Last update: Oct 2026

Cost of Living Comparison Between Cebu and Janakpur

For one person, living is cheaper in Janakpur: $294 a month against $915 in Cebu, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$915
/mo nomad
Janakpur
🇳🇵 Nepal
$294
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Janakpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Janakpur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $294 in Janakpur.

  • Cebu $915
  • Janakpur $294

Estimated couple costs with rent: $1,418 in Cebu versus $506 in Janakpur.

  • Cebu $1,418
  • Janakpur $506

Monthly costs for a family of three with rent: $1,921 in Cebu versus $718 in Janakpur.

  • Cebu $1,921
  • Janakpur $718

Living in Cebu is roughly 211% more expensive than in Janakpur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 33% lower, Janakpur 78% lower.

Currency
🍽 Eating Out
Cebu
Janakpur
Difference
Meal at Budget Restaurant
$3.05 ₱192
$2.00 NPR 305
52.50%
Three-Course Dinner for Two, Mid-Range
$24.00 ₱1,511
$11.24 NPR 1,708
113.52%
Fast Food Meal (McDonalds, etc)
$3.99 ₱251
$6.68 NPR 1,015
-40.27%
Cappuccino
$2.50 ₱157
$1.50 NPR 228
66.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱97.1
$0.54 NPR 82.3
185.19%
Water (0.33 liter bottle)
$0.50 ₱31.37
$0.15 NPR 23.03
233.33%
Local Beer (0.5 liter draught)
$1.78 ₱112
$1.97 NPR 300
-9.64%
Imported Beer (0.33 liter bottle)
$2.17 ₱136
$1.66 NPR 252
30.72%
🛒 Groceries & Markets
Cebu
Janakpur
Difference
Milk (1 liter)
$2.00 ₱126
$0.58 NPR 87.6
244.83%
White Bread (500g)
$1.37 ₱86.2
$0.35 NPR 52.5
291.43%
Rice (white) (1kg)
$1.03 ₱64.9
$0.85 NPR 130
21.18%
Eggs
$2.03 ₱128
$1.65 NPR 251
23.03%
Local Cheese (1kg)
$10.20 ₱642
$3.28 NPR 498
210.98%
Chicken Fillets (1kg)
$4.45 ₱280
$2.40 NPR 364
85.42%
Beef Round Steak (1kg)
$7.67 ₱483
$6.06 NPR 921
26.57%
Apples (1kg)
$3.31 ₱208
$1.65 NPR 251
100.61%
Banana (1kg)
$1.46 ₱91.8
$0.66 NPR 100
121.21%
Oranges (1kg)
$2.32 ₱146
$1.01 NPR 154
129.70%
Tomato (1kg)
$1.49 ₱94.0
$0.54 NPR 81.3
175.93%
Potato (1kg)
$2.34 ₱147
$0.28 NPR 42.05
735.71%
Onion (1kg)
$1.94 ₱122
$0.51 NPR 77.4
280.39%
Lettuce (1 head)
$1.16 ₱73.0
$0.22 NPR 33.32
427.27%
Water (1.5 liter bottle)
$0.68 ₱42.89
$0.15 NPR 22.44
353.33%
Cigarettes 20 Pack (Marlboro, Camel)
$2.99 ₱188
$2.26 NPR 344
32.30%
Wine (Bottle)
$6.24 ₱393
$7.81 NPR 1,186
-20.10%
Local Beer (0.5 liter bottle)
$1.23 ₱77.3
$1.43 NPR 217
-13.99%
Imported Beer (0.33 liter bottle)
$1.73 ₱109
$2.01 NPR 305
-13.93%
🚌 Getting Around
Cebu
Janakpur
Difference
One-way Ticket (Public Transport)
$0.23 ₱14.36
-
-
Public Transport Monthly Pass (Regular Price)
$12.34 ₱777
-
-
Taxi Start (Normal Tariff)
$0.79 ₱49.96
$0.63 NPR 96.1
25.40%
Taxi (Normal Tariff) (1km)
$0.22 ₱13.86
$1.20 NPR 183
-81.67%
Taxi 1hour Waiting (Normal Tariff)
$4.54 ₱286
$3.24 NPR 493
40.12%
Gasoline (1 liter)
$1.32 ₱82.9
$1.03 NPR 156
28.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ₱1.3M
$23.0K NPR 3.5M
-8.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$26.1K NPR 4.0M
-25.70%
🧾 Monthly Utilities & Internet
Cebu
Janakpur
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$119 ₱7,464
$13.19 NPR 2,004
798.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.22 ₱896
$3.45 NPR 525
312.17%
Internet (50+ Mbps, Unlimited Data)
$27.47 ₱1,730
$3.88 NPR 590
607.99%
🎉 Sport & Entertainment
Cebu
Janakpur
Difference
Gym Membership (Monthly)
$32.31 ₱2,034
$13.24 NPR 2,012
144.03%
Tennis Court (1 Hour on Weekend)
$6.50 ₱409
$6.55 NPR 996
-0.76%
Cinema Ticket
$5.40 ₱340
$2.97 NPR 451
81.82%
🧸 Childcare & Education
Cebu
Janakpur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$276 ₱17.4K
$32.91 NPR 5,001
738.71%
International Primary School, 1 Child (Yearly)
$7,866 ₱495.3K
$5,440 NPR 826.6K
44.59%
👕👟 Clothing & Footwear
Cebu
Janakpur
Difference
Jeans (Levis 501 Or Similar)
$49.37 ₱3,108
$25.07 NPR 3,809
96.93%
Summer Dress (H&M, Zara, etc)
$24.58 ₱1,548
$16.16 NPR 2,456
52.10%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,825
$38.50 NPR 5,849
99.06%
Men's Leather Business Shoes
$58.9 ₱3,706
$22.40 NPR 3,404
162.77%
🏠 Accommodation & Living
Cebu
Janakpur
Difference
1-bedroom Apartment, City Center (Monthly)
$503 ₱31.7K
$51.4 NPR 7,810
879.51%
1-bedroom Apartment, Outside City Center (Monthly)
$305 ₱19.2K
$22.49 NPR 3,418
1253.98%
3-bedroom Apartment, City Center (Monthly)
$1,075 ₱67.7K
$133 NPR 20.2K
708.55%
3-bedroom Apartment, Outside City Center (Monthly)
$632 ₱39.8K
$98.6 NPR 15.0K
541.13%
Buy Apartment in City Center (m2)
$2,870 ₱180.7K
-
-
Buy Apartment Outside City Center (m2)
$1,877 ₱118.2K
-
-
💵 Salaries & Financials
Cebu
Janakpur
Difference
Average Monthly Net Salary (After Tax)
$336 ₱21.1K
$322 NPR 48.9K
4.45%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
9.72
-25.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Janakpur: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$305
Janakpur
$22 92.6% $282
Groceries & Markets
Cebu
$210
Janakpur
$109 47.8% $100
Monthly Utilities & Internet
Cebu
$160
Janakpur
$21 87.2% $140
Clothing & Footwear
Cebu
$94
Janakpur
$46 51.2% $48
Eating Out
Cebu
$88
Janakpur
$70 20.2% $18
Sport & Entertainment
Cebu
$43
Janakpur
$19 55.5% $24
Getting Around
Cebu
$15
Janakpur
$6.7 * 56.1% $8.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $51.4 in Janakpur. Housing cost is often the main lever when comparing two cities.

