Last update: Nov 2026

Cost of Living Comparison Between Cebu and Khairpur

For one person, living is cheaper in Khairpur: $454 a month against $943 in Cebu, rent and utilities included – about $5,900 less a year. Rent and utilities account for about half of the difference.

Cebu, Philippines
Khairpur, Pakistan
Cebu
🇵🇭 Philippines
$943
/mo nomad
Khairpur
🇵🇰 Pakistan
$454
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Khairpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Khairpur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $454 in Khairpur.

  • Cebu $943
  • Khairpur $454

Estimated couple costs with rent: $1,437 in Cebu versus $686 in Khairpur.

  • Cebu $1,437
  • Khairpur $686

Monthly costs for a family of three with rent: $1,930 in Cebu versus $917 in Khairpur.

  • Cebu $1,930
  • Khairpur $917

Living in Cebu is roughly 108% more expensive than in Khairpur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Khairpur 66% lower.

Currency
🍽 Eating Out
Cebu
Khairpur
Difference
Meal at Budget Restaurant
$3.88 ₱244
$2.07 PKR 571
87.44%
Three-Course Dinner for Two, Mid-Range
$23.22 ₱1,462
$11.00 PKR 3,041
111.09%
Fast Food Meal (McDonalds, etc)
$3.90 ₱246
$5.36 PKR 1,483
-27.24%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$2.49 PKR 688
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$5.34 PKR 1,475
-
Cappuccino
$2.56 ₱161
$1.66 PKR 459
54.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.60 ₱101
$0.35 PKR 95.7
357.14%
Water (0.33 liter bottle)
$0.51 ₱32.03
$0.19 PKR 52.0
168.42%
Local Beer (0.5 liter draught)
$1.76 ₱111
-
-
Imported Beer (0.33 liter bottle)
$2.15 ₱136
-
-
🛒 Groceries & Markets
Cebu
Khairpur
Difference
Milk (1 liter)
$1.99 ₱125
$0.86 PKR 238
131.40%
White Bread (500g)
$1.37 ₱86.3
$0.59 PKR 163
132.20%
Rice (white) (1kg)
$0.95 ₱59.9
$1.12 PKR 310
-15.18%
Eggs
$2.02 ₱127
$1.18 PKR 327
71.19%
Local Cheese (1kg)
$9.63 ₱606
$5.96 PKR 1,647
61.58%
Chicken Fillets (1kg)
$4.35 ₱274
$2.49 PKR 689
74.70%
Beef Round Steak (1kg)
$7.70 ₱485
$4.96 PKR 1,372
55.24%
Apples (1kg)
$3.30 ₱207
$1.16 PKR 321
184.48%
Banana (1kg)
$1.27 ₱79.7
$0.57 PKR 158
122.81%
Oranges (1kg)
$2.34 ₱148
$0.78 PKR 216
200.00%
Tomato (1kg)
$1.51 ₱95.4
$0.56 PKR 156
169.64%
Potato (1kg)
$2.23 ₱141
$0.28 PKR 76.8
696.43%
Onion (1kg)
$1.93 ₱122
$0.38 PKR 106
407.89%
Lettuce (1 head)
$1.18 ₱74.4
$0.40 PKR 110
195.00%
Water (1.5 liter bottle)
$0.65 ₱40.93
$0.35 PKR 95.4
85.71%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$1.88 PKR 519
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$1.05 PKR 291
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.41 PKR 665
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.89 ₱182
$1.96 PKR 541
47.45%
Wine (Bottle)
$6.35 ₱400
-
-
Local Beer (0.5 liter bottle)
$1.27 ₱80.1
-
-
Imported Beer (0.33 liter bottle)
$1.64 ₱103
-
-
🚌 Getting Around
Cebu
Khairpur
Difference
One-way Ticket (Public Transport)
$0.23 ₱14.42
$0.16 PKR 44.52
43.75%
Public Transport Monthly Pass (Regular Price)
$12.24 ₱771
$10.11 PKR 2,795
21.07%
Taxi Start (Normal Tariff)
$0.82 ₱51.5
$1.07 PKR 295
-23.36%
Taxi (Normal Tariff) (1km)
$0.20 ₱12.56
$0.75 PKR 207
-73.33%
Taxi 1hour Waiting (Normal Tariff)
$4.32 ₱272
$1.65 PKR 455
161.82%
Gasoline (1 liter)
$1.38 ₱86.7
$1.24 PKR 341
11.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$22.0K PKR 6.1M
-3.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.3K ₱1.2M
$23.0K PKR 6.4M
-16.13%
🧾 Monthly Utilities & Internet
Cebu
Khairpur
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$124 ₱7,816
$102 PKR 28.1K
22.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.93 ₱1,003
$5.62 PKR 1,553
183.45%
Internet (50+ Mbps, Unlimited Data)
$28.07 ₱1,768
$14.35 PKR 3,966
95.61%
🎉 Sport & Entertainment
Cebu
Khairpur
Difference
Gym Membership (Monthly)
$33.41 ₱2,104
$14.74 PKR 4,072
126.66%
Tennis Court (1 Hour on Weekend)
$6.40 ₱403
$8.28 PKR 2,290
-22.71%
Cinema Ticket
$5.85 ₱368
$4.30 PKR 1,188
36.05%
🧸 Childcare & Education
Cebu
Khairpur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$271 ₱17.0K
$42.39 PKR 11.7K
538.29%
International Primary School, 1 Child (Yearly)
$8,060 ₱507.5K
$1,042 PKR 288.1K
673.27%
👕👟 Clothing & Footwear
Cebu
Khairpur
Difference
Jeans (Levis 501 Or Similar)
$48.31 ₱3,042
$16.81 PKR 4,647
187.39%
Summer Dress (H&M, Zara, etc)
$24.56 ₱1,546
$22.47 PKR 6,211
9.30%
Sport Shoes (Adidas, Nike)
$77.1 ₱4,856
$67.6 PKR 18.7K
14.05%
Men's Leather Business Shoes
$56.5 ₱3,558
$33.03 PKR 9,127
71.09%
🏠 Accommodation & Living
Cebu
Khairpur
Difference
1-bedroom Apartment, City Center (Monthly)
$495 ₱31.2K
$134 PKR 37.0K
270.05%
1-bedroom Apartment, Outside City Center (Monthly)
$322 ₱20.3K
$84.3 PKR 23.3K
281.83%
3-bedroom Apartment, City Center (Monthly)
$990 ₱62.4K
$271 PKR 75.0K
265.06%
3-bedroom Apartment, Outside City Center (Monthly)
$628 ₱39.6K
$180 PKR 49.6K
249.89%
Buy Apartment in City Center (m2)
$4,459 ₱280.7K
$804 PKR 222.3K
454.28%
Buy Apartment Outside City Center (m2)
$3,030 ₱190.8K
$498 PKR 137.6K
508.65%
💵 Salaries & Financials
Cebu
Khairpur
Difference
Average Monthly Net Salary (After Tax)
$343 ₱21.6K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
13
-44.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Khairpur: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$322
Khairpur
$84 73.8% $237
Groceries & Markets
Cebu
$206
Khairpur
$92 55.5% $114
Monthly Utilities & Internet
Cebu
$168
Khairpur
$122 27.6% $46
Eating Out
Cebu
$95
Khairpur
$55 42.4% $40
Clothing & Footwear
Cebu
$93
Khairpur
$63 32.2% $30
Sport & Entertainment
Cebu
$45
Khairpur
$23 48.3% $22
Getting Around
Cebu
$15
Khairpur
$16 4% $0.6

