Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kakanj

For one person, living is cheaper in Cebu: $918 a month against $979 in Kakanj, rent and utilities included – about $730 less a year. The total is higher in Kakanj despite lower rent and utilities.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Kakanj
🇧🇦 Bosnia and Herzegovina
$979
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Kakanj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kakanj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $979 in Kakanj.

  • Cebu $918
  • Kakanj $979

Estimated couple costs with rent: $1,409 in Cebu versus $1,435 in Kakanj.

  • Cebu $1,409
  • Kakanj $1,435

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,890 in Kakanj.

  • Cebu $1,900
  • Kakanj $1,890

Living in Cebu costs roughly 6% less than in Kakanj, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Kakanj 27% lower.

Currency
🍽 Eating Out
Cebu
Kakanj
Difference
Meal at Budget Restaurant
$3.09 ₱194
$7.00 BAM 12.17
-55.86%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,525
$36.95 BAM 64.3
-34.45%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$6.84 BAM 11.90
-42.69%
Cappuccino
$2.51 ₱158
$1.68 BAM 2.92
49.40%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$1.87 BAM 3.26
-14.97%
Water (0.33 liter bottle)
$0.53 ₱33.43
$1.25 BAM 2.17
-57.60%
Local Beer (0.5 liter draught)
$1.78 ₱112
$2.22 BAM 3.86
-19.82%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$1.99 BAM 3.46
9.05%
🛒 Groceries & Markets
Cebu
Kakanj
Difference
Milk (1 liter)
$1.92 ₱121
$1.05 BAM 1.83
82.86%
White Bread (500g)
$1.36 ₱85.4
$1.09 BAM 1.90
24.77%
Rice (white) (1kg)
$1.01 ₱63.5
$2.11 BAM 3.67
-52.13%
Eggs
$2.03 ₱128
$2.93 BAM 5.09
-30.72%
Local Cheese (1kg)
$9.86 ₱621
$10.70 BAM 18.60
-7.85%
Chicken Fillets (1kg)
$4.39 ₱277
$7.75 BAM 13.47
-43.35%
Beef Round Steak (1kg)
$7.60 ₱479
$12.26 BAM 21.32
-38.01%
Apples (1kg)
$3.30 ₱208
$1.11 BAM 1.93
197.30%
Banana (1kg)
$1.39 ₱87.8
$1.53 BAM 2.67
-9.15%
Oranges (1kg)
$2.33 ₱147
$1.44 BAM 2.50
61.81%
Tomato (1kg)
$1.50 ₱94.3
$1.87 BAM 3.25
-19.79%
Potato (1kg)
$2.36 ₱149
$1.10 BAM 1.91
114.55%
Onion (1kg)
$1.90 ₱119
$1.03 BAM 1.80
84.47%
Lettuce (1 head)
$1.19 ₱74.9
$0.98 BAM 1.70
21.43%
Water (1.5 liter bottle)
$0.63 ₱39.71
$0.77 BAM 1.34
-18.18%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$3.60 BAM 6.26
-16.67%
Wine (Bottle)
$6.03 ₱379
$6.93 BAM 12.06
-12.99%
Local Beer (0.5 liter bottle)
$1.23 ₱77.7
$0.87 BAM 1.51
41.38%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$1.37 BAM 2.38
27.74%
🚌 Getting Around
Cebu
Kakanj
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.86
$1.26 BAM 2.19
-80.16%
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
-
-
Taxi Start (Normal Tariff)
$0.77 ₱48.62
$1.68 BAM 2.92
-54.17%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.53
$0.65 BAM 1.12
-64.62%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
$9.00 BAM 15.64
-50.44%
Gasoline (1 liter)
$1.31 ₱82.8
$1.57 BAM 2.72
-16.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$27.1K BAM 47.2K
-21.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$23.7K BAM 41.3K
-19.32%
🧾 Monthly Utilities & Internet
Cebu
Kakanj
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,569
$148 BAM 258
-18.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱882
$16.48 BAM 28.65
-15.05%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,734
$25.33 BAM 44.05
8.72%
🎉 Sport & Entertainment
Cebu
Kakanj
Difference
Gym Membership (Monthly)
$32.33 ₱2,035
$33.11 BAM 57.6
-2.36%
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
-
-
Cinema Ticket
$5.65 ₱356
$5.84 BAM 10.16
-3.25%
🧸 Childcare & Education
Cebu
Kakanj
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$130 BAM 226
111.58%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.5K
$3,649 BAM 6,345
116.99%
👕👟 Clothing & Footwear
Cebu
Kakanj
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,106
$62.0 BAM 108
-20.38%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,589
$31.90 BAM 55.5
-20.88%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,846
$89.4 BAM 155
-13.91%
Men's Leather Business Shoes
$57.2 ₱3,601
$88.1 BAM 153
-35.07%
🏠 Accommodation & Living
Cebu
Kakanj
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
$369 BAM 641
35.45%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$269 BAM 468
14.80%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
$528 BAM 918
104.08%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.7K
$358 BAM 623
71.70%
Buy Apartment in City Center (m2)
$2,886 ₱181.7K
$2,382 BAM 4,141
21.18%
Buy Apartment Outside City Center (m2)
$1,917 ₱120.7K
$1,711 BAM 2,974
12.04%
💵 Salaries & Financials
Cebu
Kakanj
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
4.3
67.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kakanj: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Kakanj
$269 12.9% $40
Groceries & Markets
Cebu
$206
Kakanj
$219 6.2% $13
Monthly Utilities & Internet
Cebu
$162
Kakanj
$190 17.6% $28
Clothing & Footwear
Cebu
$94
Kakanj
$122 30% $28
Eating Out
Cebu
$88
Kakanj
$124 40.7% $36
Sport & Entertainment
Cebu
$44
Kakanj
$45 2.7% $1.2
Getting Around
Cebu
$16
Kakanj
$10 * 36% $5.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $369 in Kakanj. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $37.00 in Kakanj for a mid-range dinner for two. Groceries echo the gap at $206 vs $219 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇧🇦 Kakanj
🕒 Local time
15:56 3:56 PM
09:56 9:56 AM
6 h behind Cebu
🌤 Weather
👥 Population
964,169
11,796
Exchange rates and currency converter

BAM, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

On the map
Between locations
  • Cebu Kakanj 10,440 km ≈ 14 h nonstop flight
From you
  • Cebu
  • Kakanj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Kakanj: Cost of Living - Frequently Asked Questions
Is Kakanj cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 7% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,377 in Cebu and $1,468 in Kakanj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Cebu and Kakanj?
Rent for a central apartment: $500 in Cebu versus $369 in Kakanj. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Cebu and in Kakanj?
Supermarket bills run roughly 6% higher in Kakanj. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Cebu and in Kakanj?
All in, you'll spend $918 per month in Cebu versus $979 in Kakanj – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 enough for either Cebu or Kakanj?
Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Kakanj more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kakanj, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Kakanj?
Safety-wise, Cebu and Kakanj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 7% less than in Kakanj. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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