Last update: Nov 2026

Cost of Living Comparison Between Cebu and Jaranwala

For one person, living is cheaper in Jaranwala: $504 a month against $943 in Cebu, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
24

Cost of Living Index in Jaranwala
Learn more

Jaranwala Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

Jaranwala

🇵🇰 Pakistan

$504

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Jaranwala

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Jaranwala actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $504 in Jaranwala.

Cebu $943
Jaranwala $504

Estimated couple costs with rent: $1,437 in Cebu versus $770 in Jaranwala.

Cebu $1,437
Jaranwala $770

Monthly costs for a family of three with rent: $1,930 in Cebu versus $1,036 in Jaranwala.

Cebu $1,930
Jaranwala $1,036

Living in Cebu is roughly 87% more expensive than in Jaranwala, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Jaranwala 63% lower.

Meal at Budget Restaurant

$3.88 ₱244

$2.12 PKR 585

83.02%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

$16.16 PKR 4,466

43.69%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$6.07 PKR 1,677

-35.75%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.84 PKR 509

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.53 PKR 974

Cappuccino

$2.56 ₱161

$1.95 PKR 538

31.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$0.41 PKR 113

290.24%

Water (0.33 liter bottle)

$0.51 ₱32.03

$0.23 PKR 63.3

121.74%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$1.99 ₱125

$0.92 PKR 255

116.30%

White Bread (500g)

$1.37 ₱86.3

$0.58 PKR 161

136.21%

Rice (white) (1kg)

$0.95 ₱59.9

$1.26 PKR 349

-24.60%

Eggs

$2.02 ₱127

$1.16 PKR 321

74.14%

Local Cheese (1kg)

$9.63 ₱606

$6.27 PKR 1,734

53.59%

Chicken Fillets (1kg)

$4.35 ₱274

$3.51 PKR 971

23.93%

Beef Round Steak (1kg)

$7.70 ₱485

$5.03 PKR 1,390

53.08%

Apples (1kg)

$3.30 ₱207

$1.19 PKR 328

177.31%

Banana (1kg)

$1.27 ₱79.7

$0.81 PKR 225

56.79%

Oranges (1kg)

$2.34 ₱148

$1.22 PKR 336

91.80%

Tomato (1kg)

$1.51 ₱95.4

$0.53 PKR 145

184.91%

Potato (1kg)

$2.23 ₱141

$0.36 PKR 98.7

519.44%

Onion (1kg)

$1.93 ₱122

$0.46 PKR 126

319.57%

Lettuce (1 head)

$1.18 ₱74.4

$0.34 PKR 94.9

247.06%

Water (1.5 liter bottle)

$0.65 ₱40.93

$0.42 PKR 116

54.76%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.82 PKR 503

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.21 PKR 335

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.43 PKR 672

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$1.94 PKR 536

48.97%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.1

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.23 ₱14.42

$0.16 PKR 43.36

43.75%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱771

$9.85 PKR 2,721

24.26%

Taxi Start (Normal Tariff)

$0.82 ₱51.5

$0.93 PKR 257

-11.83%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

$0.34 PKR 95.0

-41.18%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

$1.60 PKR 441

170.00%

Gasoline (1 liter)

$1.38 ₱86.7

$1.24 PKR 344

11.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$19.3K PKR 5.3M

9.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$23.2K PKR 6.4M

-16.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,816

$114 PKR 31.6K

8.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$5.65 PKR 1,561

181.95%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,768

$18.87 PKR 5,216

48.75%

Gym Membership (Monthly)

$33.41 ₱2,104

$15.10 PKR 4,173

121.26%

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

$7.88 PKR 2,178

-18.78%

Cinema Ticket

$5.85 ₱368

$4.45 PKR 1,229

31.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

$48.28 PKR 13.3K

460.42%

International Primary School, 1 Child (Yearly)

$8,060 ₱507.5K

$1,034 PKR 285.9K

679.14%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,042

$17.40 PKR 4,809

177.64%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

$32.27 PKR 8,918

-23.89%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,856

$90.9 PKR 25.1K

-15.12%

Men's Leather Business Shoes

$56.5 ₱3,558

$36.58 PKR 10.1K

54.48%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

$135 PKR 37.4K

266.41%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.3K

$83.8 PKR 23.2K

283.74%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.4K

$268 PKR 74.0K

269.65%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.6K

$182 PKR 50.4K

244.33%

Buy Apartment in City Center (m2)

$4,459 ₱280.7K

$815 PKR 225.2K

447.26%

Buy Apartment Outside City Center (m2)

$3,030 ₱190.8K

$505 PKR 139.6K

499.66%

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

22.81

-68.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Jaranwala: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Jaranwala

$84 16.6% 73.9% $238

Groceries & Markets

Cebu

$206 21.8%

Jaranwala

$103 20.4% 49.9% $103

Monthly Utilities & Internet

Cebu

$168 17.8%

Jaranwala

$139 27.6% 17.3% $29

Eating Out

Cebu

$95 10.1%

Jaranwala

$61 12.1% 35.7% $34

Clothing & Footwear

Cebu

$93 9.9%

Jaranwala

$80 15.8% 14.2% $13

Sport & Entertainment

Cebu

$45 4.8%

Jaranwala

$24 4.8% 46.8% $21

Getting Around

Cebu

$15 1.6%

Jaranwala

$13 2.6% 12.4% $1.9

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $135 in Jaranwala. Housing cost is often the main lever when comparing two cities.

Dining out: $23 in Cebu vs $16 in Jaranwala for a mid-range dinner for two. Groceries echo the gap at $206 vs $103 per month, with Jaranwala cheaper across the board.

Good to know

🇵🇭 Cebu

🇵🇰 Jaranwala

🕒 Local time

08:47 8:47 AM

05:47 5:47 AM

3 h behind Cebu

🌤 Weather

👥 Population

964,169

150,380

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.97 PHP (100 PHP = 1.59 USD). 1 EUR = 70.68 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of November 6, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Jaranwala 5,680 km ≈ 8 h nonstop flight

From you

Cebu
Jaranwala

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Jaranwala: Cost of Living - Frequently Asked Questions

Jaranwala is about 47% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,415 in Cebu and $756 in Jaranwala to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $495 in Cebu versus $135 in Jaranwala. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $943 per month in Cebu versus $504 in Jaranwala – Jaranwala is about 47% cheaper, which adds up to real savings over time.

A monthly transit pass in Jaranwala runs roughly 20% less than in Cebu. The price difference matters if you commute daily and watch your budget.

Either city works on $1,200 a month, though Jaranwala gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Jaranwala gentler on the wallet – expenses run 47% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.