Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kelcyre

For one person, living is cheaper in Cebu: $918 a month against $1,230 in Kelcyre, rent and utilities included – about $3,700 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
58

Cost of Living Index in Kelcyre
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Kelcyre Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kelcyre

🇦🇱 Albania

$1,230

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kelcyre

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kelcyre actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,230 in Kelcyre.

Cebu $918
Kelcyre $1,230

Estimated couple costs with rent: $1,409 in Cebu versus $1,869 in Kelcyre.

Cebu $1,409
Kelcyre $1,869

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,507 in Kelcyre.

Cebu $1,900
Kelcyre $2,507

Living in Cebu costs roughly 25% less than in Kelcyre, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Kelcyre 9% lower.

Meal at Budget Restaurant

$3.09 ₱194

$9.70 ALL 781

-68.14%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$55.2 ALL 4,445

-56.12%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$10.83 ALL 873

-63.80%

Cappuccino

$2.51 ₱158

$2.20 ALL 177

14.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.34 ALL 189

-32.05%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.29 ALL 104

-58.91%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.61 ALL 291

-50.69%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.05 ALL 326

-46.42%

Milk (1 liter)

$1.92 ₱121

$2.19 ALL 176

-12.33%

White Bread (500g)

$1.36 ₱85.4

$1.18 ALL 95.1

15.25%

Rice (white) (1kg)

$1.01 ₱63.5

$2.44 ALL 197

-58.61%

Eggs

$2.03 ₱128

$3.82 ALL 308

-46.86%

Local Cheese (1kg)

$9.86 ₱621

$12.51 ALL 1,007

-21.18%

Chicken Fillets (1kg)

$4.39 ₱277

$9.02 ALL 726

-51.33%

Beef Round Steak (1kg)

$7.60 ₱479

$16.93 ALL 1,364

-55.11%

Apples (1kg)

$3.30 ₱208

$1.91 ALL 154

72.77%

Banana (1kg)

$1.39 ₱87.8

$2.46 ALL 198

-43.50%

Oranges (1kg)

$2.33 ₱147

$2.13 ALL 171

9.39%

Tomato (1kg)

$1.50 ₱94.3

$1.81 ALL 146

-17.13%

Potato (1kg)

$2.36 ₱149

$1.06 ALL 85.1

122.64%

Onion (1kg)

$1.90 ₱119

$1.25 ALL 101

52.00%

Lettuce (1 head)

$1.19 ₱74.9

$1.43 ALL 115

-16.78%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.80 ALL 64.2

-21.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.80 ALL 386

-37.50%

Wine (Bottle)

$6.03 ₱379

$10.58 ALL 852

-43.01%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.62 ALL 131

-24.07%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.07 ALL 167

-15.46%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.48 ALL 38.42

-47.92%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$19.05 ALL 1,534

-33.65%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.69 ALL 297

-79.13%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$3.75 ALL 302

-93.87%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$18.51 ALL 1,491

-75.90%

Gasoline (1 liter)

$1.31 ₱82.8

$2.29 ALL 184

-42.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$34.2K ALL 2.8M

-37.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$34.8K ALL 2.8M

-45.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$99.4 ALL 8,005

20.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$18.40 ALL 1,482

-23.91%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$19.75 ALL 1,591

39.44%

Gym Membership (Monthly)

$32.33 ₱2,035

$51.9 ALL 4,177

-37.67%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$9.75 ALL 786

-42.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$347 ALL 28.0K

-20.68%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$8,192 ALL 659.7K

-3.34%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$48.58 ALL 3,913

1.54%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$46.92 ALL 3,779

-46.21%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$120 ALL 9,659

-35.83%

Men's Leather Business Shoes

$57.2 ₱3,601

$111 ALL 8,900

-48.24%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$409 ALL 32.9K

22.23%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$366 ALL 29.4K

-15.54%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$713 ALL 57.4K

51.25%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$495 ALL 39.8K

24.35%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,775 ALL 142.9K

62.62%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,306 ALL 105.1K

46.78%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.39

33.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kelcyre: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kelcyre

$366 29.7% 18.4% $57

Groceries & Markets

Cebu

$206 22.4%

Kelcyre

$288 23.4% 40.1% $83

Monthly Utilities & Internet

Cebu

$162 17.6%

Kelcyre

$138 11.2% 15% $24

Clothing & Footwear

Cebu

$94 10.2%

Kelcyre

$147 11.9% 56.2% $53

Eating Out

Cebu

$88 9.6%

Kelcyre

$177 14.4% 101% $89

Sport & Entertainment

Cebu

$44 4.8%

Kelcyre

$71 5.8% 63.6% $28

Getting Around

Cebu

$16 1.7%

Kelcyre

$43 3.5% 179% $28

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $409 in Kelcyre. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $55.0 in Kelcyre for a mid-range dinner for two. Groceries echo the gap at $206 vs $288 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇦🇱 Kelcyre

🕒 Local time

13:49 1:49 PM

07:49 7:49 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

6,000

💱 Currency

Philippine Peso PHP ₱

Albanian Lek ALL L

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 ALL = 1.24 USD

100 ALL = 1.1 EUR

Exchange rates and currency converter

ALL, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Albanian Lek exchange rates as of October 18, 2026: 1 USD = 80.53 ALL (100 ALL = 1.24 USD). 1 EUR = 90.53 ALL (100 ALL = 1.1 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Kelcyre 10,400 km ≈ 14 h nonstop flight

From you

Cebu
Kelcyre

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kelcyre: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 34% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $1,845 in Kelcyre to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $409 in Kelcyre. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,230 in Kelcyre – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 51% less than in Kelcyre. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,230 in Kelcyre, a $1,500 budget is realistic in Cebu but tight or insufficient in Kelcyre. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kelcyre, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kelcyre are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 34% less than in Kelcyre. Beyond cost, consider language, visa policies, and how big the international community is in each city.