Cebu pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $11.00 in Janakpur for a mid-range dinner for two. Groceries echo the gap at $210 vs $109 per month, with Janakpur cheaper across the board.

Good to know
🇵🇭 Cebu
🇳🇵 Janakpur
🕒 Local time
03:32 3:32 AM
01:17 1:17 AM
2 h 15 min behind Cebu
🌤 Weather
👥 Population
964,169
195,438
💱 Currency
Nepalese Rupee NPR रु
Exchange rates and currency converter

NPR, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Nepalese Rupee exchange rates as of October 20, 2026: 1 USD = 152 NPR (1,000 NPR = 6.58 USD). 1 EUR = 171 NPR (1,000 NPR = 5.85 EUR).

On the map
Between locations
  • Cebu Janakpur 4,380 km ≈ 6 h nonstop flight
From you
  • Cebu
  • Janakpur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Janakpur: Cost of Living - Frequently Asked Questions
Is Janakpur cheaper than Cebu?
Janakpur is cheaper overall, especially in groceries, clothing, and eating out. The 211% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Janakpur?
Average pay runs 4% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Cebu and Janakpur?
Rent for a central apartment: $503 in Cebu versus $51.4 in Janakpur. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Cebu and in Janakpur?
Supermarket bills run roughly 91% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Cebu and in Janakpur?
All in, you'll spend $915 per month in Cebu versus $294 in Janakpur – a 211% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,200 enough for either Cebu or Janakpur?
Either city works on $1,200 a month, though Janakpur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Janakpur more family-friendly?
For families, Janakpur is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Janakpur?
Safety-wise, Cebu and Janakpur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Janakpur gentler on the wallet – expenses run 211% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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