Last update: Nov 2026

Cost of Living Comparison Between Cebu and Jhang

For one person, living is cheaper in Jhang: $506 a month against $943 in Cebu, rent and utilities included – about $5,200 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
24

Cost of Living Index in Jhang
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Jhang Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

Jhang

🇵🇰 Pakistan

$506

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Jhang

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Jhang actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $506 in Jhang.

Cebu $943
Jhang $506

Estimated couple costs with rent: $1,437 in Cebu versus $762 in Jhang.

Cebu $1,437
Jhang $762

Monthly costs for a family of three with rent: $1,930 in Cebu versus $1,017 in Jhang.

Cebu $1,930
Jhang $1,017

Living in Cebu is roughly 86% more expensive than in Jhang, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Jhang 63% lower.

Meal at Budget Restaurant

$3.88 ₱244

$2.47 PKR 682

57.09%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

$14.51 PKR 4,013

60.03%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$5.88 PKR 1,625

-33.67%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.67 PKR 1,015

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.56 PKR 1,537

Cappuccino

$2.56 ₱161

$2.63 PKR 729

-2.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$0.40 PKR 111

300.00%

Water (0.33 liter bottle)

$0.51 ₱32.02

$0.24 PKR 65.9

112.50%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$1.99 ₱125

$0.95 PKR 264

109.47%

White Bread (500g)

$1.37 ₱86.3

$0.75 PKR 207

82.67%

Rice (white) (1kg)

$0.95 ₱59.8

$1.23 PKR 340

-22.76%

Eggs

$2.02 ₱127

$1.18 PKR 327

71.19%

Local Cheese (1kg)

$9.63 ₱606

$6.14 PKR 1,698

56.84%

Chicken Fillets (1kg)

$4.35 ₱274

$2.56 PKR 707

69.92%

Beef Round Steak (1kg)

$7.70 ₱485

$4.92 PKR 1,362

56.50%

Apples (1kg)

$3.30 ₱207

$1.18 PKR 327

179.66%

Banana (1kg)

$1.27 ₱79.7

$0.70 PKR 194

81.43%

Oranges (1kg)

$2.34 ₱147

$0.90 PKR 249

160.00%

Tomato (1kg)

$1.51 ₱95.3

$0.59 PKR 164

155.93%

Potato (1kg)

$2.23 ₱141

$0.29 PKR 78.9

668.97%

Onion (1kg)

$1.93 ₱122

$0.38 PKR 106

407.89%

Lettuce (1 head)

$1.18 ₱74.4

$0.47 PKR 131

151.06%

Water (1.5 liter bottle)

$0.65 ₱40.92

$0.35 PKR 96.8

85.71%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.07 PKR 295

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.62 PKR 171

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.70 PKR 471

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$2.12 PKR 588

36.32%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.0

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.23 ₱14.42

$0.16 PKR 43.81

43.75%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱770

$9.63 PKR 2,664

27.10%

Taxi Start (Normal Tariff)

$0.82 ₱51.5

$0.92 PKR 256

-10.87%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

$0.70 PKR 194

-71.43%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

$1.85 PKR 512

133.51%

Gasoline (1 liter)

$1.38 ₱86.7

$1.40 PKR 388

-1.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$18.2K PKR 5.0M

16.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$24.4K PKR 6.7M

-20.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,814

$124 PKR 34.4K

-0.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$5.63 PKR 1,559

182.95%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,767

$16.19 PKR 4,477

73.38%

Gym Membership (Monthly)

$33.41 ₱2,103

$14.74 PKR 4,078

126.66%

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

$8.31 PKR 2,299

-22.98%

Cinema Ticket

$5.85 ₱368

$4.28 PKR 1,184

36.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

$74.6 PKR 20.6K

262.84%

International Primary School, 1 Child (Yearly)

$8,060 ₱507.3K

$2,030 PKR 561.5K

297.01%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,041

$17.99 PKR 4,976

168.54%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

$27.98 PKR 7,739

-12.22%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,855

$72.3 PKR 20.0K

6.67%

Men's Leather Business Shoes

$56.5 ₱3,557

$33.23 PKR 9,192

70.06%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

$137 PKR 37.9K

261.70%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.2K

$85.1 PKR 23.5K

277.88%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.3K

$266 PKR 73.5K

272.53%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.5K

$181 PKR 50.1K

246.53%

Buy Apartment in City Center (m2)

$4,459 ₱280.6K

$833 PKR 230.4K

435.29%

Buy Apartment Outside City Center (m2)

$3,030 ₱190.7K

$509 PKR 140.8K

495.23%

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

14.05

-48.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Jhang: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Jhang

$85 16.8% 73.5% $237

Groceries & Markets

Cebu

$206 21.8%

Jhang

$97 19.2% 52.8% $109

Monthly Utilities & Internet

Cebu

$168 17.8%

Jhang

$146 28.9% 13.1% $22

Eating Out

Cebu

$95 10.1%

Jhang

$72 14.1% 24.7% $23

Clothing & Footwear

Cebu

$93 9.9%

Jhang

$68 13.5% 26.6% $25

Sport & Entertainment

Cebu

$45 4.8%

Jhang

$23 4.6% 48.3% $22

Getting Around

Cebu

$15 1.6%

Jhang

$15 2.9% 1.8% $0.3

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $137 in Jhang. Housing cost is often the main lever when comparing two cities.

Dining out: $23 in Cebu vs $15 in Jhang for a mid-range dinner for two. Groceries echo the gap at $206 vs $97 per month, with Jhang cheaper across the board.

Good to know

🇵🇭 Cebu

🇵🇰 Jhang

🕒 Local time

02:36 2:36 AM

23:36 11:36 PM

3 h behind Cebu

🌤 Weather

👥 Population

964,169

414,131

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.73 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of November 5, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Jhang 5,790 km ≈ 8 h nonstop flight

From you

Cebu
Jhang

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Jhang: Cost of Living - Frequently Asked Questions

Jhang is about 46% cheaper overall, especially in groceries, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,415 in Cebu and $759 in Jhang to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $495 in Cebu versus $137 in Jhang. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $943 per month in Cebu versus $506 in Jhang – Jhang is about 46% cheaper, which adds up to real savings over time.

A monthly transit pass in Jhang runs roughly 21% less than in Cebu. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Jhang gentler on the wallet – expenses run 46% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.