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $134 in Khairpur. Housing cost is often the main lever when comparing two cities.

Dining out: $23 in Cebu vs $11 in Khairpur for a mid-range dinner for two. Groceries echo the gap at $206 vs $92 per month, with Khairpur cheaper across the board.

Good to know
🇵🇭 Cebu
🇵🇰 Khairpur
🕒 Local time
10:27 10:27 AM
07:27 7:27 AM
3 h behind Cebu
🌤 Weather
👥 Population
964,169
183,181
💱 Currency
Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.97 PHP (100 PHP = 1.59 USD). 1 EUR = 70.68 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of November 6, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

On the map
Between locations
  • Cebu Khairpur 6,060 km ≈ 8 h nonstop flight
From you
  • Cebu
  • Khairpur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Khairpur: Cost of Living - Frequently Asked Questions
Is Khairpur cheaper than Cebu?
Khairpur is about 52% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $1,415 in Cebu and $681 in Khairpur to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Cebu and Khairpur?
Rent for a central apartment: $495 in Cebu versus $134 in Khairpur. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Khairpur?
All in, you’ll spend $943 per month in Cebu versus $454 in Khairpur – Khairpur is about 52% cheaper, which adds up to real savings over time.
Which city has cheaper public transport?
A monthly transit pass in Khairpur runs roughly 17% less than in Cebu. The price difference matters if you commute daily and watch your budget.
Is $800 a realistic budget for living in Cebu or in Khairpur?
At $454 in Khairpur versus $943 in Cebu, a $800 budget is realistic in Khairpur but tight or insufficient in Cebu. The gap between the two cities makes Khairpur the clear choice for anyone on this budget.
Is it better to live in Cebu or in Khairpur?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Khairpur gentler on the wallet – expenses run 52% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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