Last update: Oct 2026

Cost of Living Comparison Between Cebu and Jamalpur

For one person, living is cheaper in Jamalpur: $341 a month against $934 in Cebu, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$934
/mo nomad
Jamalpur
🇧🇩 Bangladesh
$341
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Jamalpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Jamalpur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $341 in Jamalpur.

  • Cebu $934
  • Jamalpur $341

Estimated couple costs with rent: $1,415 in Cebu versus $575 in Jamalpur.

  • Cebu $1,415
  • Jamalpur $575

Monthly costs for a family of three with rent: $1,896 in Cebu versus $809 in Jamalpur.

  • Cebu $1,896
  • Jamalpur $809

Living in Cebu is roughly 174% more expensive than in Jamalpur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Jamalpur 75% lower.

Currency
🍽 Eating Out
Cebu
Jamalpur
Difference
Meal at Budget Restaurant
$3.03 ₱191
$1.00 ৳123
203.00%
Three-Course Dinner for Two, Mid-Range
$23.48 ₱1,476
$10.62 ৳1,305
121.09%
Fast Food Meal (McDonalds, etc)
$4.09 ₱257
$5.82 ৳716
-29.73%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$2.62 ৳322
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$4.09 ৳503
-
Cappuccino
$2.52 ₱158
$1.93 ৳237
30.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱97.2
$0.29 ৳35.73
431.03%
Water (0.33 liter bottle)
$0.49 ₱31.06
$0.15 ৳18.88
226.67%
Local Beer (0.5 liter draught)
$1.79 ₱113
-
-
Imported Beer (0.33 liter bottle)
$2.26 ₱142
-
-
🛒 Groceries & Markets
Cebu
Jamalpur
Difference
Milk (1 liter)
$1.95 ₱122
$1.03 ৳127
89.32%
White Bread (500g)
$1.43 ₱89.9
$0.50 ৳60.9
186.00%
Rice (white) (1kg)
$1.02 ₱64.0
$0.91 ৳112
12.09%
Eggs
$2.06 ₱129
$2.07 ৳254
-0.48%
Local Cheese (1kg)
$9.81 ₱617
$7.53 ৳925
30.28%
Chicken Fillets (1kg)
$4.61 ₱290
$3.28 ৳403
40.55%
Beef Round Steak (1kg)
$7.70 ₱484
$6.35 ৳780
21.26%
Apples (1kg)
$3.31 ₱208
$2.42 ৳298
36.78%
Banana (1kg)
$1.45 ₱91.2
$0.84 ৳104
72.62%
Oranges (1kg)
$2.36 ₱148
$2.12 ৳261
11.32%
Tomato (1kg)
$1.54 ₱96.6
$0.51 ৳62.6
201.96%
Potato (1kg)
$2.36 ₱148
$0.59 ৳73.1
300.00%
Onion (1kg)
$1.99 ₱125
$0.50 ৳61.8
298.00%
Lettuce (1 head)
$1.15 ₱72.3
$0.43 ৳53.3
167.44%
Water (1.5 liter bottle)
$0.67 ₱42.26
$0.28 ৳34.37
139.29%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$7.89 ৳969
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$1.85 ৳227
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$4.52 ৳555
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$2.34 ৳288
28.21%
Wine (Bottle)
$6.35 ₱399
-
-
Local Beer (0.5 liter bottle)
$1.31 ₱82.1
-
-
Imported Beer (0.33 liter bottle)
$1.73 ₱109
-
-
🚌 Getting Around
Cebu
Jamalpur
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.82
$0.29 ৳36.10
-13.79%
Public Transport Monthly Pass (Regular Price)
$12.65 ₱796
$6.46 ৳793
95.82%
Taxi Start (Normal Tariff)
$0.74 ₱46.44
$0.77 ৳94.9
-3.90%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.15
$0.39 ৳48.48
-46.15%
Taxi 1hour Waiting (Normal Tariff)
$4.33 ₱272
$2.91 ৳358
48.80%
Gasoline (1 liter)
$1.33 ₱83.7
$1.11 ৳136
19.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.4M
$29.2K ৳3.6M
-25.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$32.8K ৳4.0M
-40.85%
🧾 Monthly Utilities & Internet
Cebu
Jamalpur
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,583
$29.84 ৳3,666
304.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.45 ₱909
$5.91 ৳727
144.50%
Internet (50+ Mbps, Unlimited Data)
$28.29 ₱1,779
$12.07 ৳1,484
134.38%
🎉 Sport & Entertainment
Cebu
Jamalpur
Difference
Gym Membership (Monthly)
$32.68 ₱2,055
$16.48 ৳2,025
98.30%
Tennis Court (1 Hour on Weekend)
$6.39 ₱402
$16.20 ৳1,991
-60.56%
Cinema Ticket
$5.46 ₱343
$3.63 ৳446
50.41%
🧸 Childcare & Education
Cebu
Jamalpur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 ₱17.2K
$22.34 ৳2,745
1123.86%
International Primary School, 1 Child (Yearly)
$8,156 ₱512.9K
$1,235 ৳151.7K
560.57%
👕👟 Clothing & Footwear
Cebu
Jamalpur
Difference
Jeans (Levis 501 Or Similar)
$49.57 ₱3,117
$16.89 ৳2,076
193.49%
Summer Dress (H&M, Zara, etc)
$24.87 ₱1,564
$18.54 ৳2,278
34.14%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,817
$32.30 ৳3,969
137.12%
Men's Leather Business Shoes
$59.3 ₱3,727
$34.04 ৳4,183
74.09%
🏠 Accommodation & Living
Cebu
Jamalpur
Difference
1-bedroom Apartment, City Center (Monthly)
$506 ₱31.8K
$88.2 ৳10.8K
473.30%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.5K
$44.57 ৳5,476
594.21%
3-bedroom Apartment, City Center (Monthly)
$1,052 ₱66.1K
$171 ৳21.0K
515.69%
3-bedroom Apartment, Outside City Center (Monthly)
$619 ₱38.9K
$115 ৳14.1K
438.82%
Buy Apartment in City Center (m2)
$2,915 ₱183.4K
$691 ৳84.9K
321.98%
Buy Apartment Outside City Center (m2)
$1,867 ₱117.4K
$1,061 ৳130.3K
76.06%
💵 Salaries & Financials
Cebu
Jamalpur
Difference
Average Monthly Net Salary (After Tax)
$341 ₱21.5K
$163 ৳20.0K
109.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
10.48
-31.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Jamalpur: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Jamalpur
$45 85.6% $265
Groceries & Markets
Cebu
$210
Jamalpur
$121 42.3% $89
Monthly Utilities & Internet
Cebu
$163
Jamalpur
$48 70.7% $115
Clothing & Footwear
Cebu
$95
Jamalpur
$46 51.6% $49
Eating Out
Cebu
$88
Jamalpur
$50 42.9% $38
Sport & Entertainment
Cebu
$44
Jamalpur
$24 45.6% $20
Getting Around
Cebu
$15
Jamalpur
$10 32.8% $5.1

