Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kalocsa

For one person, living is cheaper in Cebu: $918 a month against $1,242 in Kalocsa, rent and utilities included – about $3,900 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
63

Cost of Living Index in Kalocsa
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Kalocsa Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kalocsa

🇭🇺 Hungary

$1,242

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kalocsa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kalocsa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,242 in Kalocsa.

Cebu $918
Kalocsa $1,242

Estimated couple costs with rent: $1,409 in Cebu versus $1,921 in Kalocsa.

Cebu $1,409
Kalocsa $1,921

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,599 in Kalocsa.

Cebu $1,900
Kalocsa $2,599

Living in Cebu costs roughly 26% less than in Kalocsa, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Kalocsa 8% lower.

Meal at Budget Restaurant

$3.09 ₱194

$12.44 Ft 4,020

-75.16%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$52.9 Ft 17.1K

-54.20%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$9.20 Ft 2,971

-57.39%

Cappuccino

$2.51 ₱158

$2.69 Ft 869

-6.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.95 Ft 629

-18.46%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.17 Ft 378

-54.70%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.01 Ft 972

-40.86%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.78 Ft 897

-21.94%

Milk (1 liter)

$1.92 ₱121

$1.20 Ft 388

60.00%

White Bread (500g)

$1.36 ₱85.4

$1.45 Ft 467

-6.21%

Rice (white) (1kg)

$1.01 ₱63.5

$2.45 Ft 791

-58.78%

Eggs

$2.03 ₱128

$3.20 Ft 1,035

-36.56%

Local Cheese (1kg)

$9.86 ₱621

$11.03 Ft 3,562

-10.61%

Chicken Fillets (1kg)

$4.39 ₱277

$6.42 Ft 2,073

-31.62%

Beef Round Steak (1kg)

$7.60 ₱479

$13.47 Ft 4,352

-43.58%

Apples (1kg)

$3.30 ₱208

$2.35 Ft 760

40.43%

Banana (1kg)

$1.39 ₱87.8

$2.05 Ft 663

-32.20%

Oranges (1kg)

$2.33 ₱147

$2.10 Ft 679

10.95%

Tomato (1kg)

$1.50 ₱94.3

$4.05 Ft 1,310

-62.96%

Potato (1kg)

$2.36 ₱149

$1.15 Ft 371

105.22%

Onion (1kg)

$1.90 ₱119

$1.27 Ft 410

49.61%

Lettuce (1 head)

$1.19 ₱74.9

$1.75 Ft 566

-32.00%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.48 Ft 155

31.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$7.68 Ft 2,481

-60.94%

Wine (Bottle)

$6.03 ₱379

$6.27 Ft 2,025

-3.83%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.21 Ft 391

1.65%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.56 Ft 504

12.18%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.24 Ft 400

-79.84%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$27.93 Ft 9,025

-54.74%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.97 Ft 961

-74.07%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.49 Ft 481

-84.56%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$18.39 Ft 5,942

-75.75%

Gasoline (1 liter)

$1.31 ₱82.8

$1.90 Ft 615

-31.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$32.6K Ft 10.5M

-34.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$36.5K Ft 11.8M

-47.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$150 Ft 48.5K

-19.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$32.92 Ft 10.6K

-57.47%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$27.19 Ft 8,784

1.29%

Gym Membership (Monthly)

$32.33 ₱2,035

$47.22 Ft 15.3K

-31.53%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$16.13 Ft 5,213

-58.77%

Cinema Ticket

$5.65 ₱356

$7.77 Ft 2,509

-27.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$246 Ft 79.6K

11.74%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$8,247 Ft 2.7M

-3.99%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$90.4 Ft 29.2K

-45.40%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$27.99 Ft 9,044

-9.82%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$97.7 Ft 31.6K

-21.26%

Men's Leather Business Shoes

$57.2 ₱3,601

$106 Ft 34.3K

-46.11%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$534 Ft 172.4K

-6.38%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$341 Ft 110.1K

-9.38%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$738 Ft 238.4K

46.07%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$566 Ft 182.8K

8.72%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$3,239 Ft 1.0M

-10.90%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,643 Ft 853.7K

-27.47%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.25

-12.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kalocsa: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kalocsa

$341 27.4% 10.4% $32

Groceries & Markets

Cebu

$206 22.4%

Kalocsa

$248 20% 20.4% $42

Monthly Utilities & Internet

Cebu

$162 17.6%

Kalocsa

$210 16.9% 29.9% $48

Clothing & Footwear

Cebu

$94 10.2%

Kalocsa

$145 11.7% 54.4% $51

Eating Out

Cebu

$88 9.6%

Kalocsa

$192 15.5% 118% $104

Sport & Entertainment

Cebu

$44 4.8%

Kalocsa

$63 5.1% 43.9% $19

Getting Around

Cebu

$16 1.7%

Kalocsa

$43 3.5% 178% $28

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $534 in Kalocsa. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $53.0 in Kalocsa for a mid-range dinner for two. Groceries echo the gap at $206 vs $248 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇭🇺 Kalocsa

🕒 Local time

04:43 4:43 AM

22:43 10:43 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

14,433

💱 Currency

Philippine Peso PHP ₱

Hungarian Forint HUF Ft

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 HUF = 3.1 USD

1,000 HUF = 2.75 EUR

Exchange rates and currency converter

HUF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Hungarian Forint exchange rates as of October 17, 2026: 1 USD = 323 HUF (1,000 HUF = 3.1 USD). 1 EUR = 363 HUF (1,000 HUF = 2.75 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Kalocsa 10,290 km ≈ 13 h nonstop flight

From you

Cebu
Kalocsa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kalocsa: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 35% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $1,863 in Kalocsa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $534 in Kalocsa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,242 in Kalocsa – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 121% less than in Kalocsa. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,242 in Kalocsa, a $1,500 budget is realistic in Cebu but tight or insufficient in Kalocsa. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kalocsa, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kalocsa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 35% less than in Kalocsa. Beyond cost, consider language, visa policies, and how big the international community is in each city.