.47 ৳795

Cappuccino

$2.52 ₱158

$0.70 ৳86.2

260.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.2

$0.29 ৳35.90

431.03%

Water (0.33 liter bottle)

$0.49 ₱31.06

$0.16 ৳19.26

206.25%

Local Beer (0.5 liter draught)

$1.79 ₱113

Imported Beer (0.33 liter bottle)

$2.26 ₱142

Milk (1 liter)

$1.95 ₱122

$0.72 ৳88.4

170.83%

White Bread (500g)

$1.43 ₱89.9

$0.41 ৳50.9

248.78%

Rice (white) (1kg)

$1.02 ₱64.0

$0.60 ৳74.0

70.00%

Eggs

$2.06 ₱129

$1.09 ৳134

88.99%

Local Cheese (1kg)

$9.81 ₱617

$9.72 ৳1,194

0.93%

Chicken Fillets (1kg)

$4.61 ₱290

$2.71 ৳333

70.11%

Beef Round Steak (1kg)

$7.70 ₱484

$6.27 ৳770

22.81%

Apples (1kg)

$3.31 ₱208

$2.38 ৳293

39.08%

Banana (1kg)

$1.45 ₱91.2

$0.60 ৳74.2

141.67%

Oranges (1kg)

$2.36 ₱148

$2.18 ৳268

8.26%

Tomato (1kg)

$1.54 ₱96.6

$0.61 ৳75.4

152.46%

Potato (1kg)

$2.36 ₱148

$0.31 ৳37.76

661.29%

Onion (1kg)

$1.99 ₱125

$0.52 ৳63.5

282.69%

Lettuce (1 head)

$1.15 ₱72.3

$0.65 ৳80.4

76.92%

Water (1.5 liter bottle)

$0.67 ₱42.26

$0.28 ৳34.50

139.29%

Bottle of Non-Alcoholic Wine (Mid-Range)

$7.96 ৳978

Local Non-Alcoholic Beer (0.5 liter bottle)

$2.64 ৳324

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.89 ৳724

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.07 ৳377

-2.28%

Wine (Bottle)

$6.35 ₱399

Local Beer (0.5 liter bottle)

$1.31 ₱82.1

Imported Beer (0.33 liter bottle)

$1.73 ₱109

One-way Ticket (Public Transport)

$0.25 ₱15.82

$0.29 ৳36.10

-13.79%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱796

$8.34 ৳1,025

51.68%

Taxi Start (Normal Tariff)

$0.74 ₱46.44

$0.59 ৳72.7

25.42%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.15

$0.18 ৳22.10

16.67%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

$2.83 ৳347

53.00%

Gasoline (1 liter)

$1.33 ₱83.7

$1.09 ৳134

22.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$23.0K ৳2.8M

-5.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$19.2K ৳2.4M

1.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,583

$35.56 ৳4,370

239.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱909

$5.93 ৳728

143.68%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,779

$20.70 ৳2,544

36.67%

Gym Membership (Monthly)

$32.68 ₱2,055

$13.82 ৳1,699

136.47%

Tennis Court (1 Hour on Weekend)

$6.39 ₱402

$12.31 ৳1,512

-48.09%

Cinema Ticket

$5.46 ₱343

$4.04 ৳496

35.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.2K

$16.12 ৳1,981

1596.09%

International Primary School, 1 Child (Yearly)

$8,156 ₱512.9K

$1,367 ৳168.0K

496.49%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,117

$27.65 ৳3,398

79.28%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,564

$35.82 ৳4,402

-30.57%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,817

$31.95 ৳3,926

139.72%

Men's Leather Business Shoes

$59.3 ₱3,727

$33.50 ৳4,117

76.90%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.8K

$63.5 ৳7,802

696.39%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$39.89 ৳4,902

675.66%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.1K

$162 ৳19.9K

550.82%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.9K

$83.8 ৳10.3K

638.84%

Buy Apartment in City Center (m2)

$2,915 ₱183.4K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.4K

Average Monthly Net Salary (After Tax)

$341 ₱21.5K

$145 ৳17.9K

134.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-28.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Khulna: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Khulna

$40 11.7% 87.1% $270

Groceries & Markets

Cebu

$210 22.7%

Khulna

$115 33.7% 45.4% $95

Monthly Utilities & Internet

Cebu

$163 17.7%

Khulna

$62 18.2% 61.9% $101

Clothing & Footwear

Cebu

$95 10.2%

Khulna

$58 17% 38.7% $37

Eating Out

Cebu

$88 9.6%

Khulna

$34 9.8% 62% $55

Sport & Entertainment

Cebu

$44 4.7%

Khulna

$22 6.4% 49.8% $22

Getting Around

Cebu

$15 1.7%

Khulna

$11 3.2% 28.7% $4.4

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $63.5 in Khulna. Housing cost is often the main lever when comparing two cities.

Cebu pays 135% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $7.00 in Khulna for a mid-range dinner for two. Groceries echo the gap at $210 vs $115 per month, with Khulna cheaper across the board.

Good to know

🇵🇭 Cebu

🇧🇩 Khulna

🕒 Local time

11:09 11:09 AM

09:09 9:09 AM

2 h behind Cebu

🌤 Weather

👥 Population

964,169

664,728

💱 Currency

Philippine Peso PHP ₱

Bangladeshi Taka BDT ৳

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 BDT = 8.14 USD

1,000 BDT = 7.26 EUR

Exchange rates and currency converter

BDT, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

Bangladeshi Taka exchange rates as of October 10, 2026: 1 USD = 123 BDT (1,000 BDT = 8.14 USD). 1 EUR = 138 BDT (1,000 BDT = 7.26 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Khulna 3,900 km ≈ 5 h nonstop flight

From you

Cebu
Khulna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Khulna: Cost of Living - Frequently Asked Questions

Khulna is cheaper overall, especially in groceries, clothing, and eating out. The 178% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 135% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $506 in Cebu versus $63.5 in Khulna. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $336 in Khulna – a 178% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Khulna runs roughly 52% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Khulna gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Khulna is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Khulna are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Khulna gentler on the wallet – expenses run 178% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.