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $88.2 in Jamalpur. Housing cost is often the main lever when comparing two cities.

Cebu pays 109% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $11.00 in Jamalpur for a mid-range dinner for two. Groceries echo the gap at $210 vs $121 per month, with Jamalpur cheaper across the board.

Good to know
🇵🇭 Cebu
🇧🇩 Jamalpur
🕒 Local time
10:48 10:48 AM
08:48 8:48 AM
2 h behind Cebu
🌤 Weather
👥 Population
964,169
150,172
💱 Currency
Exchange rates and currency converter

BDT, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

Bangladeshi Taka exchange rates as of October 10, 2026: 1 USD = 123 BDT (1,000 BDT = 8.14 USD). 1 EUR = 138 BDT (1,000 BDT = 7.26 EUR).

On the map
Between locations
  • Cebu Jamalpur 3,930 km ≈ 5 h nonstop flight
From you
  • Cebu
  • Jamalpur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Jamalpur: Cost of Living - Frequently Asked Questions
Is Jamalpur cheaper than Cebu?
Jamalpur is cheaper overall, especially in groceries, clothing, and eating out. The 174% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Jamalpur?
Average pay runs 109% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Cebu and Jamalpur?
Rent for a central apartment: $506 in Cebu versus $88.2 in Jamalpur. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Jamalpur?
All in, you'll spend $934 per month in Cebu versus $341 in Jamalpur – a 174% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Jamalpur runs roughly 96% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,200 enough for either Cebu or Jamalpur?
Either city works on $1,200 a month, though Jamalpur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Jamalpur more family-friendly?
For families, Jamalpur is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Jamalpur?
Safety-wise, Cebu and Jamalpur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Jamalpur gentler on the wallet – expenses run 174